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Sean Doyle

How to answer Medicaid eligibility on FAFSA when approval is pending?

I'm filling out my daughter's FAFSA for next year and stuck on the Medicaid question. We applied for Medicaid for her about 3 weeks ago. All signs point to her being eligible (income verification went through, etc.), but we haven't received the official approval letter yet. The FAFSA specifically asks if she's eligible for Medicaid, not if she's currently enrolled. Should I check 'Yes' since we know she qualifies based on our income, or 'No' since we don't have the official approval yet? I don't want to delay her aid package by answering incorrectly, but also don't want to miss out on potential benefits. Has anyone dealt with this timing issue before?

Zara Rashid

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You should check 'Yes' for Medicaid eligibility. The FAFSA question is asking about eligibility, not current enrollment status. Since you've already submitted the application and have verification that your income qualifies, your daughter is technically eligible even without the final approval letter. This question helps determine your Expected Family Contribution (now called Student Aid Index or SAI), and answering accurately can potentially increase her aid eligibility. Just make sure you follow through with the Medicaid enrollment once you receive the approval.

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Sean Doyle

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Thank you! That's what I was leaning toward, but wanted to make sure. I was worried about getting flagged for verification if I answered one way and then our actual status was different by the time they processed everything. We'll definitely be enrolling her as soon as the approval comes through.

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Luca Romano

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i put no on mine cause we didnt have the actual card yet and then had to do a whole correction after the approval which delayed evrything for like 3 weeks!! so frustrating

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Sean Doyle

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Oh no, that's exactly what I'm worried about! Did you have to call the financial aid office to fix it or were you able to make the correction online?

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Nia Jackson

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The system is SO confusing!! I made the opposite mistake last year - said my son was eligible because we were in the process of applying but it turned out our income was slightly over the limit. Got flagged for verification and had to explain the whole situation. Took FOREVER to sort out. Make sure your income really does qualify before you check yes. Do you have any proof from the Medicaid office that your application is being processed?

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Sean Doyle

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Yes, we got an email confirmation after submitting the income verification documents saying that our application met the income requirements and is being processed. I just don't have the final approval letter with her Medicaid ID number yet.

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When I called the FAFSA helpline about this exact issue last year, they told me to answer based on my CURRENT status at the time of filling out the form. Since your daughter isn't technically enrolled yet, they might tell you to mark 'No' and then submit a correction later. Just my experience though.

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CosmicCruiser

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This is actually incorrect advice from the helpline. The FAFSA specifically asks about ELIGIBILITY for Medicaid, not current enrollment status. The question is designed to identify students who qualify for certain federal programs based on income thresholds, which affects the SAI calculation. If the family has already verified their income meets Medicaid requirements, the student is eligible regardless of whether they're currently enrolled.

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Aisha Khan

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Has anyone actually tried using Claimyr to get through to the Federal Student Aid helpline? I spent THREE HOURS on hold yesterday trying to ask this exact question and eventually got disconnected. A friend showed me this service at claimyr.com that supposedly gets you through to a real person without the wait, and there's a video showing how it works: https://youtu.be/TbC8dZQWYNQ. Wondering if it's worth trying since I need to ask about this Medicaid question too.

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Ethan Taylor

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YES!!! used it last week when my fafsa got rejected for some stupid verification thing. got to talk to a REAL PERSON in like 10 mins instead of waiting all day. they actually helped fixed my issue right away

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Zara Rashid

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UPDATE: I checked with the Federal Student Aid office today to confirm the correct answer. They stated that for the Medicaid question, you should answer 'Yes' if your child is eligible based on your state's requirements, even if you're waiting for final approval. The question is used to identify students who qualify for an automatic zero EFC or simplified needs test, which can result in maximum aid eligibility. Once you receive the official approval, make sure your daughter is actually enrolled in Medicaid to maintain consistency with your FAFSA answers in case of verification.

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Sean Doyle

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Thank you so much for following up on this! This is exactly what I needed to know. I'll mark 'Yes' since we've already confirmed she meets the income requirements. I appreciate everyone's help!

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Luca Romano

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make sure u save all ur medicaid application stuff cause if u get picked for verification (i did) theyll want proof that u were eligible when u filled it out

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Sean Doyle

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Good point! I've saved all the emails and confirmation numbers from our application. I'll create a folder with all this documentation just in case.

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Nia Jackson

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UGH this whole system is ridiculous. Why can't they just look up if someone is eligible themselves instead of making us figure it out? Then they wonder why enrollment rates are down for low-income students. I spent more time dealing with FAFSA verification than I did on my kid's college applications!!

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CosmicCruiser

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I understand the frustration, but there's actually a good reason for this. The Dept of Education and Medicaid systems are separate federal programs with different databases that don't automatically share information due to privacy laws. The FAFSA has been simplified for 2025-2026 with fewer questions, but this particular question remains because it helps identify students who qualify for maximum aid through the simplified needs test provision.

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PixelWarrior

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Just wanted to add my experience as someone who went through this exact situation last year. I marked "Yes" on the FAFSA when we were still waiting for Medicaid approval (had confirmation our income qualified), and it worked out perfectly. My daughter got the maximum Pell Grant and state aid. The key thing is that the FAFSA uses this question to trigger the automatic zero EFC calculation, which can make a huge difference in aid eligibility. We did get selected for verification later, but having all our Medicaid application documentation saved (like others mentioned) made the process smooth. The financial aid office actually thanked us for answering correctly because it helped them process her aid package faster. Don't overthink it - if you've confirmed you meet the income requirements, you're eligible!

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Chloe Taylor

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This is really helpful to hear from someone who actually went through it! I was getting stressed about the verification process, but it sounds like as long as you have your documentation ready, it's not too bad. Did you have to provide anything beyond the standard Medicaid application paperwork during verification? I'm trying to get all my documents organized now just in case.

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As a newcomer to this community, I'm so glad I found this thread! I'm dealing with the exact same situation right now - my son's FAFSA is due soon and we're waiting on Medicaid approval. Reading through everyone's experiences has been incredibly helpful. It sounds like the consensus is to mark "Yes" if you've confirmed eligibility through the income verification process, even without the final approval letter. I appreciate how supportive this community is - you've all shared such detailed experiences and practical advice about documentation and verification. This is exactly the kind of guidance that makes navigating the FAFSA process less overwhelming for families like mine!

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Welcome to the community! I'm also new here and have been following this thread closely because I'm in a similar boat with my daughter's FAFSA. It's been so reassuring to see everyone sharing their real experiences rather than just generic advice. The documentation tips from @PixelWarrior and others have been game-changers - I never would have thought to save all those confirmation emails and application receipts. This community really does make the whole process feel less intimidating when you're dealing with these confusing timing issues between different government programs!

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Omar Mahmoud

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As someone new to this community, I want to thank everyone for sharing such detailed experiences with the Medicaid/FAFSA timing issue! I'm currently facing this exact situation with my daughter's application. We submitted our Medicaid application 2 weeks ago and received confirmation that our income qualifies, but we're still waiting for the official approval. Based on all the advice here, especially from @Zara Rashid's update from the Federal Student Aid office and @PixelWarrior's real-world experience, I feel much more confident about marking "Yes" on the FAFSA. The tip about saving all documentation is so valuable - I've already created a dedicated folder with our application confirmation emails, income verification receipts, and screenshots of our application status. It's reassuring to know that answering based on verified eligibility (rather than waiting for enrollment) is the correct approach and can actually help maximize aid opportunities through the automatic zero EFC calculation. This community has been incredibly helpful for navigating these confusing government program overlaps!

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Sophia Clark

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Welcome to the community, and thank you for such a thoughtful summary! As another newcomer here, I've been carefully reading through everyone's experiences too. Your approach of creating a dedicated documentation folder is brilliant - I'm going to do the same thing right away. It's really encouraging to see how this community comes together to help families navigate these complex overlapping systems. The distinction between "eligibility" vs "enrollment" that everyone has clarified here is so important and something I never would have understood without reading these real experiences. I'm feeling much more prepared to tackle my own FAFSA now thanks to all the detailed advice shared here!

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Kevin Bell

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As a newcomer to this community, I want to express how incredibly helpful this entire discussion has been! I'm currently in the exact same situation with my son's FAFSA - we applied for Medicaid about a month ago, got income verification confirmation, but are still waiting on the final approval letter. Reading through everyone's real experiences has been so much more valuable than the generic advice you find elsewhere. The clarification that the FAFSA asks about "eligibility" rather than "enrollment status" is crucial, and @Zara Rashid's follow-up with the Federal Student Aid office really sealed the deal for me. I'm definitely going to mark "Yes" based on our confirmed income eligibility. The documentation tips from @PixelWarrior and others are gold - I've already started organizing all our application confirmations and emails into a verification folder. It's amazing how this community breaks down these complex government program intersections in such a practical, supportive way. Thank you all for making this overwhelming process feel much more manageable!

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Luca Romano

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Welcome to the community! As another newcomer, I'm so grateful to have found this thread too. I'm dealing with the same Medicaid/FAFSA timing dilemma with my daughter's application. What really stands out to me is how everyone here has shared such specific, actionable advice rather than vague guidance. The consensus seems clear - answer "Yes" if you've verified income eligibility, even without final enrollment. I love the documentation folder idea that several people mentioned - I'm definitely implementing that strategy. It's reassuring to see how this supportive community helps families navigate these bureaucratic maze situations with real-world solutions!

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As a newcomer to this community, I'm so grateful to have found this discussion! I'm currently dealing with this exact same Medicaid/FAFSA timing issue with my daughter's application. We submitted our Medicaid application about 4 weeks ago and received confirmation that our income qualifies, but we're still in the "processing" stage waiting for the official approval. Reading through everyone's experiences here has been incredibly enlightening - especially the distinction between "eligibility" vs "enrollment" that several people clarified. The real-world experiences shared by @PixelWarrior and others, along with @Zara Rashid's official confirmation from Federal Student Aid, have given me the confidence to mark "Yes" on the FAFSA based on our verified income eligibility. I'm also taking everyone's advice about documentation seriously - I've already created a folder with all our application confirmations, income verification emails, and status screenshots just in case we get selected for verification. This community's practical, supportive approach to navigating these complex government program overlaps is exactly what families need when dealing with these stressful situations!

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