< Back to Washington Unemployment

GalaxyGazer

What is the rate for unemployment benefits in Washington state?

I'm trying to figure out how much I'll get for unemployment benefits in Washington. I was making about $4,200 per month at my last job before I got laid off two weeks ago. Does anyone know what the current rate is for Washington ESD unemployment payments? I've been looking on their website but it's confusing with all the calculations and percentages.

The weekly benefit amount in Washington depends on your earnings during your base period. For 2025, the maximum weekly benefit is $999 and the minimum is $295. They calculate it based on your highest quarter of earnings during your base period, which is typically the first four of the last five completed quarters before you filed.

0 coins

Thanks! So if I was making $4,200 monthly, what would that roughly work out to weekly?

0 coins

You'd need to look at your quarterly earnings, not monthly. But roughly, if you were consistently making that amount, you'd probably qualify for close to the maximum weekly benefit.

0 coins

i think its like 60% of your weekly wages or something like that but theres a cap. when i filed last year i was getting $847 per week and i was making good money before

0 coins

That's helpful to know! Did you have any trouble getting through to Washington ESD to verify your benefit amount?

0 coins

oh god yes, calling them is a nightmare. took me weeks to get through

0 coins

If you're having trouble reaching Washington ESD to get your exact benefit calculation, I found this service called Claimyr that helped me get through to an actual agent. They have a system that calls for you and gets you connected. Check out claimyr.com - there's even a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me hours of frustration.

0 coins

Interesting, I'll check that out. I was dreading having to call them repeatedly.

0 coins

Never heard of that service before. Does it actually work?

0 coins

Yeah it worked for me. I was able to get my benefit calculation explained properly and resolve an issue with my claim status.

0 coins

The formula is: weekly benefit = (highest quarter earnings ÷ 26) × 0.0385. But there's also a minimum and maximum. For 2025, minimum is $295/week and maximum is $999/week. Your $4,200 monthly would put you in the higher range assuming consistent earnings.

0 coins

Wow that's a specific formula! Where did you find that calculation?

0 coins

It's in the Washington ESD handbook. I had to dig for it when I was trying to figure out my own benefits last year.

0 coins

wait is that formula right? i thought it was different than that. my benefit amount seemed way lower than what that would calculate to

0 coins

There are other factors that can affect it - like if you had irregular earnings or worked part-time during your base period.

0 coins

oh that might be it, i did have some months where i worked reduced hours

0 coins

Also remember that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your return. Just something to keep in mind when budgeting.

0 coins

Good point! I hadn't thought about the tax implications.

0 coins

Yeah I learned that the hard way last year when I got a big tax bill

0 coins

also dont forget you have to do your weekly claims every week or you wont get paid. and you have to do the job search stuff too

0 coins

How many job searches do you need to do per week?

0 coins

i think its 3 per week but check the requirements when you file

0 coins

The Washington ESD website has a benefit calculator tool but honestly it's not very user friendly. I tried using it and got confused by all the different scenarios.

0 coins

Yeah I saw that calculator but couldn't figure out how to use it properly.

0 coins

The calculator is there but it's definitely not intuitive. Sometimes calling to get a human explanation is worth it.

0 coins

Just wanted to mention that if you're having trouble getting through to Washington ESD, I also used Claimyr recently and it was a game changer. No more sitting on hold for hours or getting hung up on. Worth checking out if you need to talk to someone about your benefit calculation.

0 coins

Thanks, I'm definitely going to look into that service. Sounds like it could save a lot of headaches.

0 coins

How much does something like that cost?

0 coins

It's worth it for the time and frustration it saves, especially when you need answers quickly.

0 coins

I got $723 per week when I filed last summer. I was making about $65K annually. The amount seems fair considering what I was earning.

0 coins

That's helpful as a real example. Did you get that amount right away or did it take time to process?

0 coins

It took about 2 weeks to get my first payment after filing. No issues with my claim though.

0 coins

The benefit amount also depends on your dependents. If you have qualifying dependents, you can get an additional $25 per week per dependent, up to 5 dependents.

0 coins

I don't have any dependents, so that doesn't apply to me, but good to know for others!

0 coins

wait really? i have 2 kids, how do i add them to my claim?

0 coins

You need to contact Washington ESD and provide documentation of your dependents. They'll verify and add the dependency allowance to your weekly benefit.

0 coins

Ugh the whole system is so confusing. I've been trying to figure out my benefit amount for weeks and keep getting different answers.

0 coins

It definitely can be overwhelming. The best thing is to get your actual determination letter from Washington ESD which will show your exact calculation.

0 coins

Yeah I'm still waiting for that letter. Been over a week since I filed.

0 coins

Pro tip: your benefit year lasts 52 weeks, but you can only collect for a maximum of 26 weeks during that year (unless there are extended benefits available). So even if you find work and stop claiming, you could potentially restart your claim later if you become unemployed again within that benefit year.

0 coins

That's really good to know! I didn't realize you could restart a claim.

0 coins

Yeah that happened to me last year. Got a temp job, then when it ended I was able to restart my unemployment claim.

0 coins

Don't forget that if you work part-time while collecting unemployment, they'll reduce your benefit amount based on what you earn. There's a formula for that too but I can never remember it.

0 coins

Good point. I might look for part-time work while collecting, so I'll need to understand how that affects benefits.

0 coins

Generally, if you earn more than your weekly benefit amount, you won't get any unemployment for that week. If you earn less, they'll reduce your benefit proportionally.

0 coins

I used one of those services to get through to Washington ESD when I had questions about my benefit calculation. Claimyr I think it was called. Super helpful because I was able to get my questions answered directly instead of guessing.

0 coins

That's the third mention of Claimyr in this thread. Must be pretty effective if multiple people are recommending it.

0 coins

I might have to try that too. I've been trying to call for days with no luck.

0 coins

The rates change annually based on the state's average weekly wage. So the amounts people are mentioning from previous years might be slightly different now.

0 coins

That makes sense. I'll make sure to look at the current 2025 rates when I get my determination.

0 coins

Yeah I think the maximum went up this year compared to last year.

0 coins

Bottom line: you'll probably get a decent amount based on your previous salary, but the exact calculation depends on your specific earnings history. The determination letter will give you the definitive answer.

0 coins

Thanks everyone for all the helpful information! I feel much more informed about what to expect now.

0 coins

Good luck with your claim! Hope it goes smoothly for you.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today