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Sean Matthews

What is the max pay for unemployment in Washington state?

I'm trying to figure out how much I can expect to get from Washington ESD unemployment benefits. My last job paid me $85,000 a year and I'm wondering if there's a cap on what they'll pay out weekly. Does anyone know what the maximum weekly benefit amount is right now? I've been looking through the Washington ESD website but can't find a clear answer.

The maximum weekly benefit amount for regular unemployment insurance in Washington is $999 per week as of 2025. This is based on your earnings in your base period, but there's definitely a cap regardless of how much you made.

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Thanks! So even though I made good money, I won't get more than $999 per week?

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Exactly right. The formula is roughly 3.85% of your total base period wages divided by 52, but it maxes out at $999 no matter what.

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yeah i think its around $900 something but dont quote me on that lol

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It's actually $999 as of this year. They adjust it annually based on the state's average weekly wage.

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I've been trying to get through to Washington ESD for weeks to ask this same question! The phone lines are always busy and when I do get through, I get disconnected. Has anyone found a way to actually talk to someone there?

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I was having the same problem until I found this service called Claimyr. You can check it out at claimyr.com - they basically call Washington ESD for you and get you connected to an actual agent. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Interesting, I'll check that out. Getting through to Washington ESD has been impossible for me.

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I used Claimyr last month when my claim was stuck in adjudication. Got through to someone at Washington ESD within an hour instead of calling for days.

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The maximum benefit calculation is based on the state's average weekly wage. For 2025, the maximum weekly benefit amount is $999. Your actual benefit amount depends on your earnings during your base period (first four of the last five completed calendar quarters before you filed). The minimum weekly benefit is $295.

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So if I made $85k last year, what would my weekly benefit roughly be?

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You'd need to calculate based on your base period earnings, not just last year. But with $85k annual income, you'd likely hit close to the maximum of $999/week.

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Wait, I thought the max was lower than that. Are you sure it's $999?

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Yes, Washington increased it to $999 for 2025. It was $929 in 2024.

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Be careful about the 26 week limit too. That's the maximum number of weeks you can collect regular UI benefits in Washington state.

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Good point. So maximum would be $999 x 26 weeks = about $26,000 total?

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Correct, assuming you qualify for the full 26 weeks and the maximum weekly amount.

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this whole system is so confusing. why cant they just make it simple like other states??

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Actually Washington's system is pretty straightforward compared to some states. The benefit calculator on their website works pretty well if you have your wage information.

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I'm getting $847 per week and I made about $78k last year, so it does scale with your income up to that $999 max.

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That's helpful to know. Sounds like I should expect something in that range.

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How long did it take for your claim to get approved? Mine's been pending for two weeks.

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Mine took about 3 weeks because of adjudication. Had to verify my identity and employment history.

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Don't forget you have to pay taxes on unemployment benefits! The max might be $999 but you won't see all of that if you elect to have taxes withheld.

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Good reminder. I should probably have them withhold taxes so I don't get hit with a big bill later.

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Yeah, they'll withhold 10% federal if you request it. State of Washington doesn't have income tax so that's not a concern.

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The benefit amount also depends on whether you're doing any part-time work. They have a formula for that too where they reduce your benefits based on what you earn.

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I'm not planning to work part-time initially, but good to know for later.

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Yeah, you can earn up to your weekly benefit amount plus $5 before they start reducing your benefits.

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Has anyone had issues with Washington ESD calculating their benefit amount wrong? I think they made an error on mine.

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If you think there's an error, you definitely need to contact them. I'd suggest using Claimyr again since their phone lines are always jammed. That service saved me hours of calling.

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Thanks, I'll look into that. I've been trying to call for days with no luck.

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I wish Washington ESD would just send out clearer information about benefit amounts. Everything on their website is so bureaucratic and hard to understand.

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The benefit calculator tool is actually pretty user-friendly if you can find it. It's under 'File a Claim' section.

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I tried that calculator but it wanted wage information I don't have readily available.

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Remember that the $999 max is before any deductions. If you owe child support or have other garnishments, that'll come out of your benefit amount.

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Fortunately I don't have any of those issues, but good point for others to consider.

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The benefit year lasts 52 weeks from when you file, but you can only collect for 26 weeks maximum during that year. Just wanted to clarify since some people get confused about that.

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So if I find a job after 10 weeks and then lose it again, I could still collect the remaining 16 weeks?

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Exactly, as long as it's within your benefit year and you meet the other eligibility requirements.

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Does anyone know if the maximum amount changes based on where you live in Washington? Like is it different in Seattle vs rural areas?

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No, the maximum benefit amount is the same statewide. It's $999/week regardless of whether you're in Seattle, Spokane, or anywhere else in Washington.

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Thanks for clarifying! I wasn't sure if cost of living factored in.

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Just to add - you need to meet the minimum earnings requirement during your base period to qualify for unemployment at all. I think it's around $7,000 total in your base period.

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With my salary I should definitely meet that requirement. Thanks for mentioning it though.

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Yeah, with $85k you'll be fine. That requirement is more for people who worked part-time or had gaps in employment.

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I've been collecting unemployment for 12 weeks now at $934/week. The process was pretty smooth once I got through the initial application. Make sure you have all your employment history ready when you file.

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Good advice. I'll gather all my W-2s and employment info before I file.

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How long did your initial application take to get approved?

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About 2 weeks, but I had a straightforward layoff situation. No adjudication issues.

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Pro tip: set up direct deposit when you file. Paper checks take forever and sometimes get lost in the mail.

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Definitely will do direct deposit. I hate waiting for checks.

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The maximum benefit has been going up each year. I remember it being much lower a few years ago.

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Yes, it's tied to the state's average weekly wage, so it increases annually. In 2020 it was only $790.

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That's a significant increase over 5 years. Good for people who need the benefits.

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Bottom line OP - if you made $85k, you'll likely get close to the $999 maximum. Just make sure you file as soon as possible after losing your job since there's a waiting week.

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Perfect, thank you everyone for all the helpful info. I feel much more prepared now.

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And remember, if you need to talk to Washington ESD directly about anything, Claimyr can save you a lot of time and frustration trying to get through their phone system.

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