UCC recording system glitch cost us 3 weeks - anyone else hit delays?

No error messages at all, just stuck on processing. Really frustrating when you can't give clients a straight answer about their lien status.

Same boat here. Had a UCC-1 sit for 16 days before it finally got recorded. No rhyme or reason to the delays.

Good call, I'll double-check the character count. The debtor name does have an ampersand and a comma, wonder if that's causing issues.

Yeah, punctuation can definitely trip up their system. Try calling and asking them to manually review the filing - sometimes that pushes it through faster.

We always spell out 'and' instead of using & symbols now after getting burned on this same issue last year.

Never heard of that service before but sounds like it could prevent these headaches. Does it check against the actual state requirements?

Yeah, it cross-references your documents against filing standards and flags potential issues before you submit. Really wish I'd known about it earlier.

I'm skeptical of these automated tools but if it prevents recording delays like this... might be worth checking out.

Thanks, I'll try the UCC division directly. Do you happen to have that direct number? The main line just transfers me around.

I'll PM you the number, but also try calling first thing in the morning - they seem more responsive before 10am.

This is exactly why I keep a spreadsheet of all our UCC recording timelines. The delays have been getting progressively worse.

It's mobile manufacturing equipment, not attached to real estate. But good point - I should double-check our collateral description to make sure it's clear.

Yeah, even mobile equipment can get tricky if the description isn't specific enough. They might be holding it for manual review to determine proper classification.

We always include serial numbers and specify mobility in our descriptions to avoid this exact confusion.

Right?? And good luck getting any real information from them about what's causing the delays. It's all 'system maintenance' and 'processing backlogs.

The worst part is not knowing if it's going to be rejected after all this waiting. At least with the old paper system you knew within a week.

Payment cleared immediately, I can see it on our bank statement. But thanks for the suggestion - that would definitely cause delays.

Worth checking their payment status page too, sometimes the bank clears it but their system doesn't recognize it for days.

We've had payment timing issues before. Their system is so clunky about reconciling electronic payments.

That's actually not a bad strategy. Better to have duplicate processing than miss perfection deadlines.

Exactly. The cost of a duplicate filing is nothing compared to losing priority because of their system delays.

I do the same thing now. File early, file twice if it's important. Sad that we have to work around their broken system like this.

Yeah I'm definitely going to check that out. At this point anything that prevents these kinds of delays is worth trying.

The document consistency checking is really helpful. Catches things like name variations between your charter docs and UCC filing that can cause problems.

Glad you got some answers! What was the validation error if you don't mind sharing? Might help others avoid the same issue.

Something about the collateral description format not matching their updated requirements. They couldn't explain exactly what was wrong though.

This is exactly why their system needs better error reporting. 'Data validation error' tells us nothing useful.

At least you got resolution! Still can't believe it took manual intervention to get a standard UCC-1 processed.