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Giovanni Mancini

Washington ESD unemployment how much will i get - need to calculate my weekly benefit

I just lost my job last week and I'm trying to figure out how much my weekly unemployment benefit will be before I file my claim. I was making $52,000 a year at my last job and worked there for 2 years. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your highest earning quarter but I'm not sure how that works. My rent is $1,400 a month so I really need to know what to expect.

Washington ESD uses your highest earning quarter from your base period to calculate your weekly benefit amount. They take that quarter's earnings and divide by 26 to get your weekly benefit. The maximum weekly benefit for 2025 is $999 per week. You'll need to look at your earnings from the last 5 completed quarters to find your highest one.

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Thanks! So if my highest quarter was around $13,000, that would be about $500 per week? That's actually better than I expected.

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Yes, that sounds about right. Just remember you'll need to file weekly claims and meet the job search requirements to keep receiving benefits.

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i think theres also a minimum amount you have to have earned in your base period to qualify at all. not sure what it is though

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You need at least $3,850 in your highest quarter and total base period wages of at least 1.5 times your high quarter amount to qualify for Washington ESD benefits.

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I definitely meet those requirements since I was working full-time for 2 years.

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Just a heads up - it can take forever to actually get through to Washington ESD to ask questions about your benefit calculation. I spent weeks trying to call them about my claim. Finally found this service called Claimyr that helped me get through to an actual agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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How much does that service cost? I'm already going to be tight on money.

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It's worth it when you need to actually talk to someone at Washington ESD. Much better than spending hours on hold or getting disconnected.

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I'll keep that in mind if I run into issues with my claim. Hopefully the online calculator gives me a good estimate.

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The Washington ESD website has a benefit calculator tool that can give you an estimate before you file your claim. It's not 100% accurate but it's pretty close.

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I tried looking for that but couldn't find it. Do you have a direct link?

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It's buried in their site somewhere. Try searching for 'benefit calculator' on the Washington ESD homepage.

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DONT GET YOUR HOPES UP TOO HIGH. I thought I was going to get way more than I actually did. They use some weird formula and my benefit was like $300 less per week than I calculated myself.

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That's unusual. The formula is pretty straightforward - highest quarter divided by 26. Did you maybe include overtime or bonuses in your calculation?

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Maybe that was it. I had a lot of overtime in my highest quarter.

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Good point about overtime. I didn't have much overtime so hopefully my calculation is more accurate.

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Your weekly benefit amount will be between $295 (minimum) and $999 (maximum) for 2025. With your salary of $52k, you're probably looking at somewhere in the $450-550 range depending on when your highest earning quarter was and how your pay was distributed throughout the year.

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That range sounds reasonable. I was pretty consistent with my pay so no big fluctuations quarter to quarter.

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Also remember you can collect for up to 26 weeks in Washington state, assuming you keep meeting all the requirements.

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just file your claim and see what happens. the washington esd system will calculate it automatically when you complete your application

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Yeah I'm planning to file this week. Just wanted to get an idea of what to expect first.

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Smart to plan ahead. The first payment can take a few weeks to come through so budget accordingly.

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I was in a similar situation last year. Made about $48k and my weekly benefit ended up being $461. The calculation was pretty much exactly what the formula predicted. One thing to watch out for is they'll ask for verification of your earnings, so keep your pay stubs handy.

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Thanks for sharing your actual numbers! That helps me feel more confident about my estimate.

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No problem. Also make sure you understand the job search requirements - you'll need to log 3 job search activities per week.

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Good to know. I'm already starting to look for new jobs so that shouldn't be too hard.

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The benefit amount is just the starting point. You also need to think about taxes - unemployment benefits are taxable income. You can have taxes withheld or pay quarterly estimated taxes.

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Oh right, I forgot about taxes. Should I have them withhold taxes from my weekly payments?

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I'd recommend it. Better to have them withheld than owe a big tax bill next year.

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Been there with trying to figure out benefit amounts. When I had questions about my calculation, I couldn't get through to Washington ESD for weeks. Finally used Claimyr to get connected to an agent who explained exactly how they calculated my benefit. Really helped me understand the process.

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Several people have mentioned Claimyr now. Might be worth looking into if I run into issues.

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I was skeptical about using a service like that but honestly it saved me so much time and frustration trying to reach Washington ESD.

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dont forget you might be eligible for the additional $25 weekly if you're in an approved training program. not much but every bit helps when you're on unemployment

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I haven't looked into training programs yet. Is that something I should consider?

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depends on your field. if you need new skills it might be worth it. plus you can sometimes get extended benefits while in training.

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Your benefit calculation looks about right based on what you've said. Just remember to file your weekly claims on time every week or you'll lose benefits for that week. Washington ESD is pretty strict about the deadlines.

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When do I need to file my weekly claims? Is it the same day every week?

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You file for the week ending on Saturday, and you can file anytime Sunday through the following Saturday. Most people file on Sunday to get it out of the way.

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I always file mine first thing Sunday morning. Set a reminder on your phone so you don't forget.

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The most important thing is to be honest about your earnings and job search activities. Washington ESD does audits and if they find discrepancies you could end up with an overpayment that you have to pay back.

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Definitely planning to be completely honest. Not worth the risk of having to pay money back.

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Good attitude. I've seen people get in trouble for not reporting part-time work or lying about their job search.

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hope you get approved quickly! my claim took about 2 weeks to process and then i got my first payment a few days after that. the waiting is the hardest part

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Thanks! I'm hoping for a smooth process. I have enough savings to last about a month so hopefully that's enough time.

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That should be plenty of time. Most straightforward claims get processed pretty quickly these days.

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One more thing - make sure you keep detailed records of all your job search activities. Washington ESD can ask for proof at any time and you need to be able to show what you did, when you did it, and what the outcome was.

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Should I keep copies of job applications I submit?

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Yes, and also keep track of networking activities, job fairs you attend, interviews, etc. The WorkSourceWA website has tools to help you track everything.

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I'll check out WorkSourceWA. Thanks for all the helpful advice everyone!

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