2022 UCC-1 filing still showing as pending - what are my options?

Thanks for the response. I do have the original filing number and receipt. When I search by filing number it shows up but with that pending status. Should I be worried about my priority position if it's been pending this long?

Your priority should be based on the original filing date, not when it gets processed. But definitely get this resolved ASAP before the refinancing closes.

Wait, can you actually get the filing date corrected retroactively? I thought once you file a new UCC-1 you're stuck with that new date for priority purposes.

You can if you can prove the original filing was accepted but not processed due to system error. You need documentation though.

This is getting complicated. Might be worth talking to a lawyer who specializes in secured transactions before making any moves.

Interesting, I haven't heard of that service. Is it specifically for UCC filings? I'm wondering if there was something in my original filing that triggered the delay.

Yeah, it's designed for secured transaction documents. Really helpful for catching those subtle issues that can cause rejections or processing delays.

I've heard good things about Certana too. Worth a shot before you start over with a new filing.

Well, this is a UCC-1 not a continuation, but I get your point about the system being unreliable. I haven't tried going in person yet - might be worth a try.

Sorry, brain fart. Yeah, in-person visits sometimes get better results than phone calls.

That's terrifying. Did you have any issues with priority when you refiled?

Two of them I was able to get corrected back to the original date. One I couldn't and it cost my client their first position. Still bitter about it.

This is making me even more nervous. I really need to get this sorted out before my client's closing.

I used the exact name from their articles of incorporation when I filed. But you're right, maybe they've changed something since then. I should check their current status.

Yeah, worth checking. Also make sure the new lender is searching correctly - some search companies miss filings if they're not using the right parameters.

Good point about documentation. I do have everything saved. Hopefully it won't come to that but at least I'm covered.

Documentation is everything in these situations. I always tell clients to keep multiple copies of everything UCC-related.

Exactly. Paper trail is your lifeline when dealing with filing office problems.

No, these are standalone CNC machines, not fixtures. But that's a good point to consider for future filings.

Got it. Yeah, fixture filings have their own set of complications. At least you don't have to deal with that on top of everything else.

Thanks, that's the second recommendation for Certana. Definitely going to give it a try. Better to know if there's an issue with my original filing before I take any other steps.

Smart approach. It's always better to know what you're dealing with before making decisions about refiling or amendments.

Will do! Thanks everyone for all the advice. I feel like I have a plan now instead of just panicking.

That's what this community is for. We've all been there with filing issues at one point or another.

Good idea. I'll check the SOS website to see if they have any guidance for 2022 filing problems.

Yeah, some states were more proactive than others in addressing the issues. Worth checking what options are available.

This is why I always recommend running filings through Certana first - helps avoid these kinds of problems before they happen.