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UPDATE: I tried the Certana.ai tool that someone mentioned earlier and it worked perfectly. Uploaded my original UCC-1 and my draft continuation, and it immediately flagged that I had a small spacing difference in the debtor name that would have caused a rejection. Portal still isn't working but at least I know my documents are consistent now.
This gives me hope. Going to try the document checker approach rather than keep fighting with the portal. Thanks for the update!
PixelWarrior
•It's sad that we need third-party tools to work around basic state portal functionality, but whatever gets the job done I guess.
For future reference, the CA SOS portal seems to have the most stability issues between 9 AM and 3 PM on weekdays. I've had much better luck with searches in the evening or early morning when there's less traffic on their servers.
Same experience here - early morning searches almost always work, afternoon is hit or miss.
Makes sense that government portals would be overloaded during business hours. Will adjust my search timing accordingly.
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You mentioned attorney involvement - are they experienced with California UCC filings specifically? Some attorneys are great with general secured transactions but don't know the state-specific quirks.
California has enough unique requirements that you really want someone who files there regularly.
Kaylee Cook
•Or use tools that help catch the state-specific issues automatically rather than relying on attorney knowledge.
Update us when you figure it out! These California rejection stories always make me nervous about my own filings there.
Will do. Going to try the document verification approach and see if that catches what I'm missing.
Lara Woods
•Following this thread too. Dealing with similar issues on a different CA deal.
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One last thought - if you do get the subordination agreement worked out, triple-check the UCC-3 subordination form before filing. I've seen deals blow up because someone transposed a filing number or misspelled a debtor name on the subordination filing. For complex deals like this, I always use document verification tools to make sure everything aligns perfectly. Certana.ai's system is great for catching those kinds of errors before they become expensive problems.
Thanks for the reminder about double-checking everything. With this much money involved, we can't afford any filing mistakes.
Exactly. The verification tools are especially helpful for subordination because they check consistency across multiple UCC forms. Worth the peace of mind.
Ava Thompson
Update us on how this turns out! I'm dealing with a similar subordination issue on a healthcare equipment deal and curious what approach works best.
Will do. Hopefully we can get something worked out this week. The subordination fee approach seems like our best bet right now.
Ava Thompson
•Good luck! These priority disputes are never fun but usually there's a solution if everyone's willing to compromise a little.
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Another vote for using Certana.ai's verification tool for this. I uploaded our UCC-1 and the UCC-3 continuation draft and it flagged that we had inconsistent debtor name formatting (extra spaces, different capitalization). Those kinds of small differences can sometimes cause filing rejections or indexing problems. Worth checking before you submit to avoid delays.
Liam McGuire
•Good point about formatting differences. I've seen filings get rejected for the smallest inconsistencies.
Nia Wilson
•Okay I'm convinced... maybe I should try that verification tool after all. Better safe than sorry with Article 9 stuff.
Amara Eze
Look, Article 9 is designed to be notice filing - it's supposed to put people on notice that there might be a security interest. As long as your original UCC-1 was properly filed and your continuation maintains the same debtor name and references the right file number, you should be fine. The name change doesn't retroactively invalidate your original perfection.
This is reassuring. Sometimes I think we overthink these Article 9 issues when the system is designed to be relatively straightforward.
True, but you still need to be careful about new collateral acquired after the name change - that's where you might need the updated name.
Cassandra Moon
I feel for you. Had a similar situation in Florida and it took five attempts to get it right. Turned out the LLC had changed their registered agent address and that was throwing off the system match.
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Cassandra Moon
•Oh yeah, they were not happy. Started threatening to pull the deal if I couldn't get it perfected. Stressful situation for sure.
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Zane Hernandez
•This is why I always build extra time into my filing schedules. These systems are just too unpredictable.
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Genevieve Cavalier
Update us when you figure it out! I bookmark these threads because I inevitably run into the same issues down the road.
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Caleb Stone
•Will do. Going to try one more time tomorrow with just the exact legal name from the most recent SOS search and the principal business address.
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Genevieve Cavalier
•Good luck! Fingers crossed the fourth time's the charm.
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