Can 19-year-old get Pell Grant with non-divorce parents where father refuses FAFSA?
Hi everyone! I'm trying to figure out this confusing FAFSA situation for my brother who turns 19 in January 2025. He lives with our parents (they never legally divorced but basically separated). I've heard that for FAFSA 2025-26 only one parent needs to fill it out - the one most financially responsible during the 12 months prior? Our mom has zero income and our dad makes decent money but refuses to be financially responsible for college costs. My brother is a full-time student with no job and agrees with dad's position. Can he still qualify for a Pell Grant somehow? What options do we have? Our dad won't provide tax info or sign anything. Is there a dependency override? Is that true about only needing one parent since they never formally divorced? So frustrated!!
17 comments


Aisha Mohammed
u cant get a pell grant if ur parents make too much $$$. doesnt matter if they refuse to pay. thats the whole system. its ur EFC or whatever its called now that matters. if u want free money youre out of luck
0 coins
Luca Ricci
•But isn't there some way around this? They aren't even really together, they just never did the paperwork. It seems SO unfair that he can't get financial aid because our dad is stubborn!
0 coins
Ethan Campbell
For the 2025-26 FAFSA, you need to report the parent who provided the most financial support in the past 12 months. However, this only applies when parents are legally divorced or separated. Since they're not legally divorced, technically both parents' information is required - it's about their legal status, not their living situation or willingness to pay. For students whose parents refuse to provide information, options are extremely limited. Your brother would only qualify for unsubsidized loans, not Pell Grants. Dependency overrides exist but parental refusal to provide information or pay for college is explicitly NOT grounds for an override according to FSA guidelines.
0 coins
Yuki Watanabe
•My cousin went through similar situation last year and she ended up going to community college because she couldn't qualify for enough aid. The system really punishes kids when parents don't cooperate :
0 coins
Carmen Sanchez
I was literally in this exact same position!!! The new SAI (Student Aid Index) calculation works just like the old EFC - it's based on your parents' income even if they won't help you. It's completely INSANE but you have a few options: 1. Try for a dependency override - BUT this is nearly IMPOSSIBLE for your situation. Parents refusing financial support isn't enough. You need documented abuse, abandonment, incarceration, etc. 2. Wait until he's 24 to be considered independent (realistically not ideal) 3. Get married (not recommending this but it works) 4. Military service (makes you independent) 5. Have him talk to the financial aid office at his school about professional judgment. Sometimes they can adjust the aid package if there are special circumstances. The system is BROKEN!!!
0 coins
Luca Ricci
•Thank you for these options! I can't see him getting married or joining the military just for financial aid. Waiting until 24 means delaying college for 5 years which seems crazy. I guess we'll try the financial aid office route.
0 coins
Andre Dupont
tried calling federal student aid about a similar issue for my daughter. spent 3 hours on hold and never got through. so frustrating!!!
0 coins
Zoe Papadakis
•I've been helping students with similar FAFSA situations for years. When you need to actually speak with FSA representatives, try using Claimyr (claimyr.com). It holds your place in the phone queue and calls you back when an agent is available. Saved me hours of hold time last semester when helping students with parental contribution issues. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Regarding your actual question - the "most financially responsible parent" rule ONLY applies to divorced/separated parents. Since they're still legally married, both incomes count regardless of their actual living situation or willingness to contribute.
0 coins
ThunderBolt7
Unfortunately, FAFSA doesn't care if parents are willing to pay - only their legal status and financial capacity. For 2025-26 FAFSA, here are the facts: 1. For legally married parents (even if informally separated), BOTH parents' information is required. 2. The "most financially responsible parent" rule only applies to legally divorced or legally separated parents. 3. Dependency overrides cannot be granted simply because parents refuse to provide information or pay for college. Your brother has a few options: - Apply for institutional aid directly from colleges (many have separate applications for their own scholarships) - Look into outside private scholarships that don't require FAFSA - Consider starting at community college to reduce costs - Work with the financial aid office for a professional judgment review (though this rarely works for parental refusal cases) - Consider part-time attendance while working It's a frustrating situation, but important to understand the limitations within the current system.
0 coins
Carmen Sanchez
•This is 100% accurate. I work in financial aid and we see this ALL THE TIME. The federal government assumes parents will help pay for college based on their financial capacity, not their willingness. It's incredibly frustrating for students caught in this situation!
0 coins
Aisha Mohammed
tell him 2 check out trade schools! no debt and good $$$. college is overrated anyway lol
0 coins
Luca Ricci
•He's really set on getting his degree in biology :/ But thanks for the suggestion, I'll mention it to him as a backup.
0 coins
Zoe Papadakis
I'm seeing some confusion about the 2025-26 FAFSA rules here that needs clarification: 1. The FAFSA does still require information from both legally married parents, regardless of their living situation. The "most financial support" rule ONLY applies to divorced/legally separated parents. 2. For your brother's situation, there is a process called a "Special Circumstance" where students can submit their FAFSA without parental information if parents refuse to provide it. However, this WILL limit him to only unsubsidized loans - no Pell Grants. 3. A Dependency Override is different and requires documentation of complete abandonment, abuse, or endangerment - parental refusal to pay doesn't qualify. 4. Some schools have institutional funds they can use for students in this situation - it varies by school and is completely at their discretion. I'd recommend your brother reach out to his prospective schools' financial aid offices directly. Each institution has some flexibility with their own funds (though not with federal aid like Pell).
0 coins
Luca Ricci
•Thank you for this detailed explanation! We'll definitely reach out to the financial aid offices directly. It's at least worth trying the Special Circumstance option for unsubsidized loans, even if Pell Grants aren't possible.
0 coins
Jamal Edwards
Why doesn't your brother just take a gap year and work full time? Save up some money. Maybe your dad will change his mind by next year. Thats what my son did when I couldn't afford to help him
0 coins
Luca Ricci
•That's actually not a bad idea. He could save some money and maybe build a case for being financially independent. I'll suggest it to him, thanks!
0 coins
Oliver Alexander
I'm a financial aid advisor and want to add one more option that hasn't been mentioned yet - your brother should look into becoming a ward of the court or having documented homelessness. I know this sounds extreme, but if your parents are truly refusing all financial support AND he's not living with them consistently, there might be grounds for a dependency override based on "lack of parental support and contact." Also, some states have their own grant programs that have different dependency requirements than federal aid. What state are you in? Programs like Cal Grant in California or TAP in New York sometimes have more flexible rules. Another strategy: if he can establish residency in a state with generous need-based aid and lower dependency requirements, that could help. But this usually requires living there for 1-2 years first. The gap year suggestion from @Jamal Edwards is actually really smart - he could work, save money, AND potentially establish more independence that strengthens his case for aid the following year.
0 coins