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I sent both - email first, then followed up with a physical letter mailed to the director specifically (found his name on the school website). I included a brief paragraph about my daughter's academics and extracurriculars, but mainly focused on the FAFSA timeline with documentation. I also mentioned that we had received aid offers from their competitor schools, which might have helped!
That's smart! My daughter did get decent offers from College of Charleston and UNC Charlotte, so I'll definitely mention those in our appeal. I'll work on drafting the appeal letter tonight. Thanks again for the advice!
TBH maybe take this as a sign... my kid went to USC and they were HORRIBLE with financial aid all 4 years. constantly losing documents, changing aid amounts last minute, making us jump through hoops for everything. if they're already doing this before u even start maybe consider somewhere else
That's concerning to hear about your ongoing issues with them. My daughter is really set on their business program, but I'll definitely discuss this with her. Did you find their actual education quality was good despite the administrative nightmares?
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btw be ready for the new confusing stuff this year. they changed the whole system and SAI replaced EFC so everything looks different. and the parent info section takes forever now with all the new questions
That's partially correct. The FAFSA simplification did replace EFC with SAI (Student Aid Index), but the 2025-2026 application should actually have fewer questions than previous years. The forms were streamlined to remove approximately 30 questions that were deemed unnecessary. The contributor sections (what used to be called parent information) might feel longer because the questions are organized differently, but the total question count is lower. The biggest change is that more families can now automatically skip the asset questions if they meet certain income thresholds.
Thanks everyone for all the helpful information! I'll make sure we use the same FSA IDs and just start a new application for 2025-2026. I'm glad I asked before potentially creating duplicate accounts and causing problems. My son will be handling his own account this time around since he's 19 now. I'm definitely not looking forward to the new system changes, but at least I know what to expect now. Thanks again!
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Random question but did your son list both you and your husband on the FAFSA? Maybe only one of you got properly attached to the application and now they're trying to add the other? Just thinking out loud here...
That's an interesting thought! He did list both of us, but maybe something got disconnected in the process. The whole new system seems so glitchy.
After you complete your contributor portion, make sure to take screenshots of the confirmation page. With all the FAFSA issues this year, documentation is your friend. Also have your son log back into his studentaid.gov account about a week after you complete your portion to check that the status has updated appropriately.
Great advice! I'll definitely take screenshots and have him check his account again next week. Thank you!
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I've been tracking the SAVE Plan since it was first announced, and it's important to note that any changes would likely be phased in rather than happening overnight. The current legal challenges may also delay implementation of any rollbacks. In the meantime, you should document all your current loan details, payment amounts, and program enrollment status. This documentation can be crucial if you need to dispute changes or demonstrate that you were following program requirements. Also worth noting - the SAVE Plan's more generous provisions for undergraduate loans (5% of discretionary income rather than 10%) weren't scheduled to take effect until July 2024 anyway, so some of what you're worried about losing may not have even been implemented yet.
Thank you for this information. You're right that I should document everything. I hadn't realized the 5% calculation wasn't even in effect yet - I thought that was part of what I was already getting. The financial aid system is so confusing sometimes. Do you know if there's a specific way I should be documenting things or specific information I should make sure to save?
I recommend taking screenshots of your loan servicer account showing current balances, payment amounts, and especially your enrollment in specific repayment plans. Save any emails confirming your enrollment in SAVE or other IDR plans. Keep records of your income certifications and when they were processed. If you speak with representatives, get reference numbers for the calls and take detailed notes about what they tell you. The Department of Education and servicers have made errors in the past, so having your own documentation is crucial.
Thanks everyone for the advice and commiseration. I'm still anxious but at least I feel less alone in this. I'm going to try reaching out directly to my loan servicer tomorrow and see if I can get some clarity on my specific situation before making any decisions. And I'll definitely be documenting everything going forward - that advice makes a lot of sense. I just wish the whole system wasn't so complicated and that they wouldn't keep changing the rules on us when we've built our entire financial lives around certain expectations.
let us know how it goes when u call them!! i need to do the same thing but i'm dreading it
Eli Wang
Since you asked about timelines in a previous comment - schools typically receive your FAFSA information within 3-5 business days after it's processed. Most schools will start sending financial aid award letters in March/April for the fall semester, though some may send them earlier, especially if you've been accepted through early decision or early action. Regarding your concern about your SAI being higher than expected - that's not uncommon with the new FAFSA system. The 2024-2025 FAFSA uses a different formula than previous years. If you're concerned, you can always schedule an appointment with a financial aid counselor at your top choice schools to discuss your specific situation once you receive your aid packages. They can often explain why your SAI is what it is and suggest potential options.
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Nora Brooks
•That timeline helps a lot, thanks! Good to know about the new formula too - my older cousin did FAFSA a few years ago and she was surprised at my numbers too. I'll definitely talk to the financial aid offices once I start getting packages.
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Cassandra Moon
btw check if any of ur schools have priority deadlines for institutional scholarships!!! some colleges have separate applications for their own scholarships with deadlines BEFORE you even get ur financial aid package. i missed out on applying for some because i didn't know about them until it was too late
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Nora Brooks
•That's a great point! I think I saw something about scholarships on a couple of the school websites. I'll go through all of them again to make sure I'm not missing any deadlines. Thanks for the reminder!
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