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Make sure to ask the financial aid office for the specific signature form they need. Sometimes it's a special institutional verification form rather than going back into the FAFSA itself. Also, take screenshots of both the processed status and the email for your records, just in case there's any dispute later.
when this happened to my daughter we ignored it thinking it was a mistake since everything showed processed and she ended up having her classes dropped right before the semester started!!! they weren't kidding about needing that signature even though everything else looked fine. don't make our mistake!!!
To answer your question about checking if schools received the FAFSA data - unfortunately, studentaid.gov doesn't show this information directly. You need to either: 1. Contact each school's financial aid office directly 2. Check your student portal for each school (they often have a financial aid section showing received documents) 3. Wait for schools to send missing information notices (not recommended) The current transmission issues are a known problem. According to the Department of Education, about 18% of processed FAFSAs are experiencing transmission delays to selected institutions. They're working on resolving this but haven't provided a timeline. If you confirm schools haven't received the data after 7-10 days of processing, then it's time to contact Federal Student Aid directly.
When I had this exact issue, I spent days trying to get through to FSA on their regular number with no luck. Ended up using Claimyr (claimyr.com) to get through to an agent who confirmed my FAFSA was processed but stuck in their system for transmission. They manually released it to my schools and within 2 days all my schools confirmed receipt. Saved me from missing several priority deadlines. They have a demo video here if you're interested: https://youtu.be/TbC8dZQWYNQ
im so jelous!! submitted mine in january and still nothing. called today and they said theres a problem with my dads tax info even tho we used the irs data retreival thing?? makes no sense
This is a known issue affecting some applications where the IRS Data Retrieval Tool was used. There's a specific mismatch that can occur with certain tax filing statuses or when amended returns were filed. You'll need to request that FSA manually review your application. When you call, specifically mention "IRS DRT data mismatch" and ask for a manual override of the tax information validation. They may ask you to submit additional documentation, typically a tax transcript that you can request directly from the IRS website.
I used Earnest not ISL but remember if you do go with a private loan DO NOT do variable rates even if they look better at first!!! My friend did that and her payments went up like crazy in year 3. Fixed rate only!!
This is excellent advice. With today's interest rate environment, variable rates are particularly risky. The Federal Reserve has indicated potential rate increases, which would directly impact variable rate loans. Always calculate the maximum potential payment under worst-case scenarios before choosing variable rates.
One important thing to check with any lender is their forbearance and hardship options. Federal loans have excellent protections (income-based repayment, forgiveness options, etc.) that private loans typically don't match. Before choosing ISL or any private lender, carefully review what happens if you face financial difficulty after graduation. Some private lenders offer very limited forbearance periods or few options for financial hardship.
That's a really good point I hadn't considered. I'll definitely look into their hardship policies before making a decision. Any specific terms or red flags I should look for in the loan agreement?
Look for these specific terms in their policy documents: 1. Length of forbearance periods (12 months total is decent) 2. Whether interest capitalizes during forbearance 3. Available repayment plans if you have lower income 4. Discharge options in case of permanent disability 5. Any prepayment penalties Also call their customer service with specific scenarios to see how they respond - that can tell you a lot about their flexibility.
UPDATE: My husband accepted the invite and completed his section yesterday. It was actually pretty quick since most info was already filled in. Her application status briefly changed to
Gael Robinson
when my husband didnt get the email i just made him sit down with me and we filled out his part while i was logged in. just had him tell me all his info and i entered it. the signature was the only tricky part but we just had him create his fsa id and then he could sign right there
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Darcy Moore
•This won't work with the new FAFSA system. Each contributor must log in with their own FSA ID to complete their section. The system specifically prevents one person from entering another person's information as a security measure. The only person who can complete a contributor section is that contributor with their own FSA ID credentials.
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Harold Oh
UPDATE: We figured it out! Turns out my husband's FSA ID wasn't fully verified yet. Even though he created the account, he needed to complete the email verification step (which he had missed). Once he did that and logged into studentaid.gov, the invitation was sitting right there in his dashboard, just like someone suggested here. We were able to complete his portion last night and submitted the full application! Thank you all for your help - especially the tip about checking the dashboard instead of just waiting for an email.
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Summer Green
•Great to hear! This exact issue is happening to so many families this year. Glad you got it resolved before any deadlines!
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Amun-Ra Azra
•thx for updating us! going to have my ex check his verification status now
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