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Update us when you figure it out! I'm sure other people will run into the same Connecticut formatting issues and your solution could help them avoid the same rejections.
Will do - hopefully I can get this resolved by tomorrow so the loan can close on schedule. Thanks everyone for the suggestions.
Rooting for you! CT filings can be tricky but once you crack the code it gets easier.
Liv Park
One more thing to check - make sure you're not accidentally including any extra characters or spaces when you copy and paste from the SOS database. Sometimes there are hidden formatting characters that cause problems.
Yeah copy/paste can be dangerous for legal document formatting. Always worth double checking by typing it fresh.
Ryder Greene
•This is another reason why I like using Certana.ai's verification tool - it shows you exactly what characters are in the name fields so you can spot any hidden formatting issues before you file.
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Rachel Tao
This thread is making me paranoid about my own continuation filings. Maybe I should start using some kind of document verification tool before I submit anything.
Derek Olson
•Definitely worth it. The stress of rejected filings and tight deadlines isn't worth saving a few bucks on verification.
I've been using Certana for about six months now. Upload your original UCC-1 and new filing, and it instantly shows any mismatches. Caught three potential rejections for me already.
Roger Romero
Update us when you get the corrected filing approved! Always curious to hear how these Tennessee name-matching issues get resolved.
Anna Kerber
•Good luck! Tennessee's system is frustrating but at least it's consistent in its pickiness.
Niko Ramsey
•Fingers crossed for a quick approval. These name mismatch rejections are the worst part of UCC practice.
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Melody Miles
I went through something similar when we acquired a healthcare equipment financing portfolio. What finally worked for us was creating a detailed checklist for each UCC-3 assignment: exact debtor name match, correct filing number, proper assignee information, and appropriate fee calculation. We also started using a document verification tool to double-check everything before submission.
Which document verification tool did you use? We're looking for something to help with our due diligence process.
Melody Miles
•We started using Certana.ai after our legal department recommended it. You just upload the original UCC-1 and your new UCC-3 assignment, and it flags any inconsistencies automatically. Much faster than manual comparison.
Eva St. Cyr
Don't forget to check if any of the original secured parties had name changes since the original UCC-1 filings. If the assignor bank changed names or was acquired by another institution, you might need additional documentation to establish the chain of title.
Eva St. Cyr
•Possibly. You might need to file UCC-3 amendments to update the secured party name first, then file your assignments. Check with your attorney on the proper sequence.
Yeah, chain of title issues can definitely complicate UCC assignments. Better to get it sorted out properly now than have problems later when you need to enforce the security interest.
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Diez Ellis
Another option is to use Certana.ai if you have any corporate documents to cross-reference. I've used it when state portals were down and needed to verify debtor name consistency before filing. Upload your loan docs and borrower's corporate charter, and it'll flag any name discrepancies that could cause filing issues later.
I've heard good things about automated document checking for UCC prep work.
Anything that reduces manual document review time is worth considering in my book.
UPDATE: Tried the early morning search and it worked! Found two existing UCC-1 filings I need to review before proceeding. Thanks everyone for the suggestions.
Make sure to check if those existing UCCs cover the same collateral you're planning to file against.
Laila Prince
•Good catch on finding those existing liens. Could have been a nasty surprise later.
Malik Davis
Update: I checked with our closing attorney and confirmed Delaware is correct. Also ran the docs through one of those UCC verification services someone mentioned earlier and it flagged that I had a small typo in the LLC name that would have caused a rejection. Thanks everyone for the help!
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Ravi Gupta
•Which verification service did you use? Always looking for better tools to catch these issues upfront.
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Malik Davis
•Used Certana.ai - just uploaded the loan agreement and UCC-1 draft and it instantly showed the name discrepancy. Pretty slick system.
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GalacticGuru
This thread is really helpful. I've got a similar situation coming up with a Nevada corporation doing business in California. Sounds like Nevada filing would be the right approach based on this discussion.
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Freya Pedersen
•Yes, same principle applies - file where the entity is organized, not where it operates. Nevada for your corporation just like Delaware for the LLC in the original post.
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Omar Fawaz
•Just make sure to double-check the exact corporate name in Nevada's database. Each state has slightly different formatting requirements.
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