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Sean Murphy

What do I need to know about unemployment - Washington ESD first timer here

Just lost my job yesterday after 8 years at the same company and I'm completely overwhelmed. I've never filed for unemployment before and don't even know where to start with Washington ESD. What are the basic things I need to know? How long does it take to get approved? Do I need to be actively job searching right away? Any help would be appreciated because I'm pretty stressed about my finances right now.

Zara Khan

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Sorry to hear about your job loss. First thing - file your initial claim as soon as possible at esd.wa.gov. You'll need your Social Security number, employment history for the last 18 months, and reason for separation. The sooner you file, the sooner your benefit year starts.

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Sean Murphy

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Thank you! Should I wait until I have all my paperwork together or just start the application now?

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Zara Khan

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Start now with what you have. You can always provide additional documentation later if Washington ESD requests it during their review process.

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Luca Ferrari

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Here's what you absolutely need to know: 1) File weekly claims every week even if your initial claim is still pending 2) You must actively search for work and log it in WorkSourceWA 3) You have a one-week waiting period before benefits start 4) Your benefit amount is based on wages from your base period (usually the first 4 of the last 5 completed quarters

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Sean Murphy

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What counts as active job searching? How many applications do I need to submit each week?

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Luca Ferrari

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You need 3 job search activities per week. This can include applying for jobs, attending job fairs, networking events, or interviews. Everything must be logged in your WorkSourceWA account.

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Nia Davis

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Make sure you understand the difference between your initial claim and weekly claims - that confused me for weeks when I first filed!

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One thing that saved me a lot of headaches - if you need to reach Washington ESD by phone, there's a service called Claimyr (claimyr.com) that will get you through to an actual agent. I was trying to call for weeks about my claim status and kept getting busy signals. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Honestly wish I'd known about it sooner.

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Sean Murphy

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Is that legit? I'm always skeptical of third-party services for government stuff.

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I was too, but it actually worked. They don't ask for any personal info - just dial the number for you and transfer you when an agent picks up. Beats spending hours redialing.

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QuantumQueen

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I used them too when my claim went into adjudication. Much better than the frustration of constant busy signals.

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Aisha Rahman

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IMPORTANT: Make sure you report ANY income you earn while collecting unemployment, even if it's just a few hours of work. Washington ESD will find out eventually and you don't want to deal with an overpayment notice later. Also, if you get severance pay, that might affect your eligibility temporarily.

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Sean Murphy

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I did get severance pay - about 6 weeks worth. Does that mean I can't file for unemployment until that runs out?

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Aisha Rahman

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Not necessarily. Severance might delay your benefits but you should still file your initial claim now. Washington ESD will determine how it affects your eligibility during the adjudication process.

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Nia Davis

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The waiting period is brutal when you're already stressed about money. Just mentally prepare that even if everything goes smoothly, you won't see your first payment for about 3-4 weeks after filing. And if your claim goes into adjudication for any reason, it could take much longer.

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Sean Murphy

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What's adjudication? That sounds scary.

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Zara Khan

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Adjudication is just Washington ESD's review process when they need more information about your claim. It happens when there are questions about your separation from work, eligibility, or other issues. It's not necessarily bad - just means they need to investigate before approving benefits.

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Ethan Wilson

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My claim was in adjudication for 8 weeks because my employer contested it. Was a nightmare trying to get information about the status.

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QuantumQueen

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Don't forget about the tax implications! Unemployment benefits are taxable income. You can choose to have taxes withheld (10% federal) or pay them when you file your return. I learned this the hard way and owed a bunch at tax time.

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Sean Murphy

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Good point - I hadn't thought about taxes. Is it better to have them withheld or pay later?

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QuantumQueen

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Depends on your situation, but I'd recommend having them withheld so you don't get hit with a big bill later. You can change this setting anytime in your Washington ESD account.

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Ethan Wilson

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The job search requirement is no joke. I got disqualified for a week because I didn't log my activities properly in WorkSourceWA. Make sure you're detailed in your entries - just putting 'applied for job' isn't enough. You need company names, positions, dates, and contact methods.

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Sean Murphy

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How specific do the job search logs need to be? Do they actually check them?

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Ethan Wilson

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They can and do audit them randomly. I had to provide proof of my job search activities during a phone interview. Keep screenshots of applications, emails, anything that shows you actually did the work.

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Yuki Sato

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ugh the whole system is so confusing when you're already dealing with job loss stress. I remember spending hours trying to figure out the difference between 'able and available' vs 'actively seeking work' - turns out they're different requirements you have to meet every week

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Sean Murphy

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Wait, what's the difference? I thought actively seeking work covered everything?

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Luca Ferrari

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Able and' available means'you re physically and mentally capable of working and available to accept suitable 'employment. Actively seeking' work is the specific job search activities. You need both to qualify eachweek.

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Carmen Flores

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Another thing - if you have any issues or questions, document everything. Save screenshots of error messages, keep records of phone calls (who you talked to, when, what was discussed). The system can be glitchy and having documentation helps if you need to appeal anything later.

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Sean Murphy

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That's really good advice. I'll start keeping a folder with all my unemployment stuff.

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Carmen Flores

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Smart move. Also take screenshots of your weekly claim confirmations - I've had the system not save my claims properly before.

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Just to follow up on the Claimyr thing I mentioned earlier - I ended up using them again last week when I had questions about my work search requirements. Got through to an agent in like 20 minutes instead of the usual hours of busy signals. Definitely worth knowing about if you run into issues.

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Andre Dubois

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How much does something like that cost though? Money's tight when you're unemployed.

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I don't want to get into specific pricing here, but it was reasonable considering the time and frustration it saved me. Check their site for current rates.

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CyberSamurai

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Make sure you understand what constitutes 'suitable work' for your situation. Washington ESD expects you to accept suitable job offers, and what's considered suitable changes over time. Initially it's work similar to your previous job, but after a certain period they expect you to accept lower-paying positions too.

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Sean Murphy

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How do they define what's suitable for me specifically?

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CyberSamurai

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It's based on your skills, experience, training, and local job market conditions. They also consider how long you've been unemployed. The longer you're on benefits, the broader their definition of 'suitable' becomes.

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Don't panic if your claim shows 'pending' for a while - that's normal for new claims. They have to verify your employment history and eligibility. Just keep filing your weekly claims and doing your job search activities while you wait.

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Sean Murphy

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How long is 'a while'? I'm already anxious about how long this is going to take.

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For straightforward claims, usually 2-3 weeks. If there are complications or your employer contests the claim, it could be longer. The key is to keep filing weekly claims regardless of the status.

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Jamal Carter

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This is so true. I stopped filing weekly claims thinking I needed to wait for approval and it messed up my whole claim timeline.

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Mei Liu

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One more tip - set up direct deposit as soon as possible. Paper checks take forever to arrive and can get lost in the mail. The direct deposit option is in your Washington ESD account under payment methods.

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Sean Murphy

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Thanks! I'll do that right after I finish filing my initial claim.

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Mei Liu

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Good plan. Also double-check your banking information for typos - a wrong account number will delay your payments significantly.

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The most important thing honestly is just to start the process. I spent days researching and overthinking everything when I should have just filed the claim. You can always ask questions and get help along the way, but you can't get benefits until you actually apply.

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Sean Murphy

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You're absolutely right. I'm going to stop overthinking and just start the application today. Thanks everyone for all the helpful advice!

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Zara Khan

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Good luck! Come back if you run into any issues. This community is pretty good about helping each other navigate the Washington ESD system.

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