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Does Washington ESD unemployment match your salary when you file?

I'm trying to figure out how much I'll get if I file for unemployment benefits through Washington ESD. I was making $4,200 per month at my last job before getting laid off two weeks ago. Does the unemployment amount match what your salary was, or is it calculated differently? I've heard different things from people and want to know what to expect before I submit my initial claim.

No, unemployment doesn't match your full salary. Washington ESD calculates your weekly benefit amount based on your earnings in your base period, which is usually the first four of the last five completed quarters. The maximum weekly benefit amount in Washington is currently $999 per week, but most people get less than that.

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So it's based on quarters, not just my most recent salary? How do they figure out which quarters to use?

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Yes, they look at your base period earnings. If you file now, they'd typically use quarters from last year. You can see the exact calculation on the Washington ESD website when you file your claim.

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I was making about $3800/month and my weekly unemployment is $520. So definitely not a full replacement of your salary. It's roughly 50-60% of what I was making depending on the week.

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That's actually higher than I expected! Did you have any issues getting your claim approved?

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Mine went into adjudication for about 3 weeks because they had to verify my last employer, but it eventually got approved. Just had to be patient.

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If you're having trouble getting through to Washington ESD to ask questions about your benefit calculation, I found this service called Claimyr (claimyr.com) that helps people get connected to ESD agents. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and getting hung up on.

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How much does something like that cost? I'm already worried about money.

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It's worth checking out their site for details. For me, getting through to verify my claim details was more important than spending hours on hold.

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I've heard of services like this but wasn't sure if they were legit. Good to know it actually worked for someone.

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The formula is your total base period wages divided by 52, then you get 50% of that amount as your weekly benefit. But there's also a minimum and maximum, so very low earners get more than 50% and high earners get capped.

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This is helpful! So if I made $50,000 in my base period, I'd get about $480 per week?

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That's roughly right, assuming you meet all the other eligibility requirements. You also have to be actively looking for work and file your weekly claims.

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whatever you do dont expect it to cover all your bills!! i thought unemployment would be closer to my actual pay and it was a shock when i saw the amount. had to get a part time job pretty quick

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Yeah, I'm already looking at cutting expenses. Did working part-time affect your unemployment benefits?

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you can work part time but you have to report the hours and earnings on your weekly claim. they reduce your benefits based on what you earn

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Also remember you'll need to meet the job search requirements - typically 3 job search activities per week and you have to keep a log. WorkSourceWA has resources to help with this if you need it.

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The job search requirement is such a pain. I spend more time documenting my searches than actually searching sometimes.

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I know it feels tedious, but they do audit these logs. Better to be thorough than risk getting disqualified.

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Been on unemployment twice in the past 5 years. First time I got $445/week, second time $520/week because my wages were higher in the base period. It's definitely not salary replacement - more like survival assistance.

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How long did each claim last? I'm hoping to find something within a few months.

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First claim lasted about 4 months, second one about 6 months. You get up to 26 weeks typically, depending on the unemployment rate.

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The Washington ESD benefit calculator on their website is pretty accurate if you have your wage information handy. Gives you a good estimate before you file.

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I'll check that out! Do I need my tax returns or just pay stubs?

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They have your wage information from employers already, but having your records helps verify everything matches up.

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Just filed my claim last week after getting laid off from a $55k/year job. Still waiting to hear back but expecting around $500-600 per week based on what others have said. The waiting is killing me though.

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The waiting is the worst part! I was so anxious until I got my first payment. How long ago did you file?

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Filed Monday, so it's only been 5 days but feels like forever. Did yours go into adjudication?

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Mine was approved within a week luckily. Keep checking your account for any action items that need attention.

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I tried calling Washington ESD multiple times to ask about my benefit amount calculation and could never get through. Finally used Claimyr to get connected and got all my questions answered in one call. Wish I'd known about it sooner.

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Was it easy to use? I've been trying to reach them for weeks about an issue with my claim.

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Super easy. You just tell them what you need to discuss and they handle getting you connected. Check out their demo video if you want to see how it works.

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Something to keep in mind - if you had multiple jobs or irregular hours, the calculation can be more complicated. My benefit amount was lower than expected because one of my jobs wasn't reporting wages correctly to ESD.

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How did you find out about the wage reporting issue? Did ESD tell you?

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I had to call and ask why my benefit amount seemed low. The agent looked into it and found the discrepancy. Take about 3 weeks to get it corrected.

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Don't forget about taxes! Unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your return next year.

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Good point! I hadn't thought about the tax implications. Is it better to have them withheld?

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Depends on your situation, but I always have them withheld to avoid a big bill later. It's 10% federal withholding if you choose it.

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The system is so confusing! I've been trying to understand my monetary determination for weeks. It shows all these quarters and wages but the math doesn't make sense to me.

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The monetary determination can be confusing. If you think there's an error, you can appeal it within 30 days. Don't wait if something looks wrong.

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That's good to know. I think one of my previous employers' wages might be missing. How do I prove what I earned?

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Gather your pay stubs, W-2s, or any other wage documentation and include that with your appeal. ESD can also contact the employer directly.

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My advice is to file as soon as possible even if you're not sure about the amount. There's a waiting week, and you can't get benefits for weeks you don't file. The money situation gets tight fast.

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Yeah, I'm definitely filing this week. Better to get the process started than wait and lose out on potential benefits.

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Smart move. I waited two weeks thinking I might find a job quickly and regretted it when the search took longer than expected.

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One thing that helped me was using Claimyr when I needed to talk to someone about my benefit calculation. Got through immediately instead of calling for hours with no luck.

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I keep seeing this mentioned. Is it only for getting through on the phone or do they help with other stuff too?

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Just for phone connections as far as I know. But that was exactly what I needed - someone to explain why my benefits were calculated the way they were.

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The weekly benefit amount is just part of it. Remember you also have to report any income from part-time work, and they'll reduce your benefits dollar-for-dollar above a certain threshold.

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What's the threshold? I might do some freelance work while job hunting.

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I think it's around $150 per week you can earn before they start reducing benefits, but definitely verify that with ESD. The rules can change.

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Filed my claim 3 months ago after making $4500/month. My weekly benefit is $587. Not enough to maintain my lifestyle but keeps me afloat while job hunting. The key is having realistic expectations.

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That's actually pretty close to what I was hoping for based on my salary. How has the job search been going?

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Slow but steady. The job search requirements actually help keep me motivated and organized. Document everything carefully!

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Bottom line - unemployment is designed to replace about 50% of your average weekly wage, up to the state maximum. It's temporary assistance, not full salary replacement. Budget accordingly and don't expect it to last forever.

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Thanks for all the advice everyone! This gives me a much better idea of what to expect. Going to file my claim tomorrow.

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Good luck! The process isn't too complicated once you get started. Just stay on top of your weekly claims and job search requirements.

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