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Raul Neal

How to get money from unemployment - Washington ESD payment issues?

I filed my unemployment claim with Washington ESD two weeks ago and it got approved, but I still haven't received any money. My weekly claims are showing as processed but no payments are coming through. I set up direct deposit but my bank account is still empty. How long does it usually take to actually get the money from Washington ESD? Am I missing something in the process?

Did you check your ESD account to see if there are any holds or pending issues? Sometimes there are verification requirements that block payments even after approval.

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I logged in and it just says 'payment processed' for both weeks. No holds that I can see.

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That's weird. Usually if it says processed the money should hit your account within 2-3 business days.

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Same thing happened to me last month! Turns out my direct deposit info was wrong even though I thought I entered it correctly.

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How did you fix it? I double checked my routing and account numbers and they look right.

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I had to call Washington ESD to update it. Took forever to get through though - like 200+ calls.

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Check if Washington ESD sent you a debit card instead. Sometimes they default to that even if you set up direct deposit.

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I haven't gotten any mail from them besides the approval letter. Should I be looking for a specific type of card?

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Yeah it's a Bank of America debit card if they send one. Check your mail carefully - sometimes it looks like junk mail.

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If you're having trouble reaching Washington ESD by phone, I recently found this service called Claimyr (claimyr.com) that helps you get through to actual agents. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and busy signals.

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Is that legit? I'm willing to try anything at this point since I can't get through their regular phone lines.

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Yeah it's real. I was skeptical too but they actually got me connected to someone who could check my payment status. Way better than sitting on hold for hours.

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Never heard of that but honestly anything is better than the endless busy signals from Washington ESD.

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ugh the payment delays are the WORST part of this whole system. I went three weeks without money because of some stupid technical glitch they couldn't explain

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Three weeks?? How did you survive? I'm already stressed about bills.

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had to borrow money from family. Washington ESD acts like we don't have rent and groceries to pay for

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Make sure you're filing your weekly claims on time. Even if payments are delayed, missing a weekly claim can mess up your whole benefit period.

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I've been filing every Sunday like clockwork. Both weeks show as processed.

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Good. At least you won't lose those benefit weeks. The payment delay should resolve eventually.

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Sometimes Washington ESD has to verify your identity before releasing payments. Did you get any requests for documents?

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No document requests. Should I be proactive and send them something?

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I wouldn't send unsolicited docs. That might just confuse things more. But keep checking your account for messages.

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Another thing to check - is your claim showing the right benefit amount? Sometimes there are calculation errors that delay payments.

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It shows $467 per week which seems about right based on my previous salary.

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That sounds reasonable. If the amount looks correct and it says processed, this is probably just a processing delay.

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try calling the payment hotline number - its different from the main number and sometimes less busy

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What's that number? I've only been calling the main Washington ESD line.

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i think its 800-318-6022 but honestly all their numbers are constantly busy

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You mentioned direct deposit - did you verify it through the 'verify deposit' option in your account? Sometimes that step gets missed.

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I don't remember seeing a verify option. Where would that be in the account?

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Under payment options there should be a link to verify your banking info. Might be worth checking.

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Since you're dealing with payment issues, that Claimyr service I mentioned earlier is perfect for this situation. They can get you connected to someone who can actually look up why your payments are delayed instead of just giving you generic answers.

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I'm seriously considering it. How much does it cost?

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I'd rather not get into pricing details here, but honestly it was worth it for me to get actual answers about my claim status.

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Washington ESD's system is just garbage honestly. payments get delayed for no reason all the time

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While the system has issues, there are usually specific reasons for delays. Better to figure out the actual cause.

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sure but try explaining that to your landlord when rent is due

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Have you checked if there are any work search requirements you haven't completed? Sometimes that can hold up payments even if your weekly claims are processed.

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I've been doing my job searches and logging them in WorkSourceWA. Could that be the issue?

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It's possible. Make sure you're meeting the minimum number of job search activities per week for your claim type.

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Check your spam folder for emails from Washington ESD. Sometimes they send important payment info there and you miss it.

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Good idea, I'll check that now. Haven't been monitoring spam closely.

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honestly at this point just keep filing your weekly claims and wait. the money will eventually show up

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I guess that's all I can do if I can't get through to anyone. Just frustrating when you need the money.

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One more thing - is this your first time claiming unemployment in Washington? Sometimes first-time claimants have additional verification steps that delay initial payments.

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Yes, this is my first unemployment claim ever. Maybe that's why it's taking longer?

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That could definitely be it. First-time claims often take longer to process payments even after approval.

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Given that you're a first-time claimant, I'd really recommend using Claimyr to get through to someone who can explain exactly what's happening with your payments. First-time claims often have specific issues that only an agent can clarify.

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Thanks, I think I will try that. Better than sitting here wondering what's wrong.

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Keep documenting everything - screenshot your account showing processed payments, save confirmation numbers from your weekly claims. If there's an issue later you'll need that proof.

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Good point. I've been taking screenshots but I should be more systematic about it.

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The good news is that once the payment issue gets resolved, you should receive all the back payments you're owed. Washington ESD doesn't just skip weeks - they have to pay what's approved.

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That's reassuring. I was worried I might lose those weeks somehow.

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Nope, as long as you filed your weekly claims on time, you'll get paid for approved weeks.

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Update us when you figure out what was causing the delay! I'm curious if it's something other first-time claimants should watch out for.

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Will do! Hopefully I'll have good news to share soon.

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