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Lorenzo McCormick

When do unemployment benefits get paid in Washington - confused about payment timing

I just got approved for unemployment last week and filed my first weekly claim on Sunday. It's Thursday now and I still haven't received any payment. When exactly do unemployment benefits get paid out? I thought it would be automatic once I filed my weekly claim but maybe I'm missing something? My account just shows 'processed' but no payment date. Really need to know when to expect the money since rent is due next week.

Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. Since you filed Sunday, you should see the deposit by Wednesday or Thursday if everything is clear on your claim. Check your payment history in your account to see if there's a payment date listed.

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I checked and it just says 'processed' with no payment date. Should I be worried?

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Not necessarily - sometimes the payment date updates a day later. Give it until tomorrow and if nothing shows up, there might be an issue that needs attention.

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same thing happened to me when I first started collecting. took almost a week for my first payment even though everything looked good online

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Did you have to do anything special or did it just eventually show up?

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just waited it out, but I was freaking out too. first payments sometimes take longer for whatever reason

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If your claim status shows 'processed' but no payment is showing up after 3-4 business days, you should definitely call Washington ESD to check what's happening. Sometimes there are verification issues or other holds that don't show up clearly in your online account. I had this exact problem and it turned out they needed additional work search documentation.

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Oh no, I did submit my job search activities when I filed. How do I know if that's the issue?

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Good luck getting through to them though - I tried calling for 3 days straight and kept getting disconnected. You might want to try Claimyr to actually reach someone at Washington ESD. It's at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Never heard of that service - does it actually work for getting through to Washington ESD?

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Yeah it worked for me when I had payment issues. Way easier than trying to call yourself and getting the busy signal all day.

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The Washington ESD payment schedule is usually: file weekly claim by Sunday → processing Monday-Tuesday → payment issued Wednesday-Thursday → money in your account Thursday-Friday. But like others said, first payments can be slower.

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That's really helpful, thank you! So I should see something by tomorrow if everything is normal?

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Most likely yes, especially since your claim shows processed. Just keep an eye on both your Washington ESD account and your bank account.

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UGH the payment timing is THE WORST part of unemployment!! I've been on UI for 2 months and it STILL stresses me out every week waiting for the money to hit my account. Sometimes it's Wednesday, sometimes Friday, there's no consistency!

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That doesn't make me feel better about the whole process...

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It's actually pretty consistent once you get into the routine. The variation is usually just bank processing times, not Washington ESD delays.

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Maybe for you but my payments have been all over the place timing wise

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i remember my first week too, was checking my bank account like every hour lol

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That's literally what I'm doing right now! Refreshing constantly

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totally normal, we've all been there

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One thing to check - make sure your direct deposit information is correct in your Washington ESD account. I've seen people wait weeks for payments that were going to old bank accounts or had wrong routing numbers.

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I double-checked that when I set up my account, should be correct. Same account I've had for years.

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Good, that's the most common issue with payment delays. Since that's not it, you should see your payment soon.

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Also just FYI - Washington ESD payments usually hit your account early morning, like 3-6 AM. So if you're going to check obsessively, check first thing when you wake up rather than throughout the day.

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Oh that's good to know! I've been checking at random times during the day.

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yep mine always shows up around 4am when it comes

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Wait, do you get paid for the first week or is there a waiting week? I'm about to file for unemployment and want to know what to expect.

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There's no waiting week in Washington for regular unemployment. You get paid for your first week if you're eligible and file your weekly claim properly.

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Thanks, that's a relief. I was worried I'd have to wait an extra week with no income.

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Been there done that with the payment anxiety! Here's what I learned - if your weekly claim is processed and shows a payment amount, you WILL get paid. Washington ESD is slow but they're not going to stiff you on legitimate claims.

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That's reassuring, thanks. Just nerve-wracking when you really need the money.

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Totally understand, we've all been in that situation. The waiting is the hardest part of the whole unemployment process.

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If you're still not seeing a payment by Friday, that's when I'd be concerned and try to contact Washington ESD. But honestly, most first-time payment delays are just system processing lag, not actual problems with your claim.

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I'll give it until Friday then. Hopefully it shows up before then though.

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And if you do need to call them Friday, seriously consider using Claimyr instead of trying to get through yourself. Saved me hours of busy signals.

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Xan Dae

My sister had the same issue last year - first payment took 6 days but every payment after that was right on schedule. Something about new accounts taking longer to process.

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Six days seems like forever when you're waiting for it! But good to know it gets more regular.

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Xan Dae

Yeah she was panicking too but it all worked out fine. Just the way their system works I guess.

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The whole Washington ESD system is so outdated it's not even funny. Why can't they just tell us exactly when payments will hit instead of this guessing game??

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Because bank processing times vary between institutions. Washington ESD sends the payment on their end, but your bank determines when it actually appears in your account.

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Still frustrating when you're trying to budget and plan bills around unemployment payments

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Just wanted to add - make sure you're checking the right account! I spent a whole day panicking about a missing payment only to realize I was looking at my savings account instead of checking. Felt pretty stupid lol

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Haha I can see myself doing that! I've been so stressed about this whole process.

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The unemployment stress is real. Gets easier once you get into the routine of it all.

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Update us when your payment comes through! Always curious to hear how long first payments actually take for new claimants.

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Will do! Hoping it's there when I wake up tomorrow morning.

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Based on your timeline, tomorrow morning is very likely. Your claim processed normally so you should be good.

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This thread is giving me flashbacks to my first unemployment claim 3 years ago. Same exact questions and worries! The good news is once you get that first payment, you'll know the system works and the anxiety goes way down.

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I hope so! This waiting and not knowing is the worst part.

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It really is. But you filed correctly and got approved, so you're doing everything right. Just have to be patient with Washington ESD's processing times.

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Has anyone tried calling that Claimyr service mentioned earlier? Wondering if it's worth it for general questions or just for urgent problems.

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I used it when I had a payment hold issue. Definitely worth it when you actually need to talk to someone at Washington ESD instead of just waiting and hoping.

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I was skeptical at first but tried it when I couldn't get through for a week straight about an adjudication issue. Actually worked and got me connected to someone who could help.

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Good to know it's legit. I'll keep it in mind if I run into issues with my claim.

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Pro tip: screenshot your weekly claim confirmation every time you file. That way if there's ever a payment dispute, you have proof you filed on time with the correct information.

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That's smart, I didn't think to do that. I'll start doing that from now on.

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Yeah learned that lesson the hard way when Washington ESD claimed I didn't file one week and I had no way to prove I did.

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Hang in there OP! Your payment is probably processing right now and will show up soon. The first one is always the most stressful because you don't know what to expect.

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Thanks for the encouragement! This whole thread has been really helpful and reassuring.

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That's what these forums are for! We've all been through the unemployment process and know how stressful it can be.

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UPDATE: Just checked my account and the payment is there! Showed up overnight like you all said it would. Thanks everyone for the help and reassurance - was exactly what I needed to hear.

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Great news! Glad it worked out exactly as expected. Now you know the timing for future weeks.

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Awesome! Always good to hear when things work out smoothly with Washington ESD.

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nice! told you it would show up eventually

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Perfect! Hope the rest of your unemployment claim process goes just as smoothly.

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Congrats on getting your first payment! That early morning deposit timing is so consistent with Washington ESD - mine always shows up between 3-5 AM too. Now you can relax a bit knowing the system works and you'll have a predictable payment schedule going forward.

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So glad everything worked out! I'm actually going through the same thing right now - just filed my first claim this week and have been anxiously waiting. This whole thread has been incredibly helpful to read through. It's reassuring to know that the 3-5 AM deposit timing seems to be the norm for Washington ESD. Thanks for updating us with the good news!

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That's such a relief! I'm in almost the exact same situation - filed my first weekly claim on Monday and have been checking my account obsessively. Seeing your update gives me hope that mine will show up soon too. The waiting really is the hardest part when you're stressed about bills!

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So happy to see your update! This is exactly why I love this community - we all help each other through the stressful parts of dealing with unemployment. Your experience is going to help the next person who's panicking about their first payment. The early morning deposit timing really is consistent once you know what to expect. Congrats on getting through your first week successfully!

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