< Back to Washington Unemployment

Javier Mendoza

How much will I get for unemployment benefits in Washington - need help calculating

I just lost my job last week and I'm trying to figure out how much my weekly unemployment benefit will be from Washington ESD. I was making $52,000 a year at my previous job but I'm not sure how they calculate the benefit amount. I've heard it's based on your highest quarter or something like that? Does anyone know the formula they use? I need to know so I can budget for rent and bills while I'm job searching.

Emma Wilson

•

Washington ESD uses your highest earning quarter from your base period (first 4 of the last 5 completed quarters before you filed). Your weekly benefit amount is roughly 3.85% of that quarterly amount. So if you made $13,000 in your highest quarter, you'd get around $500 per week. There's also a minimum of $295 and maximum of $999 per week for 2025.

0 coins

Thanks! That helps. I think my highest quarter was around $14,500 so that would put me at maybe $558 per week if I did the math right?

0 coins

Emma Wilson

•

That sounds about right. Keep in mind they also look at your total base period earnings to make sure you qualify - you need at least $6,240 total and earnings in at least two quarters.

0 coins

Malik Davis

•

i tried calling washington esd to ask this same question but their phone lines are always busy. been trying for 3 days now and cant get through to anyone. its so frustrating when you just need basic info

0 coins

Have you tried the online benefit calculator on their website? It's not perfect but gives you a rough estimate without having to call.

0 coins

Malik Davis

•

yeah i tried that but it keeps asking for specific wage info that i dont have access to anymore since my employer already cut off my access to payroll systems

0 coins

Ravi Gupta

•

I had the same problem getting through to Washington ESD by phone. Spent hours on hold just to get disconnected. A friend told me about this service called Claimyr that helps you get through to ESD agents faster. I was skeptical at first but tried it last month and actually got connected to someone within 20 minutes. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that explains how it works. Might be worth checking out if you need to talk to someone about your specific situation.

0 coins

Malik Davis

•

interesting, never heard of that before. is it legit? dont want to get scammed when im already stressed about money

0 coins

Ravi Gupta

•

Yeah it's legitimate. They don't ask for your personal info or anything sketchy. Just helps you navigate their phone system more efficiently. I used it to get clarification on my benefit amount calculation.

0 coins

GalacticGuru

•

I've used Claimyr too. Really does work for getting through to ESD when you need specific answers about your claim.

0 coins

The benefit calculation can be confusing because they don't just look at your annual salary. They break it down by quarters and use a specific formula. If you were making $52k annually, that's about $4,333 per month, so your quarterly earnings would vary depending on when you worked and if you got any bonuses or overtime. The key thing is finding your highest earning quarter from the base period.

0 coins

That makes sense. I did get a bonus in Q2 last year so that might be my highest quarter. How do I find out exactly what Washington ESD has on file for my wages?

0 coins

You can request a wage and benefit statement from ESD through your online account. It shows all the quarterly wage reports your employers submitted.

0 coins

Omar Fawaz

•

ugh the whole system is so complicated!! why cant they just tell you upfront what youll get instead of making you do math homework when youre already stressed about losing your job

0 coins

I feel you. The whole process is overwhelming when you're already dealing with unemployment stress.

0 coins

I know it's frustrating but the formula is actually designed to be fair - it's based on what you actually earned rather than just a flat rate for everyone.

0 coins

Diego Vargas

•

Don't forget you'll also need to pay taxes on your unemployment benefits. They don't automatically withhold federal taxes unless you request it, so you might want to set aside about 10-12% for tax season.

0 coins

Oh wow I didn't even think about taxes. Can I have them withhold taxes automatically?

0 coins

Diego Vargas

•

Yes, you can elect to have 10% federal tax withheld when you file your claim or change it later through your online account.

0 coins

Washington state doesn't have income tax so you only need to worry about federal taxes on UI benefits.

0 coins

StarStrider

•

The maximum benefit in Washington is pretty decent compared to other states. $999 per week is almost $4000 a month which is more livable than a lot of places. You're lucky to be in WA for unemployment benefits.

0 coins

That's good to know. I'm hoping I won't need benefits for long but it's reassuring to know there's a decent safety net.

0 coins

Sean Doyle

•

Just remember the max is only if you were earning really high wages. Most people get somewhere in the middle range.

0 coins

Zara Rashid

•

Make sure you file your claim as soon as possible. Benefits start from the week you file, not from when you lost your job. And you have to file weekly claims even while your initial claim is being processed.

0 coins

I already filed my initial claim but I'm still waiting for them to determine my benefit amount. How long does that usually take?

0 coins

Zara Rashid

•

Usually 2-3 weeks if there are no issues with your claim. Sometimes longer if they need to verify employment or if there's an adjudication issue.

0 coins

Luca Romano

•

been on unemployment twice in the past 5 years and the benefit calculation was different each time because my work history changed. first time i got like $340/week and second time was $520/week. really depends on your recent earnings history

0 coins

That makes sense. I've been at the same job for 3 years so my earnings should be pretty consistent quarter to quarter.

0 coins

Nia Jackson

•

Consistent earnings actually make the calculation easier to predict. You won't have weird fluctuations throwing off the numbers.

0 coins

One thing to keep in mind is that your benefit duration is also based on your base period earnings. You can get up to 26 weeks of benefits but only if you earned enough during your base period. Lower earners might qualify for fewer weeks.

0 coins

How much do you need to earn to qualify for the full 26 weeks?

0 coins

I think it's around 30 times your weekly benefit amount in total base period wages, but don't quote me on that. The ESD website has the exact formula.

0 coins

CosmicCruiser

•

Yeah it's 30x your weekly benefit amount OR 1.25x your highest quarter earnings, whichever is less. So if you qualify for a decent weekly amount you'll probably get the full 26 weeks.

0 coins

Aisha Khan

•

Pro tip: when you do get your benefit determination letter, read it carefully. Sometimes there are errors in the wage information and you can appeal if something looks wrong. I caught an error where one of my employers hadn't reported my wages correctly.

0 coins

Good to know! I'll definitely review everything when I get my determination.

0 coins

Ethan Taylor

•

How long do you have to appeal if there's an error?

0 coins

Aisha Khan

•

I think it's 30 days from the date on the determination letter. Don't wait if you spot an error.

0 coins

Yuki Ito

•

Another option for getting quick answers about your benefit amount is using that Claimyr service someone mentioned earlier. I used it a couple weeks ago when I had questions about my claim and it really does help you get through to ESD faster than calling normally. Worth trying if you need specific info about your situation.

0 coins

I might try that if I can't figure out my benefit amount from the online tools. Thanks for the suggestion!

0 coins

Carmen Lopez

•

claimyr helped me too when i had wage issues on my claim. much better than sitting on hold for hours

0 coins

Andre Dupont

•

Don't stress too much about the exact amount until you get your official determination. The online calculator gives you a ballpark but the actual amount might be slightly different based on how they process your specific wage history. Focus on filing your weekly claims on time - that's more important than knowing the exact dollar amount right now.

0 coins

You're right, I'm probably overthinking it. I just like to plan ahead but I should wait for the official numbers.

0 coins

QuantumQuasar

•

Planning ahead is smart but you're doing the right thing by filing everything on time. The money will come once they process your claim.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today