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Zoe Alexopoulos

If I get laid off how much can I collect Washington ESD unemployment benefits?

My company has been talking about layoffs and I'm starting to worry I might be affected. I've been working there for about 2.5 years making $58,000 annually. Does anyone know how Washington ESD calculates unemployment benefits? I need to figure out if I can cover my basic expenses if this happens. I've never filed for unemployment before so I'm not sure what to expect.

Jamal Carter

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Washington ESD uses your highest earning quarter from the past year to calculate your weekly benefit amount. They take that quarter's earnings, divide by 13, then calculate about 50% of that amount. Maximum weekly benefit in 2025 is around $999 per week. You'll also need to meet the total earnings requirement over your base year period.

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Thanks! So if my highest quarter was around $15,000, that would be about $577 per week? That's actually better than I expected.

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Mei Liu

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Don't forget you'll have to pay taxes on unemployment benefits too, so plan accordingly.

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The formula is a bit more complex than just 50%. Washington ESD looks at your two highest quarters in your base year, adds them together, divides by 2, then takes 3.85% of that amount for your weekly benefit. But there's also a minimum and maximum cap.

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Amara Nwosu

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This is so confusing! Why can't they just make it simple like other states?

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I know it seems complicated but once you file your claim, Washington ESD will calculate it automatically based on your wage records.

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AstroExplorer

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Had a similar situation last year when my department got restructured. The hardest part wasn't figuring out the benefit amount - it was actually getting through to Washington ESD on the phone to resolve issues with my claim. I spent weeks trying to call during their business hours.

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Oh no, that sounds awful. Were you eventually able to get through?

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AstroExplorer

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Eventually yes, but it took forever. I actually found this service called Claimyr that helped me get connected to an actual Washington ESD agent. Check out claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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wait so you can get almost $1000 a week?? that seems like a lot

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Jamal Carter

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That's the maximum amount, but you'd need to have been earning a very high salary to qualify for that much. Most people get significantly less.

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Yeah the maximum is based on having really high quarterly earnings. Most regular folks like us get maybe $300-500 per week.

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Mei Liu

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Don't count your chickens before they hatch though. Even if you get laid off, there's no guarantee your claim will be approved quickly. I got laid off in 2024 and my claim sat in adjudication for 6 weeks because they had questions about my separation reason.

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What kind of questions did they have? I thought layoffs were pretty straightforward for unemployment.

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Mei Liu

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They wanted documentation from my employer about the layoff being due to lack of work rather than performance issues. It was a mess.

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Dylan Cooper

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This is exactly why having a way to actually talk to Washington ESD is so important. The online system doesn't always give you clear answers about what they need.

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Amara Nwosu

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I'm so stressed about this whole thing. What if I don't qualify? What if they deny my claim? What if I can't reach anyone to fix problems? I keep reading horror stories about people waiting months for their benefits.

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Jamal Carter

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Take a deep breath. If you were laid off through no fault of your own and you've been working steadily, you should qualify. The key is having accurate information and being able to communicate with Washington ESD when needed.

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Sofia Perez

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The phone thing is real though. I tried calling Washington ESD for three weeks straight and never got through during normal business hours.

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You should also know you'll have to do job search activities and file weekly claims to keep getting benefits. It's not just a one-time thing - there are ongoing requirements.

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What kind of job search activities? Do I have to apply to a certain number of jobs each week?

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Yes, you need to make at least 3 job search contacts per week and keep a log. You can do this through WorkSourceWA or on your own, but you have to document everything.

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And if you don't do the job search requirements, they'll stop your benefits until you comply.

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THE WHOLE SYSTEM IS BROKEN!!! I've been trying to get answers about my claim for MONTHS and no one at Washington ESD ever calls back or responds to messages. How are we supposed to navigate this when they make it impossible to get help??

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Ava Johnson

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I feel your frustration. The phone system is definitely overwhelmed.

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AstroExplorer

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This is exactly why I mentioned Claimyr earlier. When the regular phone system fails, sometimes you need alternatives to actually reach someone who can help.

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Miguel Diaz

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One thing to consider is whether your company offers any severance package. That could affect your unemployment benefits timing since you can't collect UI while receiving severance pay in most cases.

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Good point. I think they might offer 2 weeks severance if there are layoffs. Would I have to wait until that runs out to file for unemployment?

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Miguel Diaz

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Generally yes, but you should file your claim right away anyway. Washington ESD will determine the waiting period based on your severance amount and when it's paid out.

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Zainab Ahmed

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Just remember that unemployment benefits are temporary. The maximum you can collect is 26 weeks in Washington unless there are extended benefits during economic downturns. Use that time wisely to find new employment.

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Connor Byrne

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26 weeks goes by faster than you think, especially if you're being picky about job opportunities.

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Hopefully I won't need that long, but it's good to know there's a limit.

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Yara Abboud

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Make sure you understand the difference between being laid off and being fired for cause. Only the layoff situation qualifies you for unemployment benefits. If there's any question about your separation reason, that's when claims get stuck in adjudication.

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PixelPioneer

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What counts as 'for cause'? I've heard some employers try to claim performance issues even when it's really about budget cuts.

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Yara Abboud

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Exactly. That's why documentation is so important. Save any emails or notices about layoffs, restructuring, or budget cuts.

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Also keep in mind that your benefit year lasts 52 weeks from when you first file, but you can only collect up to 26 weeks of benefits during that time. If you find a job and then get laid off again within that benefit year, you might be able to reopen your claim.

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That's helpful to know. Hopefully I won't need to worry about getting laid off twice in one year!

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Paolo Rizzo

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Unfortunately it happens more than you'd think, especially in certain industries.

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Amina Sy

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One more thing - if you do get laid off, file your claim immediately. There's a one-week waiting period before benefits start, and delays in filing just push back when you'll receive your first payment.

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Good to know. I'll file right away if it happens. Better to be prepared than scrambling later.

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Yes, and make sure you have all your employment information ready - dates, wages, employer details. It speeds up the application process.

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Does anyone know if working part-time while collecting unemployment affects your benefits? I might want to pick up some freelance work to supplement the income.

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Jamal Carter

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You can work part-time and still collect partial unemployment benefits, but you have to report all earnings on your weekly claims. Washington ESD will reduce your benefits based on how much you earn.

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NebulaNomad

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The general rule is they reduce your benefit dollar-for-dollar once you earn more than about $200 in a week, but it's worth checking the exact thresholds.

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Javier Garcia

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I went through this exact situation 6 months ago. The benefit calculation seemed fair based on my previous earnings, but the real challenge was navigating all the requirements and getting answers when I had questions. Having a reliable way to contact Washington ESD makes a huge difference in the whole process.

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What was the hardest part of the process for you?

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Javier Garcia

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Honestly, just getting someone on the phone when I needed clarification about job search requirements. The automated system and website only go so far when you have specific questions about your situation.

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