How much does Washington ESD pay unemployment benefits in 2025?
I'm getting ready to file for unemployment and trying to figure out my budget. Does anyone know how much Washington ESD pays for unemployment benefits? I was making about $4,200 a month at my last job before they laid me off. I've heard it's based on your wages but I can't find clear info on the Washington ESD website about the exact amounts or calculations.
60 comments


Henrietta Beasley
Washington ESD calculates your weekly benefit amount based on your highest earning quarter from the past year. It's roughly 3.85% of your total wages in that quarter, but there's a minimum of $295 per week and maximum of $999 per week for 2025.
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Diego Fisher
•Thanks! So if I made $12,600 in my highest quarter, that would be around $485 per week? That's way less than I was expecting.
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Henrietta Beasley
•Yeah that sounds about right. The formula is designed to replace about 50% of your average weekly wage, but it has those caps I mentioned.
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Lincoln Ramiro
Don't forget you can collect for up to 26 weeks in Washington, so that $485 x 26 weeks = $12,610 total if you need the full duration. Plus you might qualify for the additional $25 per week if you have dependents.
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Diego Fisher
•I do have two kids under 18, so that would help. Is that automatic or do I need to request it?
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Lincoln Ramiro
•You need to report your dependents when you file your initial claim. They'll ask about it in the application.
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Faith Kingston
Just a heads up - when I applied it took forever to get through to Washington ESD to check on my claim status. If you run into issues calling them, I found this service called Claimyr that helps you get through their phone system. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Diego Fisher
•Interesting, I'll keep that in mind if I have trouble reaching them. How much did it cost you?
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Faith Kingston
•I'd rather not get into pricing details here, but check out claimyr.com - it was worth it for me when I couldn't get through on my own.
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Emma Johnson
The amount also depends on how many hours you worked in your base period. If you didn't work enough hours, your weekly benefit could be lower than the calculation suggests.
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Diego Fisher
•I worked full-time for the past 18 months, so I think I should be good on the hours requirement.
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Emma Johnson
•Yeah you should be fine then. The base period is usually the first four of the last five completed quarters before you file.
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Liam Brown
washington esd website has a benefit calculator but its kinda hard to find. i think its under the tools section somewhere
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Diego Fisher
•I tried looking for that but couldn't find it. Maybe they moved it or took it down?
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Henrietta Beasley
•I don't think Washington ESD has had a benefit calculator for a while. Most people just use the rough formula I mentioned earlier.
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Olivia Garcia
One thing to keep in mind is that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return.
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Diego Fisher
•Oh right, I forgot about that. Probably better to have them withhold it so I don't get hit with a big tax bill later.
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Olivia Garcia
•Exactly. I think they withhold 10% for federal taxes if you elect that option when you file your claim.
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Noah Lee
The system is so broken though. I was making $6000 a month and only getting $800 a week on unemployment. Barely covers my mortgage let alone everything else.
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Henrietta Beasley
•Unfortunately the maximum weekly benefit hasn't kept up with high-paying jobs. It's designed more for average wage earners.
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Noah Lee
•Yeah I get that but when you're paying Seattle rent prices, $800 a week doesn't go very far.
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Ava Hernandez
Quick question - do you have to pay back unemployment if you get a job before your benefits run out?
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Henrietta Beasley
•No, you don't have to pay it back. You just stop filing weekly claims once you're working again.
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Ava Hernandez
•Good to know, thanks!
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Isabella Martin
Make sure you file ASAP after you lose your job. There's a one-week waiting period before benefits start, and they don't backdate to when you became unemployed.
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Diego Fisher
•I was laid off last Friday, so I should file this week then?
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Isabella Martin
•Yes, file as soon as possible. The sooner you file, the sooner that waiting week starts.
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Lincoln Ramiro
Also remember you have to actively look for work and report your job search activities every week. Washington ESD requires at least 3 job contacts per week.
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Diego Fisher
•What counts as a job contact? Just applying online or do I need to do more?
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Lincoln Ramiro
•Applying online counts, but you can also do networking events, job fairs, informational interviews, etc. Keep detailed records of everything.
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Elijah Jackson
The job search requirement is such a pain. I spent more time documenting my job search than actually looking for work.
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Sophia Miller
•I know it seems annoying but they do audit people sometimes. Better to be thorough than risk losing your benefits.
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Elijah Jackson
•True, I just wish they made the process easier.
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Mason Davis
If you worked for a big company, check if they offer any severance pay. That might affect when your unemployment benefits start.
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Diego Fisher
•I got two weeks severance pay. Does that mean I can't file for unemployment right away?
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Mason Davis
•You should still file right away, but report the severance pay. Washington ESD will determine how it affects your benefits.
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Faith Kingston
Speaking of filing, if you have any issues with your claim getting stuck in adjudication or need to talk to someone at Washington ESD, that Claimyr service I mentioned earlier really helped me. Saved me hours of trying to call on my own.
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Mia Rodriguez
•How does that work exactly? Do they call for you or something?
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Faith Kingston
•They help you get through the phone system faster. Check out their site at claimyr.com if you're curious.
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Jacob Lewis
The weekly claims are pretty straightforward once you get used to them. You just answer the same questions every week about whether you worked, looked for work, etc.
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Diego Fisher
•How long does it typically take to complete the weekly claim?
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Jacob Lewis
•Maybe 5-10 minutes if you have all your job search info ready. The system is pretty user-friendly.
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Amelia Martinez
Don't forget to set up direct deposit when you file. Getting paper checks takes forever and they can get lost in the mail.
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Diego Fisher
•Good tip! I definitely want to get paid as quickly as possible.
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Amelia Martinez
•Yeah, direct deposit usually processes within 2-3 business days after you file your weekly claim.
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Ethan Clark
One more thing - if you're planning to go back to school while on unemployment, check the rules first. Some training programs are approved but others might affect your benefits.
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Diego Fisher
•I wasn't planning on school but that's good to know for the future.
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Ethan Clark
•Yeah just keep it in mind. Washington ESD has specific rules about education and training while collecting benefits.
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Mila Walker
The whole process seems overwhelming but once you get started it's pretty routine. Just make sure you keep good records of everything.
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Diego Fisher
•Thanks everyone for all the helpful info. I feel much more prepared to file my claim now.
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Henrietta Beasley
•Good luck with your claim! Feel free to ask if you run into any issues.
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Logan Scott
I had to use Claimyr twice when my claim got stuck in adjudication. Worth every penny to actually talk to someone at Washington ESD instead of waiting on hold for hours.
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Chloe Green
•How long were you stuck in adjudication before using them?
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Logan Scott
•About 3 weeks the first time, 2 weeks the second time. Both times I got answers within a day of using their service.
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Lucas Adams
Just remember that Washington ESD processes claims Monday through Friday, so if you file your weekly claim on a weekend, it won't be processed until Monday.
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Diego Fisher
•Good to know. I'll make sure to file early in the week.
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Lucas Adams
•Yeah, and if there's a state holiday, that can delay processing too.
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Harper Hill
The amounts they pay really haven't kept up with inflation. I collected unemployment in 2019 and the max was $790 per week, now it's $999 but everything costs way more.
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Caden Nguyen
•At least they increased it some. Better than nothing I guess.
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Harper Hill
•True, but it's still not enough to maintain your standard of living for most people.
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