FAFSA dependency override with temporary custody - not full guardianship?
I've been raising my grandson since he was 3 weeks old (17+ years now) with only temporary custody papers. We never went through with formal adoption or permanent guardianship. He's now a junior with excellent grades and wants to attend an in-state university next year, but I'm confused about his FAFSA status. Would he qualify as an independent student since he has zero contact with either biological parent? They haven't provided any financial support or paid child support in over 17 years. I'm worried my income might disqualify him from aid he deserves since I'm not technically his legal parent. Has anyone navigated this specific custody/FAFSA situation before? How do we document this on his 2025-2026 application?
22 comments


Micah Franklin
call the school he wants to go to and ask to speak with someone in financial aid office. they deal with these situations all the time and can tell you exactly what he needs for the dependency override
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Ruby Blake
•Thank you! I'll definitely call them tomorrow. I'm just nervous about the whole process and wanted to get some advice from people who might have been through this before.
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Ella Harper
Your grandson will need to apply for what's called a "dependency override" through the financial aid office. This is specifically for unusual circumstances like yours where the normal parental information doesn't apply. He'll need: 1. Your temporary custody papers 2. A personal statement explaining the situation 3. At least two letters from professional third parties (teacher, counselor, social worker, etc.) who can verify the family situation Each school handles these differently, but most have a specific dependency override form. Contact his top choice schools directly as soon as possible, as these requests take time to process.
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Ruby Blake
•This is incredibly helpful information! I didn't realize we'd need third-party letters. Would his high school counselor and our family doctor be acceptable professionals for these letters? Also, does he need to apply for this override before completing the FAFSA?
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Ella Harper
Yes, a high school counselor and family doctor would be perfect for the third-party letters. They need to specifically address the lack of parent contact and your role as his caretaker. Regarding timing: He should complete the FAFSA first, answering "No" to all the dependency questions, then answer "Yes" when it asks if he has special circumstances. This flags the application. Then immediately contact each school's financial aid office about their dependency override process. Each school makes this determination independently.
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Ruby Blake
•Thank you! I've made notes on all this. One last question - will we need to go through this override process every year he's in college, or just for the initial FAFSA application?
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PrinceJoe
My nephew had almost IDENTICAL situation!!! His mom (my sister) abandoned him as a baby and my parents raised him with just temporary papers. When he applied to college last year the FAFSA was a NIGHTMARE because my parents weren't legal guardians. They rejected him as independent at first and we had to FIGHT with tons of documentation. Took almost 3 months to resolve!!
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Ruby Blake
•Oh no, that sounds stressful! Did your nephew eventually get approved as an independent student? What documentation ended up working for your family?
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PrinceJoe
Yes he finally got approved!! They required TONS of paperwork - the temporary custody order, letters from his highschool counselor and our pastor, and a personal statement from him describing how he had no contact with his bio parents. The Financial Aid office at his first-choice school was actually super helpful (state university) but his second choice was TERRIBLE and denied him. So definitely talk directly with the specific school he wants!!
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Brooklyn Knight
•Just to add - this dependency override process is different at every school. My daughter's friend had to provide proof they tried to locate the biological parents. The school wanted court documents, police reports, or something official showing attempts to find them had failed. Might want to ask about that specifically.
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Ruby Blake
UPDATE: I called the college my grandson wants to attend and actually got a callback from a financial aid counselor! She confirmed that because he's not legally my child (despite raising him), he WOULD qualify to apply as an independent student. Our income won't be considered as long as we provide the court papers showing temporary custody. Such a relief!
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Owen Devar
•That's fantastic news! So glad you got clarity directly from the school. Now make sure to keep detailed records of EVERYTHING. The FAFSA system is notorious for losing documents or requesting the same info multiple times. Create a dedicated folder for all his financial aid documents and make copies of EVERYTHING you submit.
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Daniel Rivera
Just a heads-up based on my experience as a college counselor: even though the school said he qualifies, the automated FAFSA system will likely flag his application during processing. When this happens, don't panic! It's normal for these special circumstances. The FAFSA processors and the school are different entities. Make sure he answers "No" to all dependency questions on the FAFSA, then selects "Yes" for special circumstances. After submission, he'll get a Student Aid Index (SAI) calculation based on his info only. The school's financial aid office will then use your documentation to approve his independent status for their aid packages.
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Ruby Blake
•This is so helpful to know in advance! I was worried about the application getting flagged or rejected initially. Should we submit the documentation to the FAFSA system directly as well, or just to the school?
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Daniel Rivera
You only submit the dependency override documentation directly to each school's financial aid office, not to the FAFSA system. The Federal Student Aid office doesn't make these determinations - each individual school does. That's why it's so important to contact every school he's applying to about their specific process.
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Sophie Footman
•The FAFSA system is horrible about explaining any of this!!!! When my son applied last year we got ZERO guidance about dependency overrides even though his father has been completely absent for 12 years. We couldn't get ANYONE on the phone at FSA for WEEKS and almost missed deadlines because of it. The whole system is designed to make people fail I swear.
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Owen Devar
One important thing no one's mentioned yet - make sure your grandson completes the FAFSA as early as possible (it opens October 1st for the 2025-2026 year). Since his case requires manual review, it will take MUCH longer than standard applications. Some schools have priority deadlines for institutional scholarships as early as November/December, and dependency overrides can take 4-6 weeks to process. Don't wait until the last minute!
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Ruby Blake
•That's a great point about timing! I didn't realize the FAFSA opens October 1st. We'll definitely submit it right away. Does he need to have already applied to the colleges before submitting his FAFSA?
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Owen Devar
He can complete the FAFSA before applying to colleges. When filling out the FAFSA, he'll list all the schools he's considering, and the information will be sent to them. He can add or remove schools later if his plans change. What's most important is getting that application in early, especially with his special circumstances.
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Micah Franklin
•dont forget he needs his own FSA ID to sign the fafsa application. that can take a few days to process so have him create it now even if hes not filling out the fafsa yet. my kid waited til last minute and couldnt submit on time bc of this
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Yuki Ito
As a financial aid officer, I want to emphasize that dependency overrides are absolutely possible in your situation, but documentation is key. In addition to what others have mentioned, consider getting a letter from your grandson's pediatrician or any healthcare provider who has treated him over the years - they can verify the long-term care relationship. Also, if there are any school records showing you listed as the emergency contact or guardian over the years, those help establish the pattern of care. The fact that you've raised him for 17+ years with zero parental contact is actually a very strong case for independence. Don't let the temporary custody aspect discourage you - courts recognize these arrangements as valid care situations.
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Grace Johnson
•This is incredibly reassuring to hear from someone who works in financial aid! I never thought about getting documentation from his pediatrician - that's brilliant since they've seen us together at every appointment for years. And yes, I'm listed as his emergency contact at school and have been the one signing all his forms. It sounds like we have more documentation than I initially realized. Thank you so much for the encouragement about the temporary custody not being a barrier!
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