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Malik Thomas

How often is unemployment paid - Washington ESD payment schedule confusion

I just got approved for unemployment benefits through Washington ESD and I'm confused about when I'll actually receive payments. The paperwork mentions weekly claims but doesn't clearly explain how often payments are actually issued. Do they pay every week after I file my weekly claim, or is it bi-weekly? I'm trying to budget for rent and bills so I need to know what to expect. Also, if I file my weekly claim on Sunday, when would I typically see the money in my account?

Washington ESD processes payments weekly, but you need to file your weekly claim first. Once you submit your weekly claim (usually done online), if everything is approved, you should see the payment within 2-3 business days. So if you file Sunday, expect payment by Wednesday or Thursday.

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Thanks! So I need to file every single week to get paid? What happens if I miss a week?

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Yes, you must file every week. If you miss a week, you won't get paid for that week and it could affect your claim status.

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The payment schedule is weekly but it's not automatic. You have to actively file your weekly claim every week through the Washington ESD website. I've been on unemployment twice and this trips up a lot of people - they think once they're approved the money just comes automatically.

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wait so if i get approved today i still have to keep doing something every week?? i thought it was just a one time application

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Exactly! You have to certify each week that you're still unemployed, looking for work, and meet all the requirements. It's called filing your weekly claim.

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I had such a hard time getting through to Washington ESD to ask about this same question. Their phone lines are always busy and I kept getting disconnected. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual agent who explained the whole payment timeline. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that before, is it legit? I've been trying to call Washington ESD for weeks about my payment timing.

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Yeah it's real, they basically help you get through the phone system. Way better than spending hours on hold just to get hung up on.

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Here's what I learned after 6 months on unemployment: Washington ESD pays weekly IF you file your weekly claim AND there are no issues. But if your claim goes into adjudication or they need to verify something, payments stop until it's resolved. The timing is: file weekly claim → processing (1-2 days) → payment issued → money hits your account (1-2 more days).

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What's adjudication? Should I be worried about that happening to me?

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Adjudication is when they need to investigate something about your claim - like if there's a question about why you lost your job or if you're really looking for work. It can take weeks to resolve.

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Ugh adjudication is the worst. Mine took 5 weeks and no payments during that time.

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this is so confusing!! why cant they just pay me every week automatically like a job does?? i hate having to log in and do stuff every week

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It's to prevent fraud and make sure you're still eligible. They need to verify you're looking for work and haven't found a job yet.

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ok that makes sense i guess but its still annoying

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Been dealing with Washington ESD for years unfortunately. The payment is weekly but ONLY if you do everything right. Miss your weekly claim deadline? No payment. Forget to report work search activities? Payment stopped. Answer a question wrong? Hello adjudication and no payments for weeks. The system is designed to trip you up.

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This is so true. I got dinged because I didn't report a one-day gig I did and it held up my payments for a month.

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Exactly! And good luck trying to call them to fix it. I spent 3 days trying to get through before I used that Claimyr thing someone mentioned.

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For budgeting purposes, treat it like you're getting paid every Wednesday or Thursday if you file your weekly claim on Sunday. That's been the most consistent timing for me. But always have a backup plan because payments can get delayed or stopped for various reasons.

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That's helpful for planning. Do you know if there's a specific day each week we're supposed to file?

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You can file starting Sunday for the previous week. Most people do it Sunday or Monday to get the payment by Wednesday/Thursday.

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The weekly payment thing confused me too at first. Here's what I wish someone had told me: You file every Sunday for the week that just ended. Washington ESD processes it Monday/Tuesday. Payment goes out Tuesday/Wednesday. You see it in your account Wednesday/Thursday. But this only works if there are no red flags on your claim.

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What kind of red flags cause problems?

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Things like not doing enough job searches, reporting income incorrectly, or if your former employer contests your claim.

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honestly the hardest part isnt the weekly filing its getting someone at washington esd on the phone when something goes wrong with your payments. ive been hung up on so many times

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Same here! I finally used that Claimyr service someone mentioned earlier and actually got through to talk to someone about my payment delay.

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did it actually work? how much does it cost?

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Yeah it worked great, they don't mention the cost upfront but it was worth it to actually talk to a human about my claim.

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Just to clarify for anyone reading this - Washington ESD payments are weekly but they're not like a paycheck. You're certifying each week that you were unemployed and looking for work during the previous week. So there's always a one week delay between the week you're claiming and when you might get paid for it.

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Oh wow I didn't realize there was a delay built in. So if I file this Sunday, that's for last week, not this week?

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Exactly! You're always filing for the week that already happened, not the current week.

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Watch out for holidays too - they can delay payments even if you file on time. Washington ESD doesn't process on federal holidays so your normal Wednesday payment might not come until Friday or the following Monday.

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Good point! I learned this the hard way during Labor Day weekend.

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The most important thing is to file every single week even if you think you might not be eligible that week. It's better to file and get denied than to miss filing and lose your place in line. I made that mistake once and it took weeks to get back on track.

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What do you mean lose your place in line?

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If you don't file for several weeks, Washington ESD might close your claim and you'd have to reapply from scratch.

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This happened to my neighbor - she missed 3 weeks and they made her start over completely.

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Another thing about timing - if you have direct deposit set up, payments usually hit your account faster than if you're waiting for a debit card or check. Direct deposit is usually 1-2 days after Washington ESD processes the payment.

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How do I set up direct deposit? Is that something I do when I first apply?

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You can set it up in your online account after you're approved. It takes one payment cycle to kick in usually.

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I've been on unemployment three separate times over the years and the payment schedule has always been consistent: weekly payments if you file weekly claims and there are no issues. The key is NEVER missing a week of filing, even if you worked a few days that week - you just report the work and they'll adjust your payment accordingly.

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Wait, you can still get unemployment if you worked some days during the week?

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Yes, as long as you report it properly. They'll reduce your payment based on how much you earned, but you can still get partial unemployment benefits.

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Pro tip: take a screenshot every time you file your weekly claim showing the confirmation. I had a situation where Washington ESD said I didn't file one week but I had proof that I did. Saved me weeks of hassle trying to straighten it out.

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That's smart! I'll start doing that. Better safe than sorry with this stuff.

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The bottom line is Washington ESD pays weekly but it's not guaranteed or automatic. You have to work for it every week by filing your claim, and any little issue can stop payments cold. But if you follow the rules and file consistently, you should see money in your account within 3-4 days of filing each week.

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Thanks everyone! This has been super helpful. I feel much more prepared now.

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Just remember if you run into problems, don't waste days trying to call Washington ESD. Use that Claimyr service to actually get through to someone who can help.

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