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Freya Andersen

When do unemployment benefits get paid after filing weekly claim?

I'm new to this whole unemployment thing and super confused about when I actually get paid. I filed my weekly claim on Sunday night and it's now Wednesday - still no payment. My claim status shows 'paid' but I don't see any money in my account yet. Do they pay on specific days? I chose direct deposit when I set up my account. Really need to know when to expect the money since I have bills due this week.

Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. Since you filed Sunday night, you should see the deposit by Wednesday or Thursday at the latest. Make sure your bank account info is correct in your profile.

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Thanks! I double-checked and my banking info looks right. Hopefully it shows up tomorrow then.

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Mine usually hits my account on Tuesday nights when I file Sunday. Different banks process at different times too.

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I've been dealing with Washington ESD for months and payment timing is all over the place. Sometimes it's Tuesday, sometimes Thursday. If your claim shows 'paid' status you should be good though.

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That's reassuring to hear. I was worried something went wrong since this is my first payment.

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First payments can take longer sometimes, especially if they're still verifying your info.

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Honestly if you're having trouble getting through to Washington ESD about payment timing, I used Claimyr recently and it was a game changer. They help you actually reach a real person at ESD instead of getting stuck in the phone maze. Check out claimyr.com - they even have a demo video at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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Interesting, I'll keep that in mind if I run into issues. Right now I'm just trying to figure out the normal payment schedule.

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Never heard of that service but might be worth trying if I can't get through again. Washington ESD phone system is brutal.

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For regular UI benefits, the payment schedule is pretty consistent. You file your weekly claim between Sunday and the following Saturday, and payments are processed Monday through Wednesday. Direct deposit usually hits 1-2 days after processing.

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So if I file every Sunday night, I should expect payment by Wednesday most weeks?

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Exactly. That's the typical pattern for most claimants on regular unemployment benefits.

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wait is there a difference between regular ui and other types?? i thought unemployment was just unemployment

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There are different programs - regular UI, standby, partial unemployment, etc. They can have slightly different payment schedules.

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oh wow i had no idea. good thing i'm just on regular ui then

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I'm going to be honest, Washington ESD's payment system has been a nightmare for me. I've had payments delayed for no reason, had to call multiple times just to get basic information about when my money would hit my account. The whole system feels broken.

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That's what I'm worried about. I can't afford to have payments delayed randomly.

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I've been pretty lucky with consistent payments, but I know others who've had issues. Seems hit or miss.

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Check your payment history in your Washington ESD account online. It should show the exact date payments were issued and when they were sent to your bank. That might give you a better idea of the timing.

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Good idea! I'll log in and check that section. Still learning my way around the website.

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The payment history is super helpful for tracking patterns. You'll get used to the interface pretty quickly.

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Just curious - what day of the week do most people file their weekly claims? I've been doing Sundays but wondering if there's a better day.

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Sunday is popular because it's the first day you can file for the previous week. But you can file any day through Saturday.

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I file Tuesday mornings just to avoid the Sunday rush. Doesn't seem to affect payment timing much.

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Make sure you're not expecting payment on weekends or holidays. Washington ESD doesn't process payments on those days, so everything gets pushed to the next business day.

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That makes sense. So if there's a Monday holiday, payments would be delayed to Tuesday?

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Exactly. Always factor in banking holidays when calculating expected payment dates.

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I set up text alerts for my bank account so I know immediately when the unemployment payment hits. Takes the guesswork out of checking constantly.

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Smart idea! I should set that up too. Thanks for the tip.

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how do you set up text alerts? is that through your bank?

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Yeah, most banks have it in their mobile app or online banking. You can set alerts for any deposit over a certain amount.

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Update on the Claimyr thing - I actually used it again this week to ask about a payment that was delayed. Got through to someone at Washington ESD in like 10 minutes instead of the usual 2-hour wait. Definitely worth having as a backup option when you need real answers about payment timing.

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How much does something like that cost? I'm already tight on money from being unemployed.

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It's super reasonable compared to the stress and time you save. Plus if you're having payment issues, getting them resolved quickly is worth it.

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been on unemployment for 6 months now and payments usually hit my account tuesday nights. but like others said it can vary. never had a payment just not show up though when status said paid

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That's reassuring. I'm probably just being impatient since it's my first time dealing with this.

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totally normal to be anxious about it at first. you'll get used to the rhythm

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Pro tip: always file your weekly claim as early as possible on Sunday. I've noticed that when I file later in the week, the payment processing seems to get pushed back a day or two.

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Good to know! I'll make sure to file Sunday mornings going forward.

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I'm not sure that's actually true. I think payment processing is based on when they batch process claims, not when you individually file.

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Maybe it's just coincidence then, but I've definitely noticed a pattern with my payments.

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What happens if you forget to file your weekly claim? Does that mess up the payment schedule for future weeks?

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You can file late claims, but there might be delays in processing. Generally doesn't affect future week payments though.

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Good question! I've been setting phone reminders to make sure I don't forget.

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I switched from direct deposit to the debit card option and payments show up faster now. Might be worth considering if you're having timing issues.

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How much faster? I prefer direct deposit but would consider switching if it's significantly quicker.

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Usually shows up Monday night instead of Tuesday/Wednesday. Plus you can check the balance online instantly.

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Washington ESD really needs to modernize their payment system. Other states have much more predictable timing and better communication about when payments are processed.

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Completely agree. The whole system feels outdated compared to other government services.

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At least it works though. I was worried it would be even worse based on horror stories I'd heard.

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Just wanted to add - if your first payment is taking longer than expected, it's often because they're still verifying your employer information or doing identity verification. This is normal and doesn't mean there's a problem with your claim.

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That makes me feel better. I did have to upload some additional documents last week.

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Yes, initial verification can add a few extra days to first payments. Subsequent payments should be much more predictable.

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Does anyone know if the payment timing is different for partial unemployment vs regular UI benefits? I'm working part-time and claiming partial benefits.

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Partial UI follows the same general payment schedule, but they have to calculate your reduced benefit amount which might add a day to processing.

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That makes sense. Thanks for the info!

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I use the Washington ESD mobile app to check my payment status. It's actually pretty good for tracking when payments are issued and processed.

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I didn't know there was a mobile app! I'll download that right now.

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Yeah it's called 'Washington State ESD' in the app store. Makes checking everything much easier.

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My bank (Chase) always gets Washington ESD deposits on Tuesday mornings around 3am. Your bank might have a different schedule for processing overnight deposits.

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I have Wells Fargo so maybe that's why I haven't seen it yet. I'll check early tomorrow morning.

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Wells Fargo usually processes overnight deposits around 6am in my experience.

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Final thought - don't panic if your first few payments seem inconsistent timing-wise. Once you've been on benefits for a month or two, you'll see a clear pattern emerge. The system is more reliable than it initially appears.

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Thanks everyone for all the helpful info! I feel much better about the whole process now.

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You're welcome! Feel free to ask if you run into any other questions about the payment process.

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As someone who just went through the same anxiety with my first unemployment payment, I can tell you it's totally normal to worry! I filed my first claim on a Sunday and didn't see the money until Thursday morning. What helped me was setting up account alerts through my bank app so I'd get notified the moment any deposit hit. Also, if your claim status shows "paid" that's a really good sign - it means Washington ESD has processed everything on their end and it's just working through the banking system now. The waiting game is the worst part but it does get more predictable after the first few payments!

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