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Brooklyn Foley

How much money do you get from Washington ESD unemployment benefits?

I just got laid off from my warehouse job and I'm trying to figure out if I should even bother applying for unemployment. My coworker said the payments are so small it's not worth the hassle, but I really need something to help with rent and bills. Does anyone know how much Washington ESD actually pays? I was making about $22/hour before I got let go. Is there a calculator or something to estimate what I'd get?

Washington ESD calculates your weekly benefit amount based on your earnings from the highest quarter in your base period. The maximum weekly benefit is currently $999, but most people get way less than that. For someone making $22/hour, you'd probably get somewhere around $400-500 per week, but it depends on how many hours you worked consistently.

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That's actually more than I expected! I was working full-time so hopefully that helps. Do you know how long the benefits last?

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Regular unemployment benefits last up to 26 weeks in Washington. You have to file weekly claims and meet job search requirements though.

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definitely apply!! i was making less than you and still got $380 a week which really helped. the hardest part is actually getting through to washington esd when you have questions about your claim status

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How long did it take for your claim to get approved? I filed three weeks ago and it's still in adjudication.

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mine took about 2 weeks but that was last year. i heard they're really backed up right now

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Washington ESD calculates your weekly benefit amount based on your earnings from the base period, which is typically the first four of the last five completed calendar quarters. For 2025, the maximum weekly benefit is $999. Your amount will be roughly 60-70% of your average weekly wages during your highest-earning quarter, but capped at that maximum.

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So if I was making $1000 per week, I'd get close to $600-700? That's actually better than I thought.

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Exactly, though the exact calculation involves dividing your highest quarter earnings by 13, then taking a percentage of that. Washington ESD has a benefit calculator on their website that can give you a more precise estimate.

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You can elect to have federal taxes withheld at 10% when you file your weekly claims, but it's optional. I'd recommend doing it so you don't get hit with a big tax bill next year.

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Good point about the taxes. I'll definitely opt for the withholding to avoid surprises later.

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Getting through to Washington ESD to ask these questions can be really frustrating with their phone system. I spent weeks trying to get someone on the line about my benefit calculation. Finally used Claimyr.com and got connected to an actual agent within minutes. They have this demo video https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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Never heard of that service before. Does it actually work or is it just another scam?

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It's legit - basically automates the calling process and gets you past the busy signals. Saved me so much time and frustration.

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I found this service called Claimyr that helps you get through to Washington ESD agents faster. Had to use it when my claim got stuck and couldn't reach anyone for weeks. Check out claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration trying to call on my own.

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Is that legit? Sounds too good to be true with how impossible it is to reach anyone at Washington ESD.

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Yeah it's real. They basically handle the calling and waiting for you. Worth it when you're dealing with claim issues that need an actual person to resolve.

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Good to know this exists in case I need it. Hopefully my claim goes through smoothly but I'll bookmark this just in case.

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The benefit amount is roughly 60% of your average weekly wage during your base period, but there's a minimum of $295 and maximum of $999 per week. Washington ESD looks at your four highest-earning quarters in the past 5 quarters to determine your base period. You'll also need to register with WorkSource WA and complete job search activities.

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What exactly counts as job search activities? I keep seeing different requirements mentioned.

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You need to complete 3 job search activities per week. This can include applying for jobs, attending job fairs, networking events, or completing WorkSource workshops. You have to log these activities in your WorkSource account.

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Your benefit amount also depends on having sufficient earnings in your base period. You need at least $1,870 in your highest quarter and total base period wages of at least 1.5 times your highest quarter amount to qualify for benefits.

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I think I should be fine there since I worked the full year at my previous job. Thanks for the heads up though.

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Yeah those minimum requirements catch some people off guard, especially if they had gaps in employment.

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Whatever you do, make sure you file your weekly claims on time every week. I missed one week and it was a nightmare trying to get it sorted out. Had to call Washington ESD multiple times.

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How strict are they about the deadline? Is there any grace period?

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Pretty strict. You have to file by the end of the week (Sunday) or you could lose that week's benefits. They might let you file late for good cause but it's not guaranteed.

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don't forget you have to do job searches every week too, think its 3 per week minimum or they'll cut you off

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It's actually 3 job search activities per week, and they can include more than just applications - networking events, job fairs, interviews all count.

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oh ok good to know, thought it was just applications

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I'm getting $456 per week and I was making about $25/hour. The calculation is confusing but it's based on your highest quarter earnings. Just apply online through SecureAccess Washington - it's pretty straightforward.

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That's really helpful to know! Did you have any issues with the application process?

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Not really, just had to wait for them to verify my employment history. Make sure you have your social security card and ID ready when you apply.

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the system is so broken tho. been waiting 6 weeks for my first payment and can't get anyone on the phone. washington esd is a joke

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Same here! This is ridiculous. We pay into this system and then can't even get help when we need it.

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Have you tried calling right when they open? I heard that's the best time to get through.

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tried everything. calling at 8am, during lunch, staying on hold for hours. nothing works

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For what it's worth, I used Claimyr when I couldn't reach Washington ESD about my adjudication issue. They got me connected to an agent who explained that my claim was held up because of a previous employer dispute. Got it resolved in one call instead of weeks of trying on my own.

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How much does that cost? I'm already broke from being unemployed.

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I don't remember exactly but it was worth it to get my benefits flowing again. Way less stress than the endless calling.

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Just apply already! Even if it's not a huge amount, it's better than nothing. I was hesitant too but ended up getting $320/week which covered my groceries and part of rent. Every bit helps when you're job hunting.

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You're absolutely right. I'm going to apply today. Thanks everyone for the advice!

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Good luck! Make sure to keep track of all your job search activities from day one.

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The whole system is so confusing! I filed three weeks ago and still haven't gotten my first payment. My claim shows approved but then says 'processing' and I can't get anyone at Washington ESD to explain what's happening.

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That sounds like it might be stuck in adjudication. Have you checked if there are any issues in your SecureAccess Washington account that need to be resolved?

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I looked but don't see anything flagged. This is so stressful when you're counting on that money.

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This is exactly the kind of situation where Claimyr helped me. Sometimes there are issues that don't show up online but an agent can see them and explain what's needed to move your claim forward.

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Washington ESD payments come on a debit card (KeyBank) unless you set up direct deposit. The card has fees for some transactions so direct deposit is usually better.

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Thanks for mentioning that - I definitely want to avoid unnecessary fees eating into my benefits.

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One thing to know is that your benefits might be taxable income. You can choose to have taxes withheld or pay them later. I learned this the hard way at tax time.

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Good point! I always have them withhold 10% for federal taxes. Saves headaches later.

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Wait, unemployment is taxable? That seems wrong when you're already struggling financially.

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Yeah unfortunately it counts as income. You'll get a 1099-G form from Washington ESD for tax filing.

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Just remember you can collect for up to 26 weeks in Washington, but you have to keep filing your weekly claims every week even if you don't get paid right away. Miss filing and you lose that week's benefits permanently.

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Wait really? Even if there's a problem with your claim you still have to file weekly?

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Yep, you have to maintain your claim by filing every week regardless of payment status. It's one of those bureaucratic things that trips people up.

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Also remember you can work part-time while collecting unemployment as long as you report your earnings. They'll reduce your benefit amount but you might still get some money depending on how much you earn.

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This is good to know! I was worried about taking any part-time work while on unemployment.

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Yeah, you just have to report all earnings when you file your weekly claim. Washington ESD will calculate how much to deduct.

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The benefit calculator on Washington ESD's website is pretty accurate if you want to estimate before applying. Just need your quarterly earnings from the past year or so.

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I tried that calculator but couldn't figure out which quarters to use. Is it the most recent four quarters?

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No, it's your base period which is the first 4 of the last 5 completed quarters. So it's not the most recent quarters. The Washington ESD website explains it better than I can.

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The benefit amount calculation is actually pretty complicated when you get into the details. They use something called the 'benefit year' and look at specific quarters of earnings. If you had any part-time work or multiple jobs it gets even more complex.

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Fortunately I just had the one full-time job, so hopefully my situation is straightforward.

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Whatever you do, don't wait to apply! I waited two weeks thinking I'd find another job quickly and regretted it. You can't get benefits for weeks before you actually file your claim.

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Good advice. I was thinking of waiting a few days but I'll apply right now instead.

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Smart move. The earlier you apply, the sooner you can start getting benefits if you're eligible.

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My sister had to use some service to get through to Washington ESD when her claim got messed up. Think it was called Claimyr or something. She said it was way easier than trying to call herself and actually got her issue fixed.

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I've heard of that service too. Might be worth it if you run into problems that need a human to resolve.

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Yeah, sometimes you just need to talk to an actual person and that's impossible with Washington ESD's phone system.

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The whole process is pretty straightforward once you get used to it. File your initial claim, wait for approval, then file weekly claims every week. Keep applying for jobs and log your job search activities. It becomes routine after a few weeks.

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How long does the initial approval usually take? I'm nervous about bills piling up while I wait.

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It varies but usually 2-4 weeks if there are no issues with your claim. Some people get approved faster, others take longer if there are complications.

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MAKE SURE you report any part-time work or earnings when you file your weekly claims! Even small amounts can affect your benefits and if Washington ESD finds out later you didn't report it, they'll consider it fraud and make you pay everything back.

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Good warning - I'll definitely be careful about reporting any income accurately.

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This is so important! I know someone who had to pay back thousands because they didn't report some freelance work.

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One thing that helped me was keeping detailed records of everything - when I filed, what I reported, job search activities, etc. Makes it so much easier if there are ever questions about your claim.

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That's smart advice. I'll start a folder to keep track of everything unemployment-related.

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If you end up needing to talk to someone at Washington ESD about your benefit calculation or any issues, be prepared for long wait times. The phone system is notorious for hanging up on people after hours of waiting.

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This is why services like Claimyr are becoming so popular. Takes the frustration out of trying to reach an actual human being.

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Yeah I've heard good things about that. Might be worth it just for the peace of mind.

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Your benefit amount won't change during your benefit year unless there are very specific circumstances. So whatever you qualify for initially is what you'll get for the full 26 weeks (assuming you remain eligible).

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That's helpful to know for budgeting purposes. At least I can count on a consistent amount.

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Just to add - if you worked in multiple states recently, you might need to file an interstate claim which can complicate things. But since you mentioned working one job, you should be fine filing a regular Washington state claim.

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Thankfully I've been in Washington for years, so no interstate complications for me.

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The whole process seems overwhelming at first but once you get into the routine of filing weekly claims it becomes pretty automatic. The hardest part is usually just getting your initial claim approved and understanding your benefit amount.

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Thanks everyone for all the helpful information! I feel much more prepared to file my claim now.

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Good luck with your claim! Hope everything goes smoothly for you.

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