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Javier Mendoza

Orphaned student with deported parent - How to complete FAFSA with no legal guardian?

I'm completely stuck on my FAFSA application and getting desperate. My dad passed away last year (I have his death certificate) and he was my only caregiver. My mom was deported to Honduras about 12 years ago and I haven't had contact with her in 8+ years. I've been basically staying with different friends since dad died, but nobody has legal guardianship of me. I'm trying to apply for financial aid for next fall, but the FAFSA keeps asking for parent information. I'm 17 now but will be 18 when college starts. Nobody has claimed me as a dependent on taxes recently - my dad did before he passed. How do I even fill this out? The school counselor wasn't much help, just said I need 'special circumstances' documentation but couldn't tell me what that means. Has anyone navigated this situation before?

I'm so sorry about your situation. You actually should qualify for a dependency override based on what you've described. This will allow you to file your FAFSA as an independent student even though you're under 24. Here's what you need to do: 1) Contact the financial aid office at each college you're applying to and explain your situation. They're the ones who can process the dependency override, not the FAFSA itself. 2) You'll need to provide documentation: your father's death certificate, any documentation related to your mother's deportation if possible, and letters from third parties (like school counselors, social workers, or clergy) who can verify your situation. 3) Each college has their own process for this, so you'll need to work with each one individually. The good news is that students in your situation typically qualify for significantly more aid, including full Pell Grants, since only your income will be considered, not parent income.

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Thank you so much for explaining this! I didn't realize I had to contact each college separately. So I should complete the FAFSA first without parent info and then reach out to schools? Or contact them before submitting? The deadline is getting close and I'm panicking a bit.

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hey ive ben in a similar spot. my mom passed and dad was in prison. you can get whats called a 'dependency override' but its a HUGE pain. you gotta contact each school financial aid office. they ALL want different stuff. some wanted court documents proving i was on my own others just wanted letters. honestly it was different for every school i applied to

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That sounds really overwhelming. Did you have to wait until you were accepted to schools before starting this process? How long did it take to get approved?

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nah you dont have to wait. start NOW!! it took like 3-4 weeks for some schools but one took like 2 months!!! they made me submit stuff 3 different times cuz they kept 'losing' my paperwrk

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I know someone who worked in financial aid who specifically handled cases like yours. You need to check the box on the FAFSA that says you have a special circumstance and can't provide parent information. Then you submit the FAFSA without parent data. It will be rejected initially, but that's normal. THEN you need to immediately contact each school's financial aid office to request a dependency override. Each school will have their own form and documentation requirements, but typically they'll want: - Father's death certificate - Any legal documents regarding mother's deportation - Letters from professionals who know your situation (teachers, counselors, social workers) - A personal statement from you explaining everything Do NOT wait until you're accepted. Start this process now as it can take weeks or months depending on the school.

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wait isnt it impossible to get financial aid without parents??? my cousin had to join the military because his parents wouldnt sign his fafsa. this is so messed up that they make it this hard!

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Your cousin's situation is different. If parents are present but refusing to provide information, that's much harder to work around (though not impossible). But in cases where parents are deceased, incarcerated, or deported with no contact, the student can qualify for a dependency override. The system isn't perfect, but there are provisions for truly exceptional circumstances like the original poster described.

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I've been through this exact process with my younger brother after our parents died. The financial aid officers at colleges can be your biggest advocates, but they're also overwhelmed with cases. You need to be persistent. One thing that helped us tremendously was using a service called Claimyr to actually get through to a real person at Federal Student Aid when we had questions about how to complete certain sections of the FAFSA. Regular phone lines had us waiting for hours or getting disconnected, but Claimyr got us through in minutes. You can see how it works at claimyr.com or watch their demo at https://youtu.be/TbC8dZQWYNQ But the most important step is getting documentation from anyone who can vouch for your situation - teachers, counselors, even parents of friends you've stayed with. The more evidence you can provide, the smoother this will go.

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Thank you for the tip! I've been trying to call FSA for days and keep getting disconnected. I'll check out that service. And great idea about getting letters from my friends' parents who I've stayed with - I didn't think of that.

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I process financial aid at a community college. Here's what happens behind the scenes: When you submit FAFSA without parent info and check the special circumstances box, your FAFSA gets flagged. You'll get an SAI (Student Aid Index) of -1, which is actually GOOD - it means you'll likely qualify for maximum aid IF the school approves your dependency override. The school will require you to submit a Dependency Override Request form along with documentation. Be prepared to write a detailed statement explaining: - When you last had contact with each parent - Where you've been living and how you've been supporting yourself - Any other special circumstances Also, the override is only valid for one academic year, so you'll need to renew it each year until you turn 24 or meet another independent student criterion (married, veteran, etc.).

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This is incredibly helpful information. I had no idea about the SAI of -1 or that I'd need to renew it each year. Is there any way to apply for a dependency override before I'm accepted to a college? I'm worried about missing financial aid deadlines.

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Yes, most schools will process your dependency override request before admission decisions are made. Just make sure you have their school code on your FAFSA so they receive your information. I'd recommend contacting the financial aid offices now to let them know your situation and ask about their specific process and deadlines. Some priority deadlines for institutional aid can be as early as February or March, even though the federal deadline isn't until June.

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YOUR SCHOOL COUNSELOR SHOULD BE DOING MORE!!!! This makes me so angry. They are literally paid to help students navigate exactly this kind of situation. Ask to speak with your school's college counselor specifically, or even the principal if the counselor won't help. They should be writing you a detailed letter explaining your situation and advocating for you. This is LITERALLY their job.

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for real!! my high school counselor was useless too. they only care about the rich kids who dont even need financial aid in the first place smh

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My counselor is handling like 400 students, so I kind of get it, but yeah, I wish there was more support. I'll try talking to the college counselor specifically instead.

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One important thing no one has mentioned: when you file your FAFSA without parent information, you'll see a message saying your FAFSA is incomplete and no SAI will be calculated. THIS IS NORMAL in your situation. The override process happens after submission, not during the FAFSA completion. Also, make sure you answer the dependency questions accurately on the FAFSA. Don't be tempted to answer incorrectly just to qualify as independent - that's considered fraud. Instead, answer truthfully and then pursue the proper dependency override process with each school.

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what helped me was finding an actual person in the financial aid office who kinda took me under there wing. i would always email them directly insted of the general office. made a huge difference! try to get a specific persons name and contact at each college ur applying to

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That's a great strategy. Did you just call and ask for a specific counselor, or how did you find your contact person?

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i actually went to a college fair and met someone from the financial aid office there. but you could just call and ask who handles dependency override cases and get there name and email

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After reading through all the advice here, I want to add one more important point: make sure you gather your own financial information. Since you'll be considered independent if the override is approved, the FAFSA will evaluate your finances only. You'll need: 1) Your tax returns if you've filed (or income information even if you didn't earn enough to file) 2) Information about any assets in your name (bank accounts, etc.) 3) Documentation of any unusual expenses you've had to handle on your own Also, ask each school about additional institutional aid that might be available specifically for students in your situation. Many colleges have special funds set aside for independent students who have experienced hardship.

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I've been working part-time but didn't earn enough to file taxes last year. I do have bank statements though. And thank you for the tip about additional institutional aid - I'll definitely ask about that.

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I'm really sorry you're going through this, but I want to emphasize that you're not alone and there IS a path forward. Based on what you've described, you definitely qualify for a dependency override, and once approved, you'll likely be eligible for maximum financial aid. Here's my advice for immediate action: 1) Submit your FAFSA NOW without parent information - check the box indicating special circumstances. Don't wait for the override approval first. 2) Create a spreadsheet with all the colleges you're applying to and their financial aid office contact information. Email each one TODAY explaining your situation and asking for their dependency override process. 3) Start gathering documentation immediately: - Your father's death certificate - Any records about your mother's deportation - Letters from adults who know your situation (teachers, friends' parents, clergy, etc.) - Your own financial documents (bank statements, W-2s if you work) 4) Write a detailed personal statement explaining your circumstances - be specific about dates, living situations, and how you've been supporting yourself. The key is to be proactive and persistent. Financial aid offices deal with these situations regularly, and they want to help students in genuine need. Don't let one unhelpful counselor discourage you - there are people who will advocate for you once you connect with the right resources. You've got this! Start making those calls and sending those emails today.

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