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Yuki Sato

FAFSA dependency override for 20-year-old with unsupportive parents - urgent help needed

I'm at my wit's end trying to help my grandson with his FAFSA application. He's 20 and in his sophomore year, but both his parents are refusing to provide their information for the FAFSA. We're basically his only support system but honestly can't afford to help with his college expenses. He hasn't submitted the FAFSA yet because we have no idea what to do. Would he qualify for a dependency override? Or is there some other approach for students with uncooperative parents? His financial aid deadline is coming up fast and I'm worried he'll have to drop out if we can't figure this out.

Carmen Flores

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This is unfortunately a common issue with FAFSA. For dependency override consideration, your grandson needs to document that he has an unusual circumstance beyond simply parents refusing to provide information or support. Things that typically qualify include: - Documented abuse (police reports, court documents) - Abandonment (no contact for extended periods) - Incarceration of both parents - Parents' whereabouts unknown Simply having parents who won't complete the FAFSA isn't enough for an override. Has he spoken with his school's financial aid office? They have the authority to process dependency overrides on a case-by-case basis.

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Yuki Sato

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Thank you for explaining. His situation is complicated - his mom has serious addiction issues and his dad moved across country and cut contact 4 years ago. We've been his support system since he was 16, but we don't have legal guardianship. Would that be enough for an override? He hasn't talked to financial aid yet because he wanted to understand his options first.

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Andre Dubois

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omg i was literally in this EXACT situation last yr!!! my dad refused to give info and mom hasnt been in the picture since i was 12. its so frustrating how fafsa just expects everyone to have perfect families who are willing to share all their tax stuff 🙄

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Yuki Sato

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It is frustrating! What did you end up doing? Were you able to get financial aid without their information?

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Andre Dubois

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i had to get whats called a "special circumstance" form from my schools financial aid office. took FOREVER to get approved but it worked. had to get letters from my counselor and a family friend to prove i wasnt making it up. still didnt get as much aid as my friends tho 😞

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CyberSamurai

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Your grandson should immediately schedule an appointment with his school's financial aid office to discuss a professional judgment review or dependency override. Here's exactly what he should bring: 1. Documentation of his living situation with you 2. Any evidence of his parents' refusal to participate (texts, emails) 3. Evidence of no financial support from parents (bank statements showing no deposits) 4. Letters from third parties who know the situation (teachers, counselors, etc.) 5. His own written statement explaining the situation Each school handles these cases differently, but documentation is key. Also, he should ask about the school's emergency aid programs while this gets sorted out.

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Yuki Sato

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This is incredibly helpful, thank you! We have text messages from his father refusing to share information, and documentation that he's been living with us. I'll help him gather everything and contact the financial aid office this week.

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Has anyone had success calling FSA directly to explain these situations? I've heard sometimes they can flag accounts for special review.

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Jamal Carter

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I tried calling FSA multiple times for a similar issue with my daughter's application, but honestly it was nearly impossible to get through. After being on hold for 2+ hours several times and getting disconnected, I discovered Claimyr (claimyr.com) which helped me get through to a live agent in about 15 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ That said, the FSA agent told me that while they could note the situation in the system, dependency override decisions are ultimately made by individual schools' financial aid offices, not by FSA directly. But at least I got a clear answer instead of waiting in hold purgatory!

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Thanks for the tip! Good to know what to expect when calling them!

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Mei Liu

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The whole system is BROKEN! My nephew went through this exact situation and ended up having to take out PRIVATE LOANS at RIDICULOUS interest rates because FAFSA wouldn't recognize that his parents completely abandoned him financially!!! And the school said their "emergency aid" was already all used up by the time he applied. These kids are being PUNISHED for having awful parents!!!!!

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ikr? its like they expect us to track down parents who want nothing to do with us just to fill out some stupid form. makes no sense

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Yuki Sato

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I'm so sorry your nephew went through that. I really hope we can avoid private loans - they would crush him with debt.

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Carmen Flores

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One additional option your grandson might consider - there are specific situations that automatically make a student independent without needing a subjective override: - Marriage (getting married would immediately classify him as independent) - Having dependents he provides more than 50% support for - Military service - Being 24 or older - Being an emancipated minor or in legal guardianship (though this would have needed to happen before he turned 18) Some students in similar situations choose to get married (sometimes to a friend) specifically to escape the parental information requirement. I'm not necessarily recommending this approach, but it is technically a path to independent status.

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Yuki Sato

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Thank you for these additional options. I don't think marriage is the right solution for him right now, but it's good to know all possibilities. I'm realizing from everyone's comments that the financial aid office will be our best first step.

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Amara Nwosu

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when I had this issue my freshmen year my advsior suggested i take a year off and work full time becuase then I'd be able to claim myself as indepenent on taxes for 2 years and qualify for more aid when I came back

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CyberSamurai

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Unfortunately, this advice is incorrect. Tax dependency status is completely separate from FAFSA dependency status. A student can support themselves 100% and file taxes independently for years, but still be considered a dependent student for FAFSA purposes until age 24 (unless they meet one of the other independent student criteria).

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Amara Nwosu

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oh wow really?? my advisor told me wrong then! good thing i didnt listen lol

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CyberSamurai

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After reviewing the specific circumstances you mentioned (addiction issues with one parent, abandonment by the other, living with grandparents since 16), your grandson has a reasonable case for a dependency override. The key is approaching the financial aid office correctly: 1. Be professional and factual when explaining the situation 2. Focus on the permanent breakdown of the parent-child relationship 3. Provide third-party documentation of the situation 4. Complete any forms they require fully and accurately 5. Follow up regularly but respectfully One thing to note: If approved, he'll need to request a dependency override each year he applies for aid. The determination doesn't carry over automatically.

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Yuki Sato

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Thank you so much for the encouraging response and the detailed guidance. We'll definitely follow your advice when approaching the financial aid office. I didn't realize he'd need to request this each year - that's important to know!

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Andre Dubois

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also tell him to apply for as many scholarships as possible!!! i found some weird ones that hardly anyone applies for - like one for students who like gardening and another for people who write essays about climate change. every little bit helps when fafsa is being difficult

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Yuki Sato

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Great idea! I'll encourage him to look for scholarships too. Do you have any favorite websites for finding the less common ones?

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Andre Dubois

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i used scholly and fastweb mostly! also check if his school has a scholarship office or database. sometimes local businesses have scholarships that arent listed on the big websites

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I went through a similar dependency override situation a few years ago and want to share some practical tips that helped me get approved. Beyond the documentation everyone mentioned, here are some things that made a difference: 1. Get a letter from a school counselor, teacher, or coach who knows your grandson's situation - they carry more weight than family friends 2. Keep detailed records of any attempts to contact his parents (save voicemails, screenshots of unanswered texts) 3. If possible, get documentation from any social services or counseling agencies that have been involved 4. Write a clear timeline of events showing when parental support ended Also, make sure he applies for the dependency override BEFORE the financial aid deadline if possible. Some schools will give provisional aid pending the decision, but others won't process anything until it's resolved. Time is really critical here - I'd recommend calling the financial aid office tomorrow morning to get the process started immediately.

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