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Thank you so much for the update! That's a huge relief to hear there's an end date in sight. Did they happen to mention if they'll extend the decision deadline for students still waiting on aid packages?
They said they're handling deadline extensions on a case-by-case basis, but are being pretty flexible given the delays. I'd recommend emailing admissions to request an extension if you need one!
One other thing to check - log into studentaid.gov and look at your actual application. Sometimes there will be a status indicator next to specific sections that need attention. My daughter's got held up because even though the overall status just said "in review," when we clicked into the application detail page, there was a small warning symbol next to the parent information section that was easy to miss.
Thank you for this tip! I just checked and don't see any warning symbols, but I did notice something odd - in the parent information section, my spouse's SSN is missing the last digit (shows X's and then only 3 digits instead of 4). I wonder if that could be causing the problem? Going to try to update that now.
Following up on your latest discovery - yes, a truncated SSN could absolutely cause a processing delay. The system needs to match parent information with IRS records, and if the SSN isn't complete, it creates a verification issue. If you're able to correct that information in the application, do so immediately. After making the correction, I'd recommend using the contact solution someone mentioned above or trying the FSA email support option. Specifically mention that you identified and corrected an SSN display issue, as this might help prioritize your application review. In the meantime, still proceed with contacting your daughter's financial aid office to explore provisional aid options while waiting for the official SAI.
Thank you so much! Just tried to update it but the system won't let me make changes while it's under review. Looks like I definitely need to speak with someone at FSA directly. I'll try the contact service mentioned above since nothing else has worked. Will update if we get this resolved!
This might be a dumb question but does anyone know if you still have to include parent info if your kid is 19 now? My son started CC at 18 but he's 19 now and I'm wondering if he can do it as independent?
Not a dumb question at all! Unfortunately, age 19 doesn't automatically make a student independent for FAFSA purposes. Most students are considered dependent until age 24 unless they meet specific criteria like being married, having dependents of their own, being a veteran, or being emancipated. The FAFSA has very strict guidelines about dependency status that don't necessarily align with tax dependency or living situations.
Thanks everyone for the helpful advice! I'm going to get started on the renewal FAFSA for next year as soon as it's available in October. I'll definitely try the IRS Data Retrieval Tool to make the tax information easier, and I'll make note of my state's deadline for grants too. If we run into any issues with verification again, I might try that Claimyr service to get through to someone who can help. Really appreciate all the information!
Correct - an Unsubsidized Federal Direct Loan is definitely NOT free money! That's a loan that starts accruing interest immediately, even while you're still in school. Schools often include both subsidized and unsubsidized loans in their "financial aid package" which can be misleading. Here's a quick breakdown: - Grants/Scholarships: Free money, never repaid - Subsidized loans: You repay later, but no interest while in school - Unsubsidized loans: You repay later WITH interest that starts accumulating immediately - Parent PLUS loans: Your parents take on debt (often at higher interest rates) Some schools will present a package that "covers 100% of need" but includes $20K+ in loans. Always look at the breakdown!
My daughter got a "full financial aid package" that included $10k in Parent PLUS loans per year! That's not aid, that's just telling us WE need to go into debt! Always read the fine print carefully.
Thank you all for the helpful advice! I'm going to wait for all my aid packages to arrive, then make a detailed spreadsheet comparing the TRUE costs after free aid. I'll also look into appealing if my top choice doesn't offer enough. I appreciate knowing that May 1st is the standard deadline, so I have time to make a careful decision. This has been so much clearer than what my high school counselor told us!
Harmony Love
jus wanted 2 say i feel for ur cousin, i been there done that. its so hard tryin to figure all this out as a single parent! ur a good person for helping her out
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Melissa Lin
•Thanks for saying that! It can definitely be overwhelming, especially since this is her first child going to college. I'm glad I asked here because everyone's responses have been so helpful.
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Romeo Quest
one more thing - tell her to make sure her son has his OWN FSA ID not using hers!! my daughter got all messed up cuz we didnt know this and tried to use my email for everything
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Melissa Lin
•Oh that's a great tip! I'll definitely make sure they set up separate FSA IDs with different email addresses. These are the kinds of details we wouldn't have thought about until it became a problem.
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