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Isabella Santos

What happens if I collect Washington ESD unemployment while working - consequences?

I've been collecting unemployment benefits from Washington ESD for about 8 weeks now and I just started a part-time job that's only giving me like 15-20 hours a week. I'm worried about what happens if I don't report this work correctly or if I mess up the reporting somehow. What are the actual consequences if Washington ESD finds out you collected benefits while working? I'm seeing scary stuff online about fraud charges and having to pay everything back. Has anyone dealt with this situation before?

You absolutely need to report ALL work and earnings on your weekly claim, even if it's just a few hours. Washington ESD allows you to work part-time while collecting benefits, but you have to report it correctly. If you don't report work, that's considered fraud and they can make you pay back all the benefits plus penalties.

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So I can still get some benefits even if I'm working part-time? I thought any work would disqualify me completely.

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No, you can work and still receive partial benefits. Washington ESD reduces your weekly benefit amount based on how much you earn, but you might still qualify for something if your earnings are low enough.

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The consequences depend on whether it's intentional fraud or just a mistake. If you accidentally don't report work for a week or two and then fix it, that's different than deliberately hiding work for months. But either way, you'll have to pay back any overpayment.

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What if I've already filed a couple weekly claims without reporting the work? Should I contact them now or wait?

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Contact them ASAP. The longer you wait, the worse it looks. Call Washington ESD and explain the situation - they deal with this all the time.

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I had a similar issue last year and couldn't get through to Washington ESD no matter how many times I called. The phone lines are always busy and when you do get through, you get disconnected. I ended up using Claimyr.com to help me reach an agent - they have this system that calls for you and gets you connected. There's even a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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How much does that cost though? I'm already struggling financially.

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It's way cheaper than the penalties you'll face if you don't fix this quickly. Plus it actually works - I got through to an agent the same day I used it.

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The Washington ESD fraud penalties are no joke. If they determine it's intentional fraud, you could face: 1) Full repayment of benefits received, 2) Additional penalties up to 50% of the overpayment, 3) Disqualification from future benefits, 4) In severe cases, criminal charges. Even if it's accidental, you still have to pay back the overpayment.

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Criminal charges?? That seems extreme for not reporting a part-time job.

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It's rare but it happens with large amounts or repeated violations. Most cases are civil overpayments, not criminal. But that's why you need to fix this immediately.

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been there done that... made the same mistake when i first started collecting. washington esd sent me an overpayment notice for like $1800 and i had to set up a payment plan. took me 8 months to pay it back but at least they didnt charge me fraud penalties since i reported it myself

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You reported it yourself? How did you do that and did it help with the penalties?

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i called them and explained what happened. they still made me pay it back but no extra penalties. honesty helped i think

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Here's exactly what you need to do: 1) Stop filing weekly claims until you talk to Washington ESD, 2) Gather all your pay stubs and work records, 3) Calculate how much you should have reported for each week, 4) Call Washington ESD immediately to report the issue. The sooner you self-report, the better your chances of avoiding fraud penalties.

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Should they keep filing weekly claims while this gets sorted out? I've heard conflicting advice on this.

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That's a good question. I'd say continue filing but report the work correctly going forward, and note the issue on the weekly claim form. Don't just stop filing completely without talking to Washington ESD first.

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This is exactly why the unemployment system sucks. They make it so confusing about what you can and can't do, then punish you when you mess up. I had to learn the hard way too - got hit with a $2,300 overpayment notice and spent months fighting it.

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Did you end up having to pay the full amount back?

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Most of it, yeah. I got them to reduce it slightly but still had to do a payment plan. The whole thing was a nightmare.

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Seriously, don't waste time trying to call Washington ESD directly. I spent literally days trying to get through. Claimyr got me connected within hours and I was able to resolve my overpayment issue before it got worse. Sometimes you just need to pay for a solution that actually works.

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Is Claimyr legit though? Seems too good to be true that they can just get you through to Washington ESD agents.

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Yeah it's legit. They don't need any personal info from you, they just help you get through the phone system. I was skeptical too but it actually worked.

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The key thing to remember is that Washington ESD has ways to find out about unreported work. They cross-reference with employer wage records, tax filings, and other databases. It's not worth the risk to hide work - they'll eventually find out and then you'll face much bigger penalties.

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How do they find out? I'm curious about the process they use.

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They get quarterly wage reports from all employers and match them against benefit payments. Plus they can access tax records and other government databases. It's pretty thorough.

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I work in HR and deal with unemployment claims all the time. Washington ESD definitely finds out about unreported work eventually. We have to report all wages quarterly and they cross-match everything. Better to be upfront about it now than wait for them to discover it later.

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So my employer is already reporting my wages to Washington ESD? They probably already know about my work then.

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Yes, but the quarterly reports might not be processed yet. You still have time to self-report and potentially avoid the worst penalties.

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Just went through this exact situation three months ago. Had to pay back $1,650 in overpayments but avoided fraud penalties by reporting it myself. The payment plan was manageable - $125 per month. Way better than facing fraud charges.

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How long did the whole process take to resolve once you reported it?

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About 6 weeks from when I first called until I got the overpayment notice. Then another 2 weeks to set up the payment plan.

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The reporting requirements are actually pretty straightforward once you understand them. You report gross wages (before taxes) for the week you performed the work, not when you got paid. If you worked Mon-Fri and your weekly claim period is Sun-Sat, that work gets reported on that week's claim.

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That's confusing - so it's based on when I worked, not when I got the paycheck?

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Exactly. If you worked Monday through Wednesday of a claim week, you report those wages on that week's claim, even if the paycheck comes later.

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ok but what if you genuinely didnt know you were supposed to report part time work? like nobody told me that when i first applied for benefits. seems unfair to penalize people for not knowing complicated rules

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Unfortunately, ignorance of the rules isn't a defense. The weekly claim form specifically asks about work and earnings, and there are instructions available. But self-reporting can help show good faith.

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yeah i guess youre right. the weekly claims do ask about work. i just thought part time didnt count for some reason

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Had a friend who got caught working under the table while collecting unemployment. Washington ESD hit him with fraud charges and he had to pay back everything plus 50% penalty. Plus he was disqualified from getting benefits for like 2 years. Don't mess around with this stuff.

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Under the table is different though, right? My work is legitimate, just part-time hours.

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Yeah, legit work is better than under the table, but you still have to report it. The key is being honest about it now before they find out on their own.

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The Washington ESD website has a whole section explaining how work affects your benefits. You should check that out. But honestly, calling them directly is your best bet to get specific advice for your situation.

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I've tried calling but can never get through. The phone system is impossible.

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Yeah, that's the biggest problem with Washington ESD - getting through to someone who can actually help you.

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Whatever you do, don't just ignore this and hope it goes away. I made that mistake and ended up with a much bigger mess to clean up. The overpayment amount just keeps growing if you don't address it quickly.

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How does the overpayment amount grow? Interest charges?

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Every week you don't report the work correctly adds to the total overpayment. Plus they can add penalties and interest depending on the situation.

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Look, I keep mentioning Claimyr because it actually solved my problem when nothing else worked. Sometimes you need to invest a little to avoid a much bigger financial disaster. Getting through to Washington ESD quickly could save you hundreds or thousands in penalties.

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I looked up Claimyr and it seems like it could be worth it just to avoid the stress of calling over and over.

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Exactly. The peace of mind alone is worth it when you're dealing with potential fraud issues.

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Bottom line: Report the work ASAP, be completely honest about what happened, and be prepared to pay back any overpayment. The sooner you deal with this, the better your outcome will be. Washington ESD deals with these situations every day - they're more interested in getting their money back than punishing honest mistakes.

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Thank you everyone for the advice. I'm going to try to call Washington ESD tomorrow morning and if that doesn't work I'll look into Claimyr.

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Good plan. Don't put this off any longer - every day you wait makes it look worse if they discover it on their own.

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just remember that partial unemployment benefits exist for exactly this reason. you can work part time and still get some help from washington esd. the system is designed to encourage people to take whatever work they can find

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That actually makes me feel better about the whole situation. I was worried any work would completely disqualify me.

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nope thats a common misconception. they want you to work if you can. just be honest about it on your weekly claims

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