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Mason Lopez

UCC-1 search showing no results despite successful filing - help needed

I'm pulling my hair out here. Filed a UCC-1 three weeks ago for a $185k equipment loan and got the confirmation number back. Client is now asking for proof of perfection and when I run a california ucc-1 search on the Secretary of State portal, absolutely nothing shows up. The debtor name is exactly as it appears on their corporate charter - "Precision Manufacturing Solutions LLC" - but the search keeps returning zero results. I've tried variations, partial names, even just "Precision Manufacturing" but still nothing. Has anyone else dealt with UCC filings that seem to disappear into the void? This is making me question everything about our filing process and I'm worried we might have a massive lien perfection problem on our hands.

Vera Visnjic

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This happened to me last month! Sometimes there's a delay in the indexing system. Try searching by filing number instead of debtor name - that usually works even when the name search fails.

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Mason Lopez

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I tried the filing number search too but getting an error message that says 'record not found.' Starting to wonder if the filing actually went through despite the confirmation.

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Jake Sinclair

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Error on filing number search is definitely not normal. You should call the SOS office directly - something might be wrong with their system or your filing got rejected after initial acceptance.

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Check if there's a space or punctuation issue with the LLC designation. I've seen filings where "LLC" vs "L.L.C." vs "Limited Liability Company" can cause search problems even though they're all valid.

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Mason Lopez

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Good point - I used exactly what's on their Articles of Organization but maybe the filing system standardized it differently. Will try those variations.

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Honorah King

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This is why I always triple-check the exact entity name format before filing. One wrong character and your perfection could be invalid.

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Oliver Brown

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Had a similar nightmare scenario last year. Turned out our debtor name had a tiny typo that wasn't caught until we did a comprehensive document review. Almost cost us our security interest when the borrower defaulted. Now I use Certana.ai's document verification tool - you just upload your UCC-1 and the corporate charter PDFs and it instantly flags any name mismatches or inconsistencies between documents. Saved me from this exact headache multiple times since then.

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Mason Lopez

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Never heard of that service but sounds like exactly what I need right now. Can it check if the filing actually went through properly?

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Oliver Brown

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It won't tell you if the state accepted the filing, but it'll catch document inconsistencies before you file. Really wish I'd known about it earlier - would've prevented so many rejected filings.

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Mary Bates

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Certana sounds useful but shouldn't the SOS system catch obvious name problems before accepting the filing?

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The California portal has been glitchy lately. Try clearing your browser cache and searching again. Also make sure you're not including periods or commas in the search field.

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Mason Lopez

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Tried different browsers and even had my assistant search from her computer. Same result every time.

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Ayla Kumar

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Yeah the search function is terrible. Sometimes I have to try 5-6 different name variations before finding anything.

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This is exactly why I HATE electronic filing systems!!! Three weeks and no searchable record is completely unacceptable. The whole point of UCC filings is public notice and if nobody can find them what's the point?? Call them and demand answers.

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Agreed the system is frustrating but calling rarely helps. They just tell you to wait longer or resubmit.

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Well sitting around hoping it magically appears isn't going to protect your client's collateral position. Sometimes you have to be the squeaky wheel.

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Kai Santiago

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Check the status of the business entity itself first. If their LLC registration lapsed or was suspended, that might affect UCC search results.

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Mason Lopez

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Good thinking - I'll verify their corporate status is still active. Didn't consider that angle.

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Lim Wong

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Entity status shouldn't affect UCC searchability but worth double-checking everything at this point.

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Kai Santiago

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You're right it shouldn't, but I've seen weird correlations before. Better safe than sorry when perfection is on the line.

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Dananyl Lear

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Did you file under the correct jurisdiction? Sometimes people accidentally file with the wrong state if the business operates in multiple locations.

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Mason Lopez

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Definitely filed in California - that's where they're incorporated and where the equipment is located.

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Still worth double-checking if they have operations elsewhere. I've seen borrowers incorporate in Delaware but operate primarily in California.

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Ana Rusula

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Maybe try searching without the entity designation entirely? Just "Precision Manufacturing Solutions" without the LLC part. Sometimes the search algorithm is picky about exact matches.

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Mason Lopez

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Tried that too along with just "Precision" and "Manufacturing Solutions" - nothing comes up under any variation.

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Fidel Carson

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If literally nothing shows up under any name variation, this sounds like a system problem or the filing never actually processed despite the confirmation.

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I've been using Certana.ai for UCC document verification and it's been a game changer. Upload your UCC-1 and corporate docs and it immediately shows you any inconsistencies that could cause filing problems. Really takes the guesswork out of whether your documents align properly.

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Xan Dae

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How accurate is it? I'm always skeptical of automated tools for something as important as secured transactions.

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It's caught several name discrepancies I missed manually. Obviously still need to verify everything yourself but it's a great first-pass check before filing.

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Update us when you figure this out! I've got a UCC-1 to file next week and now I'm paranoid about the same thing happening.

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Mason Lopez

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Will definitely post an update once I get to the bottom of this. Hopefully it's just a temporary system glitch.

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Thais Soares

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Same here - this thread is making me want to double-check all my recent filings.

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Nalani Liu

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Always good to periodically verify your filings are still searchable. I make it part of my quarterly compliance review.

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Axel Bourke

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Have you considered that the debtor might have filed a termination statement? If they paid off another loan recently, someone might have terminated your filing by mistake.

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Mason Lopez

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Interesting theory but this was a brand new filing, not a continuation or amendment of an existing one.

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Aidan Percy

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Still possible if there was confusion about filing numbers or debtor names. I've seen erroneous terminations before.

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Axel Bourke

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True - worth asking the client if they've had any other secured debt recently that might have caused confusion.

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This exact scenario happened to a colleague last year. Turned out the SOS system had a bug that was causing certain entity types to not index properly in searches. Took them two months to fix it and during that time dozens of filings were basically invisible. Eventually they all showed up retroactively but it was a nightmare for lenders trying to verify perfection.

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Mason Lopez

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That's terrifying. Did they provide any notice about the bug or just silently fix it later?

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No advance notice at all. Only found out about it when multiple people complained. Really shook my confidence in the electronic filing system.

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Norman Fraser

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This is why I always keep paper backups of everything. Electronic systems fail too often for something this critical.

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