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Jacob Lewis

What percentage of my salary do I get from Washington ESD unemployment benefits?

I'm trying to figure out how much I'll actually get if I file for unemployment. I was making $4,200 a month at my job before I got laid off last week. Does Washington ESD just give you a percentage of what you were earning? I've heard different things from people - some say it's 50%, others say it depends on your income level. I need to know so I can budget properly. Has anyone recently filed and can tell me what to expect?

It's not a straight percentage. Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base period. The maximum weekly benefit for 2025 is $999, but most people get way less than that. You'll need to look at your earnings from the last 18 months to get an accurate estimate.

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So it's based on quarterly earnings, not just my last salary? That's confusing. I was only at this job for 8 months.

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Exactly. They look at all your covered wages during your base period, which is usually the first 4 of the last 5 completed quarters before you file. So if you had other jobs before this one, those wages count too.

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i think its around 40-50% of your average weekly wage but theres a cap. my friend was making like 5k a month and only got like 800 a week from unemployment

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That sounds about right for someone making good money. I'm hoping I'll get close to that amount.

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The calculation is more complex than that. It's based on your highest quarter divided by 26, but there are different formulas depending on your earnings level.

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I just went through this process and had trouble getting through to Washington ESD to get my exact benefit amount. I ended up using Claimyr (claimyr.com) to actually reach an agent who could explain my calculation. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. The agent was able to walk me through exactly how they calculated my weekly benefit amount.

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How much did that cost? I don't want to pay a bunch of money just to find out my benefit amount.

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It was worth it for me because I had other complications with my claim too. But you might be able to get an estimate using the online calculator first.

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Never heard of Claimyr but calling Washington ESD is definitely a nightmare. Might be worth checking out if you need to talk to someone.

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Here's the actual formula Washington ESD uses: For weekly wages up to $1,443, your benefit is 65% of your average weekly wage. For wages between $1,443 and $1,804, it's $937 plus 50% of wages over $1,443. For wages over $1,804, it's $999 (the maximum). But this is based on your highest quarter earnings divided by 13, not your most recent salary.

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This is super helpful! So if I was making $4,200 monthly ($969 weekly), I'd get about 65% of that, which would be around $630 per week?

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That's roughly correct, but remember it depends on your earnings history, not just your last job. If you had lower-paying jobs before, it could reduce your benefit amount.

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Wait, I'm confused. I thought it was based on your last job's salary? This is way more complicated than I expected.

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DON'T EXPECT TO GET ANYWHERE NEAR 50% OF YOUR SALARY!!! I was making $75k and my weekly benefit is only $458. The system is designed to screw over people who actually had decent jobs. It's basically poverty wages.

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Yikes, that's way less than I was hoping for. How do people survive on that little?

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thats why you gotta find another job quick, unemployment isnt meant to replace your full salary

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I feel you on this. The benefits definitely don't cover what you're used to spending when you had a good job.

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The key thing to understand is that Washington ESD looks at your base period wages, which are the first 4 of the last 5 completed calendar quarters. So if you file in January 2025, they look at your wages from January 2024 through September 2024. Your highest quarter earnings get divided by 26 to get your average weekly wage, then the benefit formula applies.

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So if I started my current job in May 2024 and got laid off in December 2024, they'd look at my wages from May through September 2024?

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Exactly. And if you didn't work the full quarters, or had lower wages during part of that period, it affects your benefit calculation.

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I've been trying to call Washington ESD for weeks to get my benefit amount clarified because my online account shows pending and I can't see the calculation. Has anyone else had better luck recently getting through to them?

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Like I mentioned earlier, I used Claimyr to get through. They helped me reach an agent who could see my account details and explain the calculation. Way better than trying to call myself.

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I might have to try that. I've been calling for 2 weeks straight and either get busy signals or disconnected after waiting on hold.

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The phone system is definitely broken. I tried calling yesterday and gave up after 3 hours.

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Can someone explain why they don't just use your last job's salary? This whole base period thing seems unnecessarily complicated. In other states I've heard it's much simpler.

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It's designed to prevent people from gaming the system by taking a high-paying job briefly just to get higher benefits. The base period ensures benefits are based on sustained work history.

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I guess that makes sense, but it's still confusing for people who legitimately had job changes.

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just filed last month and got approved for $647 weekly. was making about $4k monthly so seems like around 40% ish. not great but better than nothing i guess

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That's actually pretty close to what I was hoping for! Did you have steady employment during your base period?

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yeah worked the same job for almost 2 years before getting laid off. think that helped with the calculation

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The online benefit calculator on the Washington ESD website is pretty accurate if you have your wage information handy. It'll give you a good estimate before you file. Just make sure you're using the right quarters for your base period.

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I tried that but wasn't sure which quarters to use. The instructions weren't super clear about the base period calculation.

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Yeah, the interface could be better. You basically count back 5 quarters from when you file, then use quarters 1-4 of those 5.

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I had to use the alternate base period because I didn't have enough wages in the regular one. Made the calculation even more confusing.

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For what it's worth, I was able to get through to someone at Washington ESD using that Claimyr service too. The agent explained that my benefit was lower because I had a gap in employment during part of my base period. Really helpful to understand why the calculation came out the way it did.

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Good to know that service actually works. I might try it if I can't figure out my benefit amount from the online tools.

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How long did it take for them to get you connected to someone?

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Way faster than trying to call myself. I think it was like 15 minutes versus the hours I wasted before.

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One thing to keep in mind is that your benefit amount is before taxes. If you choose to have taxes withheld, you'll get 10% less than your calculated benefit amount. Something to factor into your budgeting.

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Oh wow, I didn't even think about taxes. So if I get $600 weekly and choose withholding, it's actually $540?

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Exactly. And if you don't withhold, you'll owe taxes when you file your return next year. Most people choose to withhold to avoid a big tax bill later.

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The maximum benefit of $999 sounds decent until you realize that's only for people who were making really high wages consistently. Most people I know get between $400-700 per week depending on their work history.

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That range seems realistic based on what everyone else is saying. I'm hoping to be on the higher end since I had steady employment.

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I got $412 weekly and was making $3200 monthly, so definitely on the lower end of that range.

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Don't forget that you can potentially get extra money through the dependency allowance if you have kids. It's not much but every little bit helps when you're trying to make ends meet on unemployment.

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How much is the dependency allowance? I don't have kids but good to know for others.

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I think it's like $25 per dependent child, but there's a cap on the total you can get. Better than nothing though.

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The whole system seems designed to be as confusing as possible. Why can't they just say 'you get X% of your salary' like other benefit programs? All this base period calculation stuff is ridiculous.

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It's complicated but it's actually more fair than a simple percentage. It prevents abuse and ensures benefits are based on actual work history rather than just your most recent job.

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I guess, but it sure makes it hard to plan when you don't know what you'll get until after you file.

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Bottom line - expect to get roughly 40-50% of your average weekly earnings if you had steady work, but probably closer to 30-40% if you had job changes or gaps. It's not enough to maintain your lifestyle but it's something while you job search.

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That's a realistic expectation. I'll plan my budget around getting maybe $600-700 weekly and hope for the best.

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Smart approach. Better to budget conservatively than count on getting more than you actually will.

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Just remember you also have to meet the job search requirements and report any work you do while collecting. The benefit amount is just one part of the whole unemployment process.

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Yeah, I've been reading about the job search log requirements. Seems like you need to apply to 3 jobs per week minimum.

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Exactly, and keep good records because they do audit claims. Make sure you're actually applying and not just going through the motions.

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The Washington ESD website has a benefit calculator but honestly talking to an actual person helps clarify things if your situation is complicated. I had multiple jobs during my base period and needed someone to explain how they combined the wages.

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That's exactly my situation - I had 2 different jobs during the base period. Might be worth calling to get it explained properly.

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Definitely recommend using Claimyr if you need to actually talk to someone. Made the whole process much clearer for me when I had questions about my calculation.

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Filed 3 weeks ago and still waiting for my monetary determination. The waiting is the worst part because you can't plan anything without knowing what you'll get. Hope your process goes smoother than mine has been.

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3 weeks seems like a long time! Have you tried calling to check on the status?

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Tried calling but never got through. My online account just says 'pending' with no other details. Frustrating.

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