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Zainab Abdulrahman

Washington ESD unemployment benefits when job doesn't offer maternity leave - options?

My company doesn't provide any maternity leave benefits and I'm due in about 6 weeks. I've been working there for 2 years but they're a small business with only 8 employees so they don't qualify for FMLA. I'm trying to figure out if I can apply for Washington ESD unemployment benefits since I'll have to take time off for the birth and recovery. I know I need to be able and available for work but I'm not sure how that works with having a newborn. Has anyone been in this situation? What are my options through Washington ESD?

Connor Byrne

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Unfortunately, regular unemployment benefits through Washington ESD require you to be able and available for work, which typically means you can't collect UI while on maternity leave. However, Washington does have Paid Family and Medical Leave (PFML) which might be what you're looking for instead of unemployment.

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I thought PFML was only if your employer offers it? My company definitely doesn't have any leave programs.

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Connor Byrne

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PFML is actually a state program that most Washington employees are eligible for regardless of employer size. You should check your paystubs to see if PFML premiums have been deducted.

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Yara Elias

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You're right that regular UI won't work while you're unable to work due to childbirth. The 'able and available' requirement is pretty strict with Washington ESD. But definitely look into PFML - it's designed exactly for situations like yours.

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How do I apply for PFML? Is it through the same system as unemployment?

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Yara Elias

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No, PFML has its own application system. You can apply through the Washington State Employment Security Department but it's a different portal than regular UI claims.

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QuantumQuasar

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I tried calling Washington ESD about this exact situation last month and could never get through. The phone lines are always busy and I kept getting disconnected. Finally used Claimyr.com to get connected to an actual agent who explained the difference between UI and PFML. There's a helpful video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Thanks for the tip! I've been trying to call for days with no luck. What did the agent tell you about eligibility?

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QuantumQuasar

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The agent confirmed that regular unemployment doesn't cover maternity leave but PFML provides up to 12 weeks of paid leave for bonding with a new child, plus additional time for recovery if you have complications.

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Just went through this myself! You definitely want PFML, not unemployment. I was able to take 12 weeks for bonding plus 6 weeks for recovery. The benefits are based on your wages and you don't have to meet the job search requirements like with UI.

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That sounds perfect! How much notice did you have to give your employer?

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You're supposed to give 30 days notice when possible, but since pregnancy can be unpredictable, they're pretty flexible. I gave about 4 weeks notice and it was fine.

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Paolo Moretti

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Wait, so PFML is separate from unemployment benefits? I thought they were the same thing!

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Connor Byrne

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To clarify the confusion - PFML (Paid Family and Medical Leave) and UI (Unemployment Insurance) are completely different programs through Washington ESD. PFML is for when you need time off for family or medical reasons but plan to return to work. UI is for when you're unemployed and actively seeking work.

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Amina Diop

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This is so confusing! Why doesn't Washington ESD make this clearer on their website?

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Connor Byrne

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I agree the information could be better organized. The key difference is that PFML maintains your job connection while UI is for when you've lost your job.

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Oliver Weber

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My sister went through this exact situation. She initially applied for unemployment thinking that was her only option, but her claim was denied because she wasn't available for work. Then she found out about PFML and was able to get benefits retroactively.

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How far back can you apply for PFML retroactively?

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Oliver Weber

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I think she was able to go back about 6 months, but don't quote me on that. You'd need to check with Washington ESD directly.

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Be careful about the timing of your application! I made the mistake of waiting until after my baby was born to apply for PFML and it took forever to get my first payment. Start the process as soon as possible.

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Good to know! I'll start looking into this right away. Thanks everyone for the advice!

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You're welcome! And congratulations on your upcoming arrival!

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NebulaNinja

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One more thing to consider - if your employer doesn't know about PFML, you might need to educate them. Some small businesses don't realize they're required to participate in the program and might give you wrong information.

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Javier Gomez

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This happened to me! My boss told me they don't offer maternity leave, but it turns out they were automatically enrolled in PFML and just didn't know about it.

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I'll definitely ask HR about this, though our 'HR department' is basically just the owner's wife who handles payroll.

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Emma Wilson

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For what it's worth, I used Claimyr when I had questions about PFML versus UI benefits and the agent was really helpful in explaining the differences. Much easier than trying to navigate the Washington ESD website on your own.

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Malik Thomas

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How much does Claimyr cost? I'm already worried about money with the baby coming.

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Emma Wilson

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It's worth it for the peace of mind of talking to someone who actually knows the system. Plus you get connected to real Washington ESD agents, not just customer service.

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Just to add another perspective - even if your employer is small, you might still be eligible for unpaid FMLA leave in addition to PFML benefits. It's worth checking if you meet the individual eligibility requirements even if your employer doesn't meet the size requirements.

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I thought FMLA was only for bigger companies?

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The employer has to have 50+ employees within 75 miles, but there are some exceptions. Worth checking into.

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Ravi Kapoor

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Don't forget to check if you've been paying into the PFML system! Look at your paystubs for 'WA Paid Family Leave' deductions. If you've been paying in, you should be eligible for benefits.

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Just checked and yes, I have been paying into it! I never knew what that deduction was for.

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Ravi Kapoor

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Perfect! That means you're definitely eligible. The benefits are usually around 90% of your average weekly wage up to a cap.

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Freya Larsen

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I'm going through something similar right now and the Washington ESD PFML application process is actually pretty straightforward once you get started. Way easier than I expected after hearing horror stories about regular unemployment claims.

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That's reassuring! I was dreading dealing with government paperwork while pregnant.

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Freya Larsen

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The online portal is actually pretty user-friendly. Just make sure you have your medical provider's information ready.

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One last tip - if you end up needing to call Washington ESD about PFML, try calling right when they open at 8 AM. That's when I had the best luck getting through without waiting forever.

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Omar Zaki

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Or use that Claimyr service someone mentioned earlier. I tried the early morning calling and still couldn't get through.

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Thanks everyone! This has been incredibly helpful. I feel much more confident about my options now.

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