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WAIT - before you do anything else, check if your school has emergency grants available! My university had special COVID relief funds that carried over, and then they also have donor-funded emergency grants for students with sudden financial gaps. I was in almost this exact situation last year (needed about $5000 more) and was able to get $3500 in emergency grant money that I DIDN'T HAVE TO PAY BACK. Also, definitely try appealing your financial aid as someone else suggested. My friend's SAI (Student Aid Index) was recalculated after her mom lost her job, and she got a significant increase in her aid package. Personal loans are better than credit cards, but exhaust all your free money options first!!
Noticed nobody mentioned another option - if your parents have good credit, a Parent PLUS loan might be a better choice than either private student loans OR personal loans. The current fixed rate is 8.05% which isn't great but it's still better than most private loans, AND the interest IS tax-deductible because it's an official federal student loan. Just another option to consider!
After dealing with this exact issue, I discovered a workaround. Log out completely, clear your browser cache and cookies, then log back in using a different browser (if you used Chrome before, try Firefox or Edge). For some reason, this forced a refresh on our application view and suddenly the specific errors appeared in the Next Steps section. They were minor issues that took 5 minutes to fix, and our SAI appeared 3 days later.
Have you tried completing the parent contributor section all in one sitting without saving and coming back? That worked for my husband who's also military (in Japan). Something about the way it saves progress internationally was causing problems for us.
after u get this fixed (hopefuly soon!!!) make sure u document EVERYTHING for next year...the whole process and who u talked to and what fixed it. my cousin works in financial aid and says the system problems aren't gonna be totally fixed for at least another full cycle. military families overseas are having tons of issues with the new system. good luck!!
anyone else think its crazy how they completely redesigned FAFSA and somehow made it MORE broken than before? like how do they mess up something as basic as electronic signatures in 2025?
UPDATE: I just checked the FSA Twitter account, and they've acknowledged the signature issue. They're supposedly implementing a fix within the next 48 hours. In the meantime, they recommend contacting your college's financial aid office to notify them of the technical problem, as they're providing extensions for affected students.
Ruby Blake
THIS IS WHY THE SYSTEM IS BROKEN!!! The FAFSA form is DELIBERATELY CONFUSING so they can deny aid to people who need it! I made a tiny mistake on mine too and my SAI went up by $20k. When I finally got it fixed, they said I'd missed a deadline and would "receive aid based on remaining funds" which means basically NOTHING. The whole system is designed to keep poor students poor. Good luck OP but don't hold your breath.
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Isla Fischer
•While I understand your frustration, the FAFSA isn't designed to be confusing intentionally. The recent simplification efforts were actually meant to make it easier, though change always comes with a transition period. Most schools do have appeals processes for deadline issues, especially when there are legitimate corrections involved.
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Ruby Blake
•Maybe for some schools but my community college financial aid office is understaffed and overwhelmed. They literally told me "we can't make exceptions for everyone who fills out forms incorrectly" smh
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Anita George
Update: I made the corrections last night and also emailed my top school's financial aid office explaining the situation. They responded this morning saying they'd make a note in my file about the pending correction. Fingers crossed the new SAI gets processed before decisions go out! Thanks everyone for the help!
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Abigail Spencer
•Great! Let us know how it turns out!
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Isla Fischer
•That's excellent news. The fact that they've noted it in your file is a very positive sign. Most institutions are understanding about these types of corrections, especially when students are proactive about communicating them.
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