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Finley Garrett

How much will I get on Washington ESD unemployment benefits?

Just got laid off from my warehouse job last week and filed my initial claim with Washington ESD yesterday. I'm trying to figure out my budget while I look for work but have no idea how much my weekly benefit amount will be. My last job paid $18.50/hour and I worked about 35 hours a week for the past year. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your wages but can't find a clear explanation anywhere.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from the past 18 months. They take that quarter's wages, divide by 26, then you get roughly 50% of that amount (up to the state maximum). For 2025, the maximum weekly benefit is $1019. You should be able to see your exact amount once your claim is processed.

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Thanks! So if I made around $2400 in my best quarter, I'd get about $46 per week? That seems really low...

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Actually, it's divided by 26 then multiplied by 0.5, so ($2400/26) * 0.5 = about $46. Yeah, unemployment isn't meant to replace your full income, just help while you search for work.

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Washington ESD calculates your weekly benefit amount based on your highest earning quarter from the past 5 quarters (base period). For someone making $18/hour at 32 hours/week, you'd be earning around $2,304 per month. The maximum weekly benefit in Washington is currently $999, but most people get much less. Your benefit will likely be around 50-60% of your average weekly wages during your highest quarter.

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Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base year. They take your total wages from that quarter and divide by 26. The maximum weekly benefit for 2025 is around $999 but most people get less than that. You'll need to look at your wage history in your eServices account to get an exact estimate.

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Thanks! Where do I find my eServices account? Is that the same as the SecureAccess Washington login?

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Yes, you use your SecureAccess Washington (SAW) login to access eServices. Once you're in there you can see all your wage reports and estimate your benefit amount.

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mine took forever to calculate, had to call washington esd like 10 times before anyone could tell me what was going on with my claim

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How long did it take? I'm already worried about paying next month's rent.

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like 3 weeks but that was because they needed to verify my wages with my old employer

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just filed mine last week and still waiting to hear back... the whole process is confusing af. called washington esd like 50 times and keep getting busy signals

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Same here! I've been trying to call for days about my claim status. The phone system is absolutely terrible.

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I had the same problem until I found Claimyr.com - they actually got me through to a Washington ESD agent in like 10 minutes. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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Thanks! So if I was making about $576 per week, I might get around $300-350 weekly? That would actually help a lot with my basic expenses.

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If you're having trouble getting through to Washington ESD to check on your benefit calculation, I recently discovered Claimyr (claimyr.com). It's a service that helps you get connected to ESD agents without waiting on hold for hours. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows exactly how it works. Really helped me when I needed to resolve questions about my weekly benefit amount.

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Never heard of this before - is it legit? How much does it cost?

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Yeah it's legitimate, they don't ask for any personal info upfront and focus on just getting you connected. Much better than calling the main number and getting hung up on constantly.

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Honestly anything is better than spending 4 hours on hold just to get disconnected. Washington ESD's phone system is terrible.

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That sounds about right. Just remember you have to file your weekly claims every week and do job searches to keep getting paid.

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The formula is pretty straightforward but it depends on your work history. At $22/hour for 35 hours that's about $770 per week gross. If you worked consistently for the past year you're probably looking at somewhere between $400-600 per week in benefits, but that's just a rough estimate.

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That would actually be really helpful for my budget. Is there a waiting period before benefits start?

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There's usually a one week waiting period for regular UI claims. You file weekly claims but the first week is unpaid. After that you should get payments if you're eligible and meet all the requirements.

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Don't forget you have to do job searches too! Washington ESD requires 3 job search activities per week and you have to log them in WorkSourceWA.

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The exact formula is your highest quarter earnings divided by 26, then they take about 50% of that. But there's also a minimum and maximum. You can actually get an estimate by logging into your SecureAccess Washington account once you file your initial claim.

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The wage calculation can be confusing because Washington ESD looks at your base period wages, not just your most recent job. If you had multiple jobs or gaps in employment, it might affect your benefit amount. You can check your wage history in your SecureAccess Washington account once it's updated.

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I only had the one warehouse job for the past year, but before that I was unemployed for about 6 months. Will that hurt my benefit amount?

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The gap shouldn't matter as long as you have sufficient wages in your base period. Washington ESD looks at the first four of the last five completed quarters before you filed.

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wait what? i thought it was just based on your last job's pay. this is so confusing

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Here's the basic formula: Washington ESD takes your two highest earning quarters from your base period, adds them together, divides by 52, then you get about 50% of that weekly average. There's also a minimum weekly benefit of $295 and maximum of $1019 for 2025.

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OK so if my two best quarters were $2400 each, that's $4800 total. Divided by 52 = $92 per week, then 50% = $46? That still seems really low for unemployment.

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That sounds about right for part-time wages unfortunately. The system is designed to replace a portion of full-time income. You might qualify for other assistance programs to help bridge the gap.

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I got $445 per week when I filed last year. Was making about $19/hour at 40 hours. The amount depends on your base year wages so it's different for everyone. You should apply ASAP though because there's always delays.

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Good to know, thanks! Did you have any problems with your claim getting stuck in adjudication?

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Mine was pretty smooth but I know people who waited weeks for adjudication to clear. Seems random honestly.

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I haven't filed yet - should I do that right away? I got laid off yesterday.

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Definitely file ASAP! There's a waiting week but the sooner you file the better. I had trouble getting through to Washington ESD on the phone when I had questions about my benefit amount. Spent literally hours on hold. Someone mentioned this service called Claimyr (claimyr.com) that helps you actually reach ESD agents without the endless hold times. Haven't tried it myself but might be worth checking out if you need to talk to someone directly.

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update - still cant get through to anyone at washington esd. this is ridiculous. how are we supposed to get help with our claims?

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Seriously try that Claimyr service I mentioned earlier. I was skeptical at first but it actually works. They handle the calling for you and get you connected to real agents.

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How much does that cost though? I'm already stressed about money.

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It's worth it if you're stuck and need to talk to someone. Way better than spending hours on hold or getting hung up on.

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The whole Washington ESD system is a joke. They make it impossible to get accurate information and the benefits are barely enough to survive on. I've been trying to get someone on the phone for weeks just to understand why my benefit amount changed.

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seriously their phone system hangs up on you automatically after like 2 hours

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That's exactly why I started using Claimyr - got tired of wasting entire days trying to reach someone at Washington ESD. Worth checking out if you're having phone issues.

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I'll look into it, thanks. At this point I'll try anything to get through to an actual human.

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Does anyone know if the benefit amount can change week to week? My first payment was $387 but my second one was only $301 and I have no idea why.

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It could be because of work you reported, taxes being withheld, or an overpayment being deducted. Check your payment history in your ESD account for details.

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I didn't work at all those weeks and I don't think I have any overpayments. This is so frustrating.

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Oh wow, that's interesting. I'm definitely going to need help navigating this whole process.

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i just filed my claim yesterday too and still haven't heard anything back. how long does it usually take to find out your benefit amount?

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Usually takes 1-2 weeks to process your initial claim and determine your weekly benefit amount. You should get a monetary determination letter explaining your benefit calculation.

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Same here, filed yesterday and anxiously waiting. Need to know how much I'll get so I can plan my budget.

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Just remember that your benefit amount is calculated using wages from your base year, which is the first four of the last five completed calendar quarters before you filed. So if you file in 2025, they're looking at your 2024 wages primarily.

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That makes sense. I started this job in early 2023 so I should have plenty of wage history.

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Make sure all your employers reported your wages correctly too. Sometimes there are issues with that.

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ive been on unemployment for 3 months now and yeah the phone thing is the worst part of dealing with washington esd. i tried that claimyr thing someone mentioned and it actually worked. they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. basically they handle the calling and waiting so you dont have to sit there for hours

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just a heads up the job search requirements are pretty strict now so make sure you're keeping track of all your applications. they want 3 job contacts per week minimum

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Good to know, thanks! Is there a specific way I need to document the job searches?

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yeah you have to log them in the worksourcewa website and keep records. they can audit you anytime

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THE PHONE SYSTEM IS BROKEN!!! Been trying to call Washington ESD for 3 days straight and either get busy signal or they hang up after 2 hours on hold. This is unacceptable for people who need help with their benefits!

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I feel your pain. The call volume is insane right now.

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Have you tried calling right when they open at 8am? Sometimes that helps.

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This is exactly why I recommend Claimyr - they bypass all that phone frustration and get you to an actual person who can help.

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You can also estimate your benefits using the online calculator but it's not always accurate. The best way is to actually file your claim and see what Washington ESD determines your weekly benefit amount to be.

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Is there an official calculator on the Washington ESD website?

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I think there used to be one but I can't find it anymore. Your best bet is just to file and see what happens.

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The benefit calculation seems really complicated but basically if you worked part-time like OP, your benefits will be lower. I worked full-time at $25/hour and get about $520 per week. It's roughly half your average weekly wages up to the state maximum.

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That makes sense. I wish I had worked more hours at my last job but they kept everyone under 40 hours to avoid benefits.

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Classic employer move. They save money on benefits then you get screwed on unemployment too.

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been on unemployment twice and both times the amount was different even though i was making similar wages. the system is weird and inconsistent imo

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That's because it depends on which quarters they use for your base year. If you had a gap in employment or changed jobs it can affect the calculation.

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yeah that makes sense i guess. still confusing though

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How much does something like that cost though? If I'm already tight on money...

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For anyone still having trouble getting through to Washington ESD about benefit calculations or other claim issues, I can't recommend Claimyr enough. Saved me hours of frustration trying to navigate their phone system. The video demo really shows how much easier it makes the whole process.

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ok you've convinced me, going to check out that demo video. tired of getting nowhere with the regular phone number

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Is this like a paid service? I'm already barely getting by on unemployment benefits.

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They focus on the value of actually reaching someone rather than costs. Way cheaper than missing work to sit on hold all day if you ask me.

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Just want to add that your benefit amount also depends on whether you qualify for the dependency allowance. If you have kids or a spouse who meets certain criteria, you can get extra money per week.

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I'm single with no kids so I guess that doesn't apply to me. Every little bit would help though.

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Yeah the dependency allowance can add up to $25 per week per dependent. Not huge but definitely helps with expenses.

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Don't worry about costs right now - focus on getting your claim filed. The benefit calculation also depends on when you worked. If you just started this job recently, they might look at previous employment too. Washington ESD uses a 'base period' which is usually the first 4 of the last 5 completed quarters.

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I worked at a restaurant before Target for about 8 months, making $16/hour. Would that help my benefit amount?

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YES that previous job definitely counts! Washington ESD will look at ALL your covered employment during the base period. Since you had two jobs, they'll calculate based on your total earnings. This might actually bump up your weekly benefit amount.

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That's great news! I was worried I hadn't worked long enough at Target to qualify.

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Just to set expectations - even after you file, it takes about 2-3 weeks to get your first payment. And remember there's that unpaid waiting week. Make sure you keep filing your weekly claims even if you don't see money right away.

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Good to know about the delay. I'll need to figure out how to cover expenses in the meantime.

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the washington esd website sucks for getting real answers about benefit amounts. everything is so vague until you actually get approved. i remember being so anxious about how much id get

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Yeah I'm definitely anxious about the whole thing. This is all new to me.

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One more thing - make sure you have all your employment information ready when you file. Washington ESD will verify everything with your employers. Having your pay stubs and employment dates handy will make the process smoother.

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I have most of my recent pay stubs but might need to track down some older ones from the restaurant job.

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If you run into any issues or delays with your claim, that Claimyr service mentioned earlier is actually pretty helpful. I used them when my claim got stuck in adjudication for weeks. Way better than trying to call Washington ESD directly.

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Good to know there are options if I run into problems. Hopefully everything goes smoothly!

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make sure you understand the job search requirements too. you have to do like 3 job searches per week and keep a log. washington esd is pretty strict about that stuff

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I didn't know about the job search requirement. Is there a specific way I need to document that?

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Yes, you need to keep a detailed job search log with employer names, dates, contact methods, and positions applied for. You can do this through WorkSourceWA or keep your own records. The requirement is 3 job search activities per week for each week you claim benefits.

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That seems manageable. At least I'll be actively looking for work anyway.

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Washington ESD has gotten better about processing claims but adjudication issues still happen. My claim took forever because they had questions about my last day of work. Just be really accurate with all your dates and information.

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I'll make sure to double-check everything before submitting. Thanks for the heads up!

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honestly the hardest part isnt figuring out the benefit amount its dealing with washington esd when something goes wrong. thats why i ended up using claimyr - saved me so much frustration trying to get through on the phone

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I keep seeing people mention this service. Might be worth bookmarking just in case.

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For what it's worth, $300-350 per week sounds about right for your situation. I was making similar wages and got around $320 weekly. Just remember it's taxable income so you might want to have them withhold taxes.

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Oh right, I hadn't thought about taxes. I'll definitely elect to have them withheld.

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File online through SecureAccess Washington - it's way faster than trying to do it over the phone. The system will walk you through everything and give you an estimate of your benefit amount once you complete the application.

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Perfect, I'll do that today. Thanks everyone for all the helpful advice!

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Good luck with your claim! The process seems overwhelming at first but it's really not too bad once you get started. Most people don't have major issues if they provide accurate information upfront.

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I feel much more confident about the whole process now. Really appreciate everyone taking the time to help!

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just remember to certify every week even if your claim is still pending. missing a weekly claim can cause delays and complications with washington esd

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Good point - I'll set a reminder to file every week no matter what.

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One last tip - keep records of everything. Save all your confirmation numbers, print important pages, and document any issues. Washington ESD's system can be glitchy and having records helps if you need to prove something later.

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Will do! I'll start a folder with all my unemployment paperwork.

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You've got this! The benefit amount should help cover your basics while you job hunt. Just stay on top of the weekly claims and job search requirements and you should be fine.

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Thanks for all the encouragement! Feeling much better about this whole situation now.

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One thing to keep in mind - unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your tax return. Just something to consider when budgeting.

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Oh I didn't know that! Should I have them withhold taxes or just pay later?

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Depends on your situation. Having them withhold 10% is usually safer so you don't owe a big tax bill later.

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I made that mistake my first time on unemployment. Owed like $800 in taxes I wasn't expecting.

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Whatever you do, don't lie about your wages or work history when you file. Washington ESD cross-references everything and if they catch discrepancies it can delay your claim or even result in fraud charges.

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Good point. I'll make sure to be completely honest when I file.

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Yeah they take fraud seriously. Better to be accurate even if it means a lower benefit amount.

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my cousin got like $800 a week but she was making way more than you. i think the max is around $999 now but most regular people get like $300-500 range

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That sounds about right for my income level. $400-500 would definitely help with bills.

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Don't forget it's only temporary though. You have to keep looking for work and documenting your job searches.

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File your claim online as soon as possible. Even if you're not sure about all the details, you can always provide additional information later. The sooner you file, the sooner your claim can be processed.

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Thanks everyone for all the help! I'm going to file my claim tonight and see what happens.

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Good luck! Remember to file your weekly claims every week even while your initial claim is being processed.

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And if you run into any problems getting through to Washington ESD, remember that Claimyr option people mentioned. Sometimes you just need to talk to a real person.

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Still can't believe how low unemployment benefits are in this state. $46 a week won't even cover groceries for most people. The whole system needs an overhaul.

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tell me about it, my rent alone is like 20 times my weekly benefit amount

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Remember it's meant to be temporary assistance, not full income replacement. That's why the job search requirements exist - to encourage quick reemployment.

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Easy to say when you're not the one trying to survive on poverty wages from the state.

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Thanks everyone for all the info. Sounds like I should expect around $46/week based on my part-time wages. Not much but better than nothing I guess. Now I just need to focus on finding a full-time job ASAP.

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Good luck with your job search! Make sure to file your weekly claims on time and keep detailed records of your job search activities.

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And if you need to contact Washington ESD for any reason during your claim, definitely consider using Claimyr to save yourself the phone hassle.

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Will do, thanks again everyone. This thread was really helpful for understanding how it all works.

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One more thing - make sure you're not turning down suitable work offers or your benefits could be suspended. Washington ESD defines suitable work pretty broadly after you've been unemployed for a certain period.

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What counts as suitable work? Anything in my field or just any job?

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Initially it's work similar to your previous job, but after several weeks they expect you to consider work that pays at least 75% of your previous wage, even if it's different.

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The monetary determination letter you get will break down exactly how they calculated your benefit amount. Keep that letter safe because you'll need it if there are any disputes later.

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Good tip, I'll make sure to save all the paperwork Washington ESD sends me.

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I never got a monetary determination letter and it's been 3 weeks. Should I be worried?

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Yes, you should definitely contact Washington ESD about that. Every claimant should receive that letter explaining their benefit calculation.

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For what it's worth, even though the benefit amount seems low, don't forget about potential food assistance and other programs you might qualify for while unemployed. Every bit helps stretch your budget.

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That's a good point, I should look into other assistance programs. Do you know what else might be available?

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SNAP benefits, utility assistance, maybe housing help depending on your situation. Check with your local DSHS office or community action programs.

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Just remember that your unemployment benefits are taxable income, so you might want to have taxes withheld or set aside money for tax time. Learned that the hard way last year.

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Oh no, I didn't think about taxes! How much should I expect to owe?

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It depends on your total income for the year, but Washington ESD can withhold 10% for federal taxes if you request it when filing your weekly claims.

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Great, so they give you barely enough to survive then tax it too. This system is broken.

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I've been on unemployment twice and both times my benefit amount was different even though I thought I had similar work history. The wage calculation can be tricky depending on which quarters they use for your base period.

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That's confusing. I thought it would be straightforward if you only had one job.

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You'd think so, but timing of when you file can affect which quarters they look at. If you filed right after a quarter ended, they might not include your most recent wages.

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The whole process is designed to be confusing so fewer people successfully claim benefits. That's why services like Claimyr exist - because Washington ESD makes it nearly impossible to get help through normal channels.

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Exactly right. The phone system alone seems designed to discourage people from calling. Claimyr cuts through all that nonsense.

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I'm starting to think I need professional help just to navigate unemployment benefits. This shouldn't be so complicated.

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