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Lucas Bey

FAFSA dependency override for student with deceased custodial parent and no contact with other parent

My advisee recently lost their mom (who had full custody) and has zero contact with their father. He hasn't seen his dad in over 8 years and doesn't know where he lives. None of the dependency override questions on the FAFSA seem to address this situation clearly. I checked the homeless/risk of being homeless option, but that doesn't seem right either since he's living with his grandmother (though she hasn't established legal guardianship). Has anyone navigated the FAFSA successfully with a similar situation? What's the proper way to handle the dependency questions without having any parental information to report?

My daughter went thru somethin similar. You need to apply for a "dependency override" which isnt actually on the FAFSA itself. Each school handles these diffrently. Have student contact financial aid office at EACH school they apply to and ask about their dependency override process.

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Lucas Bey

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Thanks for this tip. So there isn't a way to indicate this directly on the FAFSA itself? I was hoping to find a simple checkbox or something. I'll have him reach out to each school's financial aid office.

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Caleb Stark

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This is actually a fairly common situation that requires a special process. Your student will need to complete the FAFSA as best they can, then request a dependency override from each school's financial aid office. Document everything: 1. Death certificate for the custodial parent 2. Any legal documents showing the mother had full custody 3. Letter from school counselor, social worker, or clergy member confirming no contact with father 4. Letter from the grandmother describing the living situation The student will be considered independent if approved. Each school handles this differently, so contact each one early in the process.

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Jade O'Malley

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Yes YES THIS!!! When my nephew was in this EXACT situation, we spent MONTHS trying to figure this out on the FAFSA website with no luck. Turns out you CANT actually do this on the FAFSA directly - it's all handled by individual schools! So frustrating they don't make this clear anywhere!

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i dont think theres an option for this exact situation on the fafsa itself, call the federal student aid hotline and see what they say. i tried calling for my student last week tho and waited 2 hours before giving up

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Ella Lewis

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I had the same problem trying to reach FSA recently! I discovered Claimyr (claimyr.com) which got me connected to an agent in under 10 minutes. They have a demo video showing how it works: https://youtu.be/TbC8dZQWYNQ. Saved me hours of waiting and the agent confirmed that dependency overrides are handled by individual schools, not through the FAFSA directly.

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I work in financial aid at a community college, and we process dependency overrides for situations exactly like this. The student will need to submit: - Personal statement explaining the situation in detail - Documentation of parent's death (death certificate) - Documentation showing no contact with other parent (can be letters from professionals who know the situation) - Information about current living situation Most importantly, understand that this is a school-by-school process. The FAFSA itself doesn't have an option for this specific scenario, which is incredibly frustrating for students. Each school will make their own determination, though most will approve given these circumstances. I recommend applying to schools with strong financial aid offices if possible, as some handle these situations better than others.

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this is SO helpful thank u for explaining it so clearly!! my sister has been trying to figure this out for her son and getting nowhere

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Jade O'Malley

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This FAFSA dependency stuff is RIDICULOUS!!! My niece was in the exact same situation and we got different answers from EVERY SINGLE PERSON we talked to! One financial aid officer told us to just "make up" info for the absent parent (ABSOLUTELY DO NOT DO THIS - it's fraud!). Another told us to leave it blank (also wrong). Eventually what worked was: 1. Fill out FAFSA as completely as possible 2. Submit with explanation in comments section 3. Contact EACH SCHOOL individually 4. Submit like 20 different documents 5. Follow up constantly!!! It's a nightmare but you can get through it!

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Lucas Bey

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Oh wow, that's concerning that you got such different (and sometimes incorrect!) advice. Thanks for the warning about not making up information - that could create serious problems. I'll make sure we document everything thoroughly.

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Caleb Stark

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One important thing to note: when your student applies for the dependency override, make sure they understand this is a process they'll need to complete EACH YEAR they're in school. The determinations don't automatically carry over from year to year, though the process usually gets easier after the first time. Also, while the grandmother doesn't have legal guardianship now, if that's a possibility, it might simplify things for future FAFSA applications if she established it legally (depending on the student's age).

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Lucas Bey

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That's valuable information about needing to reapply each year - I didn't realize that. My student is 17, turning 18 in a few months, so I'm not sure if pursuing legal guardianship makes sense at this point, but I'll mention it as an option to consider.

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this happened to my cousin and he ended up having to wait until he was 24 to go to college because the school wouldnt approve his override. so unfair

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I'm so sorry that happened to your cousin. While some schools are unfortunately rigid, most institutions today are much better about approving these overrides when properly documented. The key is providing thorough documentation and following up persistently. If one school denies it, I always recommend trying another institution, as policies can vary significantly.

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my nephew got approved at one school but denied at another for the EXACT same situation last year. makes no sense. the fafsa system is broken

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Jade O'Malley

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EXACTLY!!! How is a student supposed to navigate this when every school has different rules?? My niece got approved everywhere except her dream school, and guess what - she couldn't afford to go there without the override. The whole system needs to be fixed!!!!

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