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Fatima Al-Suwaidi

What is the maximum you can collect on unemployment benefits in Washington state?

I'm trying to figure out what the maximum weekly benefit amount is for Washington ESD unemployment. My job ended last month and I made around $85K annually. I heard there's a cap on how much you can get each week regardless of your previous salary. Does anyone know what the current maximum is for 2025? Also wondering if there's a total limit on how long you can collect benefits.

The maximum weekly benefit amount in Washington for 2025 is $999 per week. This is based on your highest earning quarter in your base period. Even if you made $200K a year, you won't get more than $999 weekly. The standard benefit period is 26 weeks of regular unemployment insurance.

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Thanks! So even though I made good money, I'm capped at $999? That's still decent I guess.

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Sofia Morales

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Wait, is that before or after taxes? Do they take taxes out automatically?

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Dmitry Popov

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Actually you need to look at your quarterly wages to determine your benefit amount. Washington ESD uses a formula based on your highest quarter earnings in your base period. The maximum only applies if your wages were high enough to qualify for it.

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How do I find out what my quarterly wages were? Is that on my pay stubs?

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Dmitry Popov

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You can check your wage history on the Washington ESD website once you create your account. It shows all reported wages by quarter.

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Ava Garcia

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ive been trying to call washington esd for weeks to ask about my benefit amount but cant get through. the phone just rings busy or hangs up on me

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The phone lines are absolutely swamped. I had the same problem until I found Claimyr.com - they help you get through to actual Washington ESD agents. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Ava Garcia

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never heard of that but will check it out. anything is better than calling 200 times a day

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StarSailor}

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The $999 maximum has been the same for a while now. But remember you also have to meet the job search requirements to keep getting benefits. You need to do 3 job search activities per week and log them in WorkSourceWA.

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What counts as a job search activity? Just applying for jobs or other things too?

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StarSailor}

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Job applications, networking events, career fairs, informational interviews, and some training activities all count. Has to be documented properly though.

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Miguel Silva

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I got disqualified for not doing enough job searches. Make sure you keep good records!

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Sofia Morales

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Does anyone know if they take taxes out automatically or do you have to pay them at the end of the year? I don't want to get hit with a huge tax bill.

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You can choose to have 10% federal tax withheld when you file your weekly claims. I'd recommend it unless you want to deal with quarterly payments or a big bill in April.

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Sofia Morales

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Good to know, thanks. I'll make sure to select that option when I file my first weekly claim.

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Zainab Ismail

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Just to clarify - the 26 weeks is for regular unemployment insurance. If there are any federal extensions or special programs, those would be additional. But right now it's just the standard 26 weeks in Washington.

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What happens after 26 weeks if I still haven't found a job? Are there other programs?

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Zainab Ismail

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You might qualify for Extended Benefits if unemployment rates are high enough, but that's not common. Otherwise you'd need to look into other assistance programs.

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The benefit calculation is actually pretty straightforward. They take your highest quarter wages, divide by 26, then take about 50% of that (up to the maximum). So if your highest quarter was $26,000, that's $1000 per week, and 50% would be $500 weekly benefit.

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That makes sense. So I need to figure out what my highest earning quarter was to estimate my benefit amount.

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Yara Nassar

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Exactly. And remember it's based on your base period, which is usually the first 4 of the last 5 completed quarters before you filed.

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I was getting the maximum $999 and it definitely helped during my job search. Took me about 4 months to find something comparable to my previous salary. The benefits made it possible to be selective instead of taking the first low-paying job I found.

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That's encouraging to hear. I'm hoping to find something in my field rather than settling for less.

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Just make sure you're documenting your job search properly. Washington ESD is pretty strict about the requirements.

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Paolo Ricci

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Has anyone had issues with their benefit calculation being wrong? I think Washington ESD miscalculated mine but when I try to call them about it I can never get through to talk to anyone.

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Amina Toure

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Same problem here! I tried Claimyr after someone mentioned it and finally got through to an agent who helped sort out my benefit amount. Totally worth it when you can't reach them any other way.

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Paolo Ricci

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I'll have to look into that. This is so frustrating trying to get basic information about my own claim.

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Don't forget about the waiting week - you won't get paid for your first week of unemployment even if you file right away. It's basically an unpaid waiting period before benefits start.

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So even if I qualify for $999 per week, I won't get anything for the first week?

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Correct. Week 1 is the waiting week, then you start getting benefits from week 2 onward if everything is approved.

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The maximum benefit amount gets reviewed annually but hasn't changed much in recent years. $999 is pretty good compared to some other states though.

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Javier Torres

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Yeah, some states cap it way lower. I have friends in other states who get like $400 max.

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That's terrible. At least Washington has a decent maximum even if it doesn't fully replace a high salary.

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Emma Davis

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Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly is what you get each week, but there's also a total maximum for your entire benefit year which is usually 26 times your weekly amount.

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So if I get $999 per week, my total maximum would be around $26,000 for the year?

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Emma Davis

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Exactly, assuming you collect for the full 26 weeks. But hopefully you find work before then!

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CosmicCaptain

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I remember when I was trying to figure this out, the Washington ESD website has a benefit calculator tool that can give you an estimate based on your wages. Might be worth checking out before you file your claim.

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I'll look for that on their website. Would be nice to have an idea before I actually file.

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Malik Johnson

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The calculator is pretty accurate as long as you have your wage information correct.

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One thing to keep in mind is that if you do any part-time work while collecting benefits, it can reduce your weekly payment. Washington has a formula for how much you can earn before it affects your benefits.

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Good point. I might do some consulting work so I'll need to understand how that affects my benefits.

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Definitely report any earnings when you file your weekly claims. Being honest upfront prevents problems later.

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Ravi Sharma

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The whole system seems complicated but once you get into the routine of filing weekly claims and doing your job searches, it becomes manageable. The key is staying on top of all the requirements.

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Thanks everyone for all the helpful information. Feeling much more prepared to file my claim now.

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Good luck with your claim! Don't hesitate to ask if you run into any issues during the process.

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