FAFSA missing parent asset questions after selecting Medicaid - did I mess up?
I'm completely confused about something that just happened with our FAFSA application. Our daughter finished her part and sent me the parent invitation link. When I got to the question about whether anyone in our household received federal benefits in 2023-2024 (Medicaid, SNAP, free lunch, etc.), I answered 'yes' because both our kids were on our state's Medicaid program for the first half of 2023. Here's where I'm worried: this was ONLY because of those COVID emergency rules that kept people enrolled even after they no longer qualified based on income. Our kids got disenrolled in July once those rules expired. After answering 'yes' to that question, the FAFSA never asked for ANY parent assets! No questions about checking/savings accounts, investments, or anything about our home equity or business. Completely skipped all of it! Did I accidentally trigger some kind of automatic Pell Grant qualification by answering yes to the Medicaid question? Should I go back and change my answer since we were only on Medicaid due to the emergency rules? I don't want to be dishonest or have this blow up later with verification. Anyone else encounter this?
29 comments


Logan Greenburg
You didn't do anything wrong! This is actually how the new 2024-2025 FAFSA is designed to work. If someone in your household received qualifying federal benefits like Medicaid, SNAP, or free/reduced lunch during 2023, you may qualify for the automatic zero EFC (now called minimum SAI). The system intentionally skips asking about assets in this case because they're not considered in your aid calculation. The fact that your kids were only on Medicaid due to COVID rules doesn't matter - they were still legitimately enrolled in the program during the tax year in question. You answered correctly.
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Angelica Smith
•Thank you so much for the quick response! So the system is working as intended? It still feels weird that they don't even want to know about our assets when we make pretty good income. Our AGI was around $120k last year - doesn't that disqualify us from the automatic zero EFC/minimum SAI thing?
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Charlotte Jones
wait are you sure they were legally on medicaid? if you didnt qualify based on income but were kept on bc of covid rules that sounds like maybe you shouldnt put yes? just my thought, might wanna call and ask
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Logan Greenburg
•The FAFSA is asking if they RECEIVED the benefit during 2023, not whether they qualified under normal circumstances. The COVID continuous enrollment policy was a legal federal policy, so being enrolled under those rules was completely legitimate. There's no need to distinguish how or why they qualified.
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Lucas Bey
This is actually a feature of the new "streamlined" FAFSA process. For the 2024-2025 FAFSA, if you answer yes to any of the federal means-tested benefits programs AND your income falls below certain thresholds, you may qualify for what's called "auto-zero EFC" (now renamed to minimum SAI). However, I'm a bit concerned about your situation because auto-zero typically only applies to families with income below $29,000. At $120K AGI, I would have expected you to still see the asset questions. It's possible there's a glitch in the system, as the new FAFSA has been having numerous technical issues. I would recommend taking a few steps: 1. Make sure you've fully completed every page of the parent section 2. Try logging out completely and logging back in 3. If the asset questions still don't appear, consider contacting Federal Student Aid directly
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Angelica Smith
•I definitely completed everything it asked for, and I've logged out and back in twice. The system definitely seems to think we're done with the parent section. I'll try to contact FSA directly, but I've heard their phone lines are impossible to get through.
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Harper Thompson
OMG the same thing happened to me last week! I put yes for SNAP because my youngest got free lunch at school and then it never asked about our house or savings accounts. I just submitted it anyway and figured they'd contact me if there was a problem. The whole new FAFSA is so confusing compared to previous years.
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Angelica Smith
•Did you get any kind of notification after submitting? I'm nervous about just submitting it as-is if there's really a problem.
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Caleb Stark
If you're trying to reach Federal Student Aid about this issue, don't waste hours on hold. I used Claimyr (claimyr.com) last week when I had a similar problem with missing questions on my FAFSA submission. They got me connected to an actual FSA agent in about 15 minutes instead of the 2+ hours I spent trying on my own. They have a demo video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent confirmed for me that the system was working as designed in my case, and explained exactly why certain questions were skipped based on my answers. Definitely worth getting an official answer directly from FSA.
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Angelica Smith
•Thank you for the tip! I'll check out that service. Did FSA tell you that answering yes to the benefits question is what caused your asset questions to be skipped?
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Jade O'Malley
This is EXACTLY why I hate the "simplified" FAFSA!! They claim to make it easier but actually just confuse everyone. Last year's form was much clearer about who qualified for simplified needs assessment. My daughter almost lost $5000 in aid because of a similar misunderstanding with the new form.
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Lucas Bey
•The transition has definitely been rocky. For anyone reading this thread who's confused: the new FAFSA uses federal tax data and benefit program participation to determine whether you need to report assets. Some families qualify for what's called the Simplified Needs Test or Auto-Zero EFC, which means they don't need to report assets at all. However, there are specific income limitations for these simplifications.
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Hunter Edmunds
**Update on our situation:** I finally got through to a FAFSA representative this morning. They confirmed that answering YES to the federal benefits question AND having an AGI below $60,000 made us eligible for the Simplified Needs Test (SNT), which is why I didn't get asked about assets. Even though our income is $120K, apparently the system only looked at MY income as the contributing parent, not our combined household income (we file separately). The rep said this was working as intended and that I should submit as-is. Hope this helps anyone else in a similar situation!
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Angelica Smith
•Thank you so much for sharing this update! That actually makes sense in our case too - I'm the contributing parent and my income alone is under that threshold. I feel much better about submitting now. Really appreciate you coming back to share what you learned!
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Lucas Bey
•Thanks for sharing this clarification! Yes, for parents who are married but file separately, the FAFSA only considers the contributing parent's AGI for SNT qualification. This is one of the less-known aspects of the new FAFSA.
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Aria Park
This is such a helpful thread! I'm a newcomer here and currently going through the FAFSA process with my oldest. We had a similar situation where we received WIC benefits for part of 2023, and I was worried about answering "yes" to that question. Reading through everyone's experiences here really clarifies how the new system works with the Simplified Needs Test. It sounds like the key takeaway is that if you legitimately received any qualifying federal benefits during 2023 (regardless of the reason) AND meet the income thresholds, the system will automatically skip asset questions. Thanks to everyone who shared their experiences and especially to those who followed up with official answers from FSA! One question for the group - has anyone had experience with the verification process after submitting a FAFSA that qualified for SNT? I'm wondering if they ask for additional documentation about the benefit programs during verification.
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Daniel Rivera
•Welcome to the community, Aria! Great question about verification. From what I've experienced and heard from others, if you're selected for verification after qualifying for SNT, they typically DO ask for documentation proving you received the federal benefits you claimed. This usually means providing official letters or statements from the benefit program (Medicaid, SNAP, WIC, etc.) showing the dates of coverage during 2023. The good news is that this documentation is usually pretty straightforward to obtain - most state agencies can provide benefit verification letters online or by phone. Just make sure to keep any records you have from 2023 about your WIC participation, as that will make the process much smoother if you get selected for verification. The verification process for SNT cases tends to focus more on confirming benefit eligibility rather than diving deep into asset documentation, since assets aren't part of the calculation anyway. Hope this helps ease some of your concerns!
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Nathaniel Mikhaylov
As someone new to this community and currently navigating the FAFSA maze myself, this entire thread has been incredibly enlightening! I'm dealing with a similar situation where my family received pandemic-era benefits, and I was second-guessing every answer. What strikes me most is how the "simplified" FAFSA has actually created more confusion in some ways. The automatic qualification for SNT based on benefit receipt is clearly working as designed, but it's so different from previous years that it catches everyone off guard. For anyone else reading this who might be in a similar boat: it seems the key points are: 1. Answer honestly about benefits received during 2023 - even if it was due to COVID policies 2. The system will automatically determine if you qualify for SNT based on benefits + income thresholds 3. If you qualify, asset questions get skipped entirely - this is intentional, not a glitch 4. When in doubt, contact FSA directly (or use services like the one Caleb mentioned to get through faster) I'm feeling much more confident about submitting our FAFSA now. Thanks to everyone who shared their experiences - this community is such a valuable resource for navigating this process!
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Yuki Nakamura
•Thanks for such a great summary, Nathaniel! As another newcomer to this community, I really appreciate how you've distilled all the key takeaways from this thread. Your four main points are spot-on and will definitely help other families who find themselves in similar situations. I'm curious - have you submitted your FAFSA yet, or are you still in the process? I'm in a similar boat with pandemic-era benefits and was hesitant about the "yes" answer, but this discussion has really helped clarify that we should answer based on what actually happened in 2023, not worry about the underlying reasons. It's also reassuring to see that multiple people have gotten official confirmation from FSA that this is how the system is supposed to work. The fact that @Hunter Edmunds went back and shared their update after speaking with FSA directly was incredibly helpful for building confidence in the process. Looking forward to learning more from this community as we all navigate the financial aid process together!
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Reina Salazar
As a newcomer to this community, I want to thank everyone for this incredibly detailed and helpful discussion! I'm currently helping my daughter with her FAFSA and we're in almost the exact same situation - we received Medicaid benefits during 2023 due to the COVID continuous enrollment policy, even though our income would normally disqualify us. Reading through this thread has been such a relief. I was panicking when the asset questions disappeared after I answered "yes" to the benefits question, thinking I had somehow broken the system or answered incorrectly. It's reassuring to see that multiple families have experienced this same scenario and that it's actually the intended functionality of the new FAFSA. The clarification about the Simplified Needs Test and how it works with the contributing parent's individual income (for those filing separately) is particularly valuable. I think many families don't realize that the system looks at individual rather than combined household income in those cases. One thing I'd add for other newcomers who might be reading this: don't let the anxiety about "doing it wrong" paralyze you. As this thread shows, answering honestly about benefits received in 2023 is the right approach, regardless of the circumstances that led to those benefits. The system is designed to handle these situations automatically. Thanks again to everyone who shared their experiences and especially to those who took the time to contact FSA for official clarification!
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Oliver Weber
•Welcome to the community, Reina! Your comment really resonates with me as someone who just went through this exact same anxiety. I think you've touched on something really important - the fear of "doing it wrong" can be paralyzing when it comes to financial aid forms that feel so high-stakes. What I've learned from this thread is that the new FAFSA system is actually quite robust in handling these edge cases that felt so confusing to us. The fact that multiple families have had nearly identical experiences with pandemic-era Medicaid benefits suggests this is a common scenario that the system was designed to accommodate. Your point about answering honestly regardless of circumstances is so crucial. It seems like the FAFSA architects anticipated that many families would have received benefits during 2023 due to the unique COVID policies, and they built the system to handle that reality rather than requiring families to make judgment calls about "legitimate" vs. "emergency" benefit receipt. I'm still waiting to submit my own FAFSA (want to triple-check everything first!), but this discussion has given me the confidence to trust the process and answer truthfully about our benefit history. Thanks for adding your perspective to this already incredibly helpful thread!
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Ally Tailer
As another newcomer to this community, I can't tell you how valuable this entire discussion has been! I'm currently going through the FAFSA process with my twins who are heading to college next year, and we had the exact same panic when the asset questions vanished after answering "yes" about receiving free/reduced lunch benefits in 2023. Like many of you, we were only eligible due to the expanded COVID policies, but reading through everyone's experiences - especially @Hunter Edmunds' follow-up with the official FSA confirmation - has been incredibly reassuring. It's clear that the system is working as intended when it skips asset questions for families who qualify for the Simplified Needs Test. What I find most helpful about this thread is how it demonstrates the importance of this community in navigating these confusing processes. The FAFSA instructions themselves don't really explain WHY certain questions get skipped, which naturally makes families worry they've made an error. Having real families share their experiences and official confirmations makes all the difference. For other newcomers who might be reading this: trust the process, answer honestly about any benefits received in 2023, and don't second-guess the system when it skips questions you were expecting to see. This thread is proof that you're not alone in this experience!
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Chloe Robinson
•Welcome to the community, Ally! I'm also a newcomer here and just wanted to say thank you for mentioning the twins situation - I'm in the same boat with multiple kids heading to college and the FAFSA process feels even more overwhelming when you're multiplying everything by two! Your point about the FAFSA instructions not explaining WHY questions get skipped is so spot-on. I think that's what caused most of our collective anxiety in the first place. When you're expecting to see asset questions based on previous years' forms or advice from friends, and then they just disappear, it feels like something went wrong rather than something going right. This thread has been such a masterclass in the value of community support during stressful processes. @Hunter Edmunds going the extra mile to call FSA and then coming back to share those findings really exemplifies what makes online communities so powerful. We re'all just trying to do right by our kids and not mess up their financial aid! I m'definitely bookmarking this thread to reference when I inevitably second-guess myself again before hitting submit. Thanks to everyone who contributed - you ve'probably saved dozens of families from unnecessary stress and potentially incorrect form submissions.
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Andre Rousseau
As a newcomer to this community, I want to echo what everyone else has said about how incredibly helpful this thread has been! I'm currently in the middle of completing my FAFSA and found myself in almost the exact same situation - we received SNAP benefits for part of 2023 due to expanded COVID eligibility, and when I answered "yes" to the benefits question, all the asset questions disappeared. Like so many others here, my first instinct was panic - thinking I had somehow broken the application or answered incorrectly. But reading through all these experiences, especially the official confirmations from FSA that @Hunter Edmunds shared, has been tremendously reassuring. What really stands out to me is how this "simplified" process, while ultimately working as designed, creates so much initial confusion because it's such a departure from what families expect based on previous FAFSA versions. The automatic qualification for SNT based on benefit receipt is clearly a feature, not a bug, but without clear explanation in the interface, it feels like an error. I'm planning to submit our FAFSA as-is, trusting that the system correctly identified our eligibility for the Simplified Needs Test. This community discussion has given me the confidence to move forward without second-guessing every answer. Thank you to everyone who shared their experiences and took the time to get official clarification - you've made this stressful process much more manageable for families like mine!
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Ethan Anderson
•Welcome to the community, Andre! Your experience perfectly mirrors what so many of us have gone through with this new FAFSA system. I'm also a newcomer here, and like you, I initially panicked when the asset questions vanished after answering about SNAP benefits. What I've found most valuable about this discussion is how it's shown that our shared confusion is actually a reasonable response to a poorly explained system change. The fact that multiple families had identical experiences - receiving COVID-era benefits, answering honestly, seeing asset questions disappear, and then wondering if we broke something - suggests this is a widespread issue with the FAFSA interface design rather than user error. Your point about trusting the system despite the lack of clear explanation really resonates with me. It takes a lot of confidence to submit a form that behaves differently than expected, but this community has provided the reassurance needed to move forward. The official FSA confirmation that @Hunter Edmunds shared was the turning point for me too. I m'curious - have you submitted your FAFSA yet, or are you still in the review phase? I m'planning to submit mine this week now that I have confidence the system is working correctly. Thanks for adding your voice to this incredibly helpful discussion!
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CosmicCruiser
As a newcomer to this community, I can't express how timely and helpful this entire discussion has been! I'm currently working through my FAFSA for my daughter's college applications, and we had the exact same experience - we received Medicaid benefits during part of 2023 under the COVID continuous enrollment policy, and when I answered "yes" to the federal benefits question, the asset questions completely disappeared. Like everyone else here, my immediate reaction was panic. I thought I had somehow broken the system or misunderstood the question. It's such a relief to read through all these similar experiences and see that this is actually how the new FAFSA is designed to work with the Simplified Needs Test. The key insight from @Hunter Edmunds about the contributing parent's individual income versus household income for SNT qualification is particularly valuable - that detail isn't explained anywhere in the FAFSA interface itself. And the broader point that several people have made about answering honestly regarding benefits received in 2023, regardless of the underlying circumstances, really helps clarify the right approach. This thread is a perfect example of why online communities like this are so essential for navigating complex processes. The official FAFSA guidance doesn't adequately explain why certain questions get skipped, leaving families to wonder if they've made errors. Having real people share their experiences and official confirmations makes all the difference. Thank you to everyone who contributed to this discussion - you've probably saved countless families from unnecessary stress and potentially incorrect submissions!
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Sarah Ali
•Welcome to the community, CosmicCruiser! I'm also a newcomer here and your experience sounds exactly like what I went through just last week. It's incredible how many families have had this identical situation with COVID-era benefits and the disappearing asset questions. What really struck me about your comment is how you emphasized the importance of this community for filling in the gaps that the official FAFSA guidance leaves. You're absolutely right that the interface doesn't explain WHY questions get skipped, which naturally makes us think something went wrong. Reading through everyone's experiences here - especially those who got official FSA confirmation - has been like having a support group for this stressful process. I ended up submitting my FAFSA yesterday after reading through this entire thread, and I feel so much more confident about it now. The reassurance from families who've been through the exact same scenario and gotten official confirmation that it's working correctly was exactly what I needed to move forward. Thanks for adding your voice to this discussion - it's helping build an even stronger foundation of shared knowledge for other families who will inevitably find themselves in the same situation!
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Emma Davis
As a newcomer to this community, I want to add my heartfelt thanks to everyone who has shared their experiences in this thread! I'm currently navigating the FAFSA process for my son's college applications, and we found ourselves in the exact same situation - we received WIC and Medicaid benefits during 2023 due to extended COVID eligibility policies, even though our income would normally disqualify us. When I answered "yes" to the federal benefits question and watched all the asset questions completely disappear, I was convinced I had somehow broken the system. The relief I felt reading through everyone's nearly identical experiences cannot be overstated! What's been most valuable to me is seeing the pattern emerge across so many families: pandemic-era benefits → honest "yes" answer → missing asset questions → initial panic → eventual confirmation that this is correct. It really demonstrates how the new FAFSA system was designed to handle the unique circumstances that many families faced during 2023. The official FSA confirmation that @Hunter Edmunds shared about the Simplified Needs Test and contributing parent income thresholds was the final piece I needed to feel confident about submitting. It's clear that the system is working as intended, even if it feels completely different from what we expected based on previous years. This community has provided exactly the kind of real-world guidance that the official FAFSA documentation lacks. Thank you to everyone who took the time to share their experiences and especially to those who went the extra mile to get official clarification!
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Lucy Taylor
•Welcome to the community, Emma! Your experience perfectly captures what so many of us have been through with this new FAFSA system. I'm also a newcomer here, and like you, I initially thought I had broken something when the asset questions vanished after answering about our pandemic-era benefits. What really resonates with me about your comment is how you described that pattern we've all experienced - it's like we're all following the same script! The fact that multiple families independently had this identical reaction (panic followed by relief after finding this thread) really shows how poorly the FAFSA interface explains these changes. I submitted my FAFSA last week after reading through this discussion, and honestly, this community gave me more confidence than any official documentation did. The shared experiences here, combined with the official FSA confirmations that others obtained, created exactly the kind of reassurance I needed to trust the process. It's amazing how a single thread can turn what feels like a scary, isolating experience into something we realize is completely normal and expected. Thank you for adding your voice to this incredibly helpful discussion - every family that shares their experience makes it easier for the next one!
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