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btw be ready for the new confusing stuff this year. they changed the whole system and SAI replaced EFC so everything looks different. and the parent info section takes forever now with all the new questions
That's partially correct. The FAFSA simplification did replace EFC with SAI (Student Aid Index), but the 2025-2026 application should actually have fewer questions than previous years. The forms were streamlined to remove approximately 30 questions that were deemed unnecessary. The contributor sections (what used to be called parent information) might feel longer because the questions are organized differently, but the total question count is lower. The biggest change is that more families can now automatically skip the asset questions if they meet certain income thresholds.
Thanks everyone for all the helpful information! I'll make sure we use the same FSA IDs and just start a new application for 2025-2026. I'm glad I asked before potentially creating duplicate accounts and causing problems. My son will be handling his own account this time around since he's 19 now. I'm definitely not looking forward to the new system changes, but at least I know what to expect now. Thanks again!
One thing nobody mentioned yet - after your SAI appears, the next step is for your FAFSA information to be sent to the schools you listed on your application. This usually happens automatically, but sometimes there can be delays in this step too. Once the schools receive your information, they'll use your SAI to determine your financial aid package. If it's been more than 2 weeks since you submitted your FAFSA and you still don't see an SAI, I would definitely contact Federal Student Aid to check if there's an issue they need to resolve. Better to address any problems early in the process!
Great update! I'm glad you took the initiative to contact them before submitting. Getting those forms and specific instructions will make the process much smoother. Just remember that if you do get stuck in the online FAFSA application (which happens often in these special situations), don't hesitate to call their helpline for assistance.
One more thing to consider - look at WHEN each twin's financial aid package was finalized. Schools have limited loan funds, and sometimes it's first-come-first-served. If Twin A's school processed their FAFSA earlier than Twin B's school, that could be a factor. Also, make sure to check if Twin B can still request loans directly. Many schools allow students to request loans up to their full eligibility even if they weren't initially included in the aid package. Just go to Twin B's financial aid office and ask about submitting a loan request form.
Update on what you find out! I work in higher ed (not financial aid specifically) but from what I've seen, this is almost certainly due to different institutional packaging policies rather than FAFSA itself. The FAFSA just provides your family's financial data and calculates your SAI score - it doesn't directly determine who gets what loans. Each institution creates their own methodology for how they use that data to construct financial aid packages, including whether they automatically include subsidized loans or not.
I'll definitely update! Called Twin B's financial aid office this morning and you were right - they don't automatically include loans in their initial packages. They said we can request federal loans up to $5,500 for the year, which is exactly what Twin A was offered automatically. Mystery solved! Thanks everyone for your help!
Jake Sinclair
Random question but did your son list both you and your husband on the FAFSA? Maybe only one of you got properly attached to the application and now they're trying to add the other? Just thinking out loud here...
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Saanvi Krishnaswami
•That's an interesting thought! He did list both of us, but maybe something got disconnected in the process. The whole new system seems so glitchy.
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Demi Lagos
After you complete your contributor portion, make sure to take screenshots of the confirmation page. With all the FAFSA issues this year, documentation is your friend. Also have your son log back into his studentaid.gov account about a week after you complete your portion to check that the status has updated appropriately.
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Saanvi Krishnaswami
•Great advice! I'll definitely take screenshots and have him check his account again next week. Thank you!
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