< Back to Washington Unemployment

Sofia Ramirez

How much do you get for unemployment in Washington - confused about benefit amounts

I just got approved for unemployment after losing my retail job last month and I'm trying to figure out exactly how much I'll be getting each week. The Washington ESD website is confusing me with all the calculations. I was making about $2,800 a month before taxes at my last job. Does anyone know what the actual weekly benefit amount would be? Also do they take taxes out automatically or do I need to handle that myself? I'm stressed about making rent next month.

It's based on your highest earning quarter from the past year. Washington pays about 50% of your average weekly wage, but there's a maximum amount they'll pay regardless of how much you made. Right now the max is around $999 per week I think.

0 coins

Thanks! So if I was making around $720 a week before taxes, I'd get roughly $360?

0 coins

That sounds about right, but they calculate it using your gross wages from your base year quarters, not just your last paycheck.

0 coins

the amount varies a lot depending on your work history. i got $445 a week when i was laid off last year but my friend only got $267 even though we worked similar jobs

0 coins

Wow that's a big difference! I wonder what causes that variation.

0 coins

Washington ESD calculates your weekly benefit amount (WBA) based on your highest earning quarter in your base period. It's roughly 3.85% of your total wages in that quarter. With your income level, you're probably looking at somewhere between $350-450 per week, but it depends on how your earnings were distributed across quarters.

0 coins

Thanks! That sounds about right based on what I'm seeing in my account. Do you know if they automatically withhold taxes or do I need to request that?

0 coins

You have to request tax withholding when you file your weekly claims. It's 10% federal and you can choose state withholding too. Most people forget about this and get surprised at tax time.

0 coins

Washington ESD uses your highest earning quarter from your base period to calculate benefits. The maximum weekly benefit amount for 2025 is $999, but most people get way less than that. Your benefit is roughly 3.85% of your total wages in your highest quarter, up to that max.

0 coins

Ok so if I made around $9,400 in my best quarter, that would be about $362 per week? That's actually more than I expected.

0 coins

Yeah that sounds about right, maybe a little less. The exact formula is a bit more complex but you're in the ballpark.

0 coins

i think its different for everyone but i was getting like $420 a week when i was on unemployment last year. you gotta file every sunday though or you dont get paid that week

0 coins

Yeah I figured that out about filing weekly. Did you have any problems with the system on Sundays? I keep hearing it crashes a lot.

0 coins

yeah sometimes it goes down but usually works if you try again later

0 coins

The maximum weekly benefit in Washington is $999 right now, but most people don't get anywhere near that. Your benefit is calculated using a formula based on your base period wages. If you're having trouble getting through to Washington ESD to verify your exact amount, I found this service called Claimyr that helps you actually reach an agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

0 coins

Interesting, I'll check that out. I've been trying to call Washington ESD for days but can never get through.

0 coins

Is that service free? Seems sketchy to pay someone to help you call a government agency.

0 coins

It's not free but it actually worked for me when I needed to resolve an adjudication issue. Sometimes it's worth it when you can't reach them any other way and you need answers about your claim.

0 coins

DON'T COUNT ON THAT MONEY!!! Washington ESD will find any excuse to deny your claim or put you in adjudication hell for months. I've been waiting 6 weeks just to get my identity verified even though I sent them everything they asked for THREE times.

0 coins

Oh no, that's exactly what I'm worried about. Did you try calling them about the identity verification?

0 coins

TRIED calling hundreds of times. Phone system hangs up on you before you even get in the queue most days. It's absolutely ridiculous.

0 coins

Have you tried that Claimyr thing someone mentioned above? Might be worth a shot if you've been stuck for 6 weeks.

0 coins

I had such a hard time getting through to Washington ESD to ask about my benefit calculation. Kept calling for weeks and either got busy signals or got disconnected after waiting on hold forever. Finally used this service called Claimyr that helped me get through to an actual agent who explained exactly how my benefits were calculated. You can check them out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

0 coins

How much did that cost? I'm already strapped for cash waiting for my claim to process.

0 coins

It was worth it for me to finally get answers instead of wasting more time calling. The peace of mind knowing exactly what I qualified for helped me plan better.

0 coins

I might try that if I can't figure out my benefit amount from the website. Thanks for the suggestion!

0 coins

the maximum is almost $1000 now?? when i was on unemployment 3 years ago it was only like $790 or something

0 coins

They adjust it every year based on the state's average wages. It's gone up quite a bit lately due to inflation and wage increases across Washington.

0 coins

wow good to know, hopefully i never need it again but thats a decent increase

0 coins

The Washington ESD benefit calculator is supposed to give you an estimate but it's not always accurate. Your actual weekly benefit amount (WBA) depends on your base year earnings. The base year is the first four quarters of the last five completed quarters before you filed your claim.

0 coins

This is why the system is so confusing! Why can't they just tell you upfront what you'll get?

0 coins

Because they have to verify your wage records with all your employers first. Sometimes there are discrepancies that affect the calculation.

0 coins

dont count on getting the full amount right away. my first few weekly claims were reduced because they said i had "earnings" but i wasnt working. took forever to sort out

0 coins

That sounds frustrating! What kind of earnings were they talking about?

0 coins

turned out it was vacation pay from my old job that i forgot about. had to provide documentation to prove when i actually received it

0 coins

I've been trying to get through to Washington ESD for weeks to ask this same question about my specific situation. Their phone lines are impossible - I get disconnected every single time after waiting on hold forever. Has anyone found a way to actually talk to someone there?

0 coins

I had the same problem until I found Claimyr. It's a service that calls Washington ESD for you and gets you connected to an agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works. Saved me hours of frustration.

0 coins

DON'T COUNT ON GETTING THE FULL AMOUNT RIGHT AWAY! I qualified for $445/week but they put my claim in adjudication for 6 weeks and I got nothing during that time. The system is completely broken and they make you jump through hoops for everything.

0 coins

What's adjudication? Is that something I should be worried about?

0 coins

Adjudication happens when Washington ESD needs to investigate something about your claim - like if there's a question about why you lost your job or if you're eligible. It can delay payments but most claims get approved eventually.

0 coins

Eventually being the key word there. I almost lost my apartment waiting for them to make a decision.

0 coins

Your benefit amount depends on your base period which is the first 4 of the last 5 completed quarters before you filed. Washington ESD looks at your highest quarter and uses that for the calculation. You can see this breakdown in your online account under 'Monetary Determination' once it's processed.

0 coins

I see the monetary determination in my account now. It shows my WBA as $394 per week. Does that sound right for someone who was making around $2800/month?

0 coins

That sounds reasonable. Remember you also need to meet the job search requirements - 3 job contacts per week that you have to log in WorkSourceWA.

0 coins

Wait, is it 3 job contacts? I thought it was 2. I've been doing 2 this whole time...

0 coins

the amount you get also depends on if you have any other income. if you work part time while on unemployment you gotta report that and they reduce your benefit

0 coins

Good point. I might pick up some gig work to help with expenses. How much can you earn before it affects your benefits?

0 coins

You can earn up to your weekly benefit amount plus $5 before they start reducing your benefits dollar for dollar. So if your WBA is $394, you could earn up to $399 in a week without any reduction.

0 coins

Also remember you have to pay taxes on unemployment benefits. They'll withhold federal taxes if you request it, but Washington state doesn't tax unemployment income thankfully.

0 coins

yeah i learned this the hard way. owed money at tax time because i didnt have them withhold anything

0 coins

Good point, I'll make sure to elect tax withholding when I file my claim.

0 coins

You also need to factor in taxes. They don't automatically withhold federal taxes from unemployment benefits, so you'll owe at tax time unless you request withholding or set money aside.

0 coins

Oh crap I didn't even think about taxes. So if I get $362/week I should probably set aside like $50-70 for taxes?

0 coins

Something like that, depending on your total income for the year. You can request 10% federal withholding when you file your claim to avoid a big tax bill later.

0 coins

Here's the Washington ESD benefit calculator if you want to estimate your amount: secure.esd.wa.gov has tools under the claimant services section. You'll need your wage history but it gives you a pretty accurate estimate.

0 coins

That calculator never worked for me, kept giving error messages

0 coins

Try it in a different browser or clear your cache. The Washington ESD website can be glitchy sometimes.

0 coins

Remember you have to actively look for work and report your job search activities every week to keep getting benefits. It's not just free money - there are requirements you have to meet.

0 coins

How many jobs do I have to apply for each week?

0 coins

At least 3 job search activities per week. Can be applications, networking, job fairs, etc. Keep detailed records because they audit people.

0 coins

And register with WorkSource! That's mandatory now and they check to make sure you're using their services.

0 coins

Just wanted to add that the benefit calculator on the Washington ESD website is pretty accurate if you want to estimate before your claim gets processed. You just need your wage information from the last 18 months.

0 coins

Thanks! I'll try that calculator to double-check my numbers.

0 coins

The calculator gave me a completely wrong number when I used it last year. Don't rely on it too much.

0 coins

I used Claimyr when I needed to talk to someone about my benefit calculation because there was an error on my monetary determination. Got through to an agent in like 20 minutes instead of calling for days. Worth checking out if you need to speak with Washington ESD directly about anything.

0 coins

How much did that cost you? I'm desperate at this point but money is tight obviously.

0 coins

It's not expensive compared to the time and frustration I was saving. Plus I needed to get my benefit amount corrected so it paid for itself.

0 coins

my sister just got approved and she's getting like $280/week which seems low for someone who was making decent money. the whole system seems random honestly

0 coins

It's based on earnings history over a specific time period. If she had gaps in employment or lower wages during the base period, that affects the calculation.

0 coins

ah that makes sense, she did have a few months where she was only working part time

0 coins

I'm dealing with Washington ESD right now and trying to get clarification on my benefit amount. The automated system keeps hanging up on me and I can't reach a human being to save my life. This is ridiculous.

0 coins

Same boat here. I've been calling for 3 days straight with no luck. Someone mentioned Claimyr earlier - has anyone actually used that service successfully?

0 coins

The minimum weekly benefit in Washington is like $295 and maximum is $999. Most people fall somewhere in between depending on their work history and wages.

0 coins

Is that before or after taxes if you choose withholding?

0 coins

That's the gross amount before any tax withholding.

0 coins

I've been getting $523 per week since I got laid off in November. It's definitely helped but it's still tight making ends meet. The job search requirements are pretty strict too so make sure you're keeping track of your work search activities.

0 coins

What are the job search requirements exactly? I haven't started my claim yet.

0 coins

You need to make at least 3 job search activities per week and keep a log. Can be applications, networking, job fairs, etc.

0 coins

Actually I think it depends on your situation. Some people only need to do 2 activities per week.

0 coins

Make sure you understand the difference between your gross weekly benefit and what you actually receive. If you elect tax withholding, your direct deposit will be less than the stated benefit amount.

0 coins

Right, I decided to have taxes withheld so I don't get hit with a big bill next year. Better safe than sorry.

0 coins

been on unemployment 3 times in the last 5 years and the amount always seemed random to me lol. sometimes higher sometimes lower even with similar jobs

0 coins

It probably seems random because your base period quarters change each time you file a new claim. Your earnings in different quarters affect the calculation.

0 coins

oh that makes sense actually

0 coins

MAKE SURE YOU FILE YOUR WEEKLY CLAIMS ON TIME! I missed one week because I forgot and it messed up my whole payment schedule. Washington ESD is not forgiving about deadlines.

0 coins

When do you have to file by each week?

0 coins

You file for the previous week every Sunday. Don't wait until Monday or you might have issues.

0 coins

Don't forget about the waiting week! You won't get paid for your first week of unemployment even if you file right away. It's basically a penalty week that Washington ESD makes everyone serve.

0 coins

Wait so even if I file immediately when I get laid off, I won't get paid for that first week?

0 coins

Exactly. You file and certify for that week but don't get paid for it. It's just how the system works in Washington.

0 coins

the calculation formula is pretty complex but basically they take your two highest earning quarters from your base year, add them together, divide by 2, then divide by 26 to get your weekly benefit amount. but there are minimums and maximums that override this sometimes

0 coins

Math was never my strong suit lol. I'll just wait to see what they tell me when my claim gets processed.

0 coins

Thanks for explaining the formula! That actually makes more sense than the confusing description on their website.

0 coins

Just remember that you can only collect benefits for a maximum of 26 weeks in most cases. Sometimes there are extended benefits during high unemployment but that's not common.

0 coins

26 weeks should hopefully be enough time to find something new. Fingers crossed!

0 coins

I tried using that Claimyr service someone mentioned earlier and it actually worked great. Got through to Washington ESD in about 20 minutes instead of spending hours calling myself. The agent was able to explain exactly how my benefit amount was calculated and when I could expect my first payment.

0 coins

Did they help with anything else or just getting you connected?

0 coins

They just get you connected to an actual Washington ESD representative. But that's exactly what I needed since I couldn't get through on my own.

0 coins

Don't forget about the waiting week if this is your first claim in the benefit year. You won't get paid for your first week even though you have to file the weekly claim.

0 coins

Wait, what? They don't pay you for the first week? That's going to mess up my budget even more.

0 coins

Yeah it's called the waiting week. It's unpaid but you still have to file the weekly claim to establish your benefit year. Really annoying when you're already stressed about money.

0 coins

one thing i wish someone had told me is that your benefit amount might change if they find additional wage records after your claim is processed. happened to me and my weekly amount went up by $47

0 coins

That's good to know! I worked a few different jobs last year so hopefully they find all my wage records.

0 coins

Yeah sometimes employers are slow to report wages to the state. If you think they missed some of your earnings you can contact Washington ESD to have them investigate.

0 coins

The waiting week is gone now thankfully. You used to have to wait a full week before getting any benefits but they eliminated that during COVID and it's stayed that way.

0 coins

That's a relief! Every week counts when you're out of work.

0 coins

The benefit amount also includes any dependents allowance if you have qualifying dependents. It's an additional amount on top of your regular WBA.

0 coins

I don't have kids but good to know for others reading this.

0 coins

The benefit amount also depends on if you have any dependents. You can get an additional allowance for dependent children which increases your weekly payment.

0 coins

How much extra do you get per kid?

0 coins

I think it's around $25-30 per dependent child but there's a maximum total you can receive. Check the Washington ESD website for current rates.

0 coins

Whatever you do, make sure you file your weekly claims on time every week. If you miss a week you lose that money forever - Washington ESD doesn't let you go back and claim missed weeks.

0 coins

Good to know! When do the weekly claims need to be filed by?

0 coins

You can file starting Sunday for the previous week and you have until the following Saturday. But don't wait - file as early as possible each week to avoid any issues.

0 coins

If you're still confused about your benefit amount after filing, definitely try to get through to someone at Washington ESD. I used Claimyr too when I was having issues and it saved me so much frustration. Worth checking out their demo video to see how it works.

0 coins

Is there any other way to get help besides calling? Their online messaging system never seems to work for me.

0 coins

You can try visiting a WorkSource office in person but calling is usually faster if you can actually get through.

0 coins

just file your claim and see what happens. all this speculation about amounts doesnt help until you actually know your wage history and base year earnings. the system will calculate it automatically once your claim is approved

0 coins

You're right, I'm probably overthinking it. I'll just file and see what they say my benefit amount is.

0 coins

Been through this process twice now and the key thing is managing expectations. The benefit calculation isn't always intuitive and sometimes takes a while to get your first payment. Budget conservatively and have a backup plan.

0 coins

This is solid advice. I assumed I'd get paid right away and it took almost a month before I saw my first payment due to processing delays.

0 coins

A month?? That's terrifying. I really need to start saving more before my layoff happens.

0 coins

It's not always that long but it's better to be prepared. Some people get their first payment within 2 weeks if everything goes smoothly.

0 coins

Pro tip: if you need help calculating your expected benefit amount or have questions about your specific situation, using a service like Claimyr to get through to Washington ESD can save you tons of time. I spent 2 weeks trying to call them myself before giving up and using their service.

0 coins

How much does something like that cost though?

0 coins

They focus on the value of getting you connected rather than the cost. When you're dealing with potentially thousands of dollars in benefits, it's worth it to get accurate information quickly.

0 coins

Just remember that unemployment benefits are temporary. The maximum duration is usually 26 weeks in Washington unless there are special extensions. Plan accordingly and use the time to actively job search.

0 coins

26 weeks should hopefully be enough time to find something new. Thanks everyone for all the helpful info!

0 coins

Good luck with your job search! The Washington job market isn't too bad right now in most sectors.

0 coins

My advice is to set up direct deposit immediately if you haven't already. The debit card option they offer has tons of fees and restrictions. Direct deposit is much cleaner.

0 coins

Already did that during my initial application. Learned that lesson from a friend who got stuck with the debit card fees.

0 coins

if your benefit seems too low compared to what you were making, double check that washington esd has all your employment history. sometimes they miss employers or quarters

0 coins

Good point. I did have a brief second job earlier this year that might not be showing up. How do I check if they have all my employers listed?

0 coins

Look at your monetary determination letter - it should list all employers and wages they used in the calculation. If something's missing, you can request a redetermination.

0 coins

The weekly benefit amount stays the same throughout your benefit year unless there are changes like going back to work part-time or having wages that weren't initially included.

0 coins

That's helpful to know for budgeting. At least I can count on the same amount each week.

0 coins

Remember that unemployment benefits are taxable income. A lot of people forget this and get surprised when they file their taxes. The 10% federal withholding helps but might not cover everything depending on your tax situation.

0 coins

Yeah I'm having taxes withheld. Better to get a smaller refund than owe money I don't have.

0 coins

If you end up needing to appeal any decisions about your benefit amount, do it quickly. You only have 30 days from the date of the determination letter to file an appeal with Washington ESD.

0 coins

Good to know. Hopefully I won't need to appeal anything but I'll keep that timeline in mind.

0 coins

One more thing - make sure you're meeting all the eligibility requirements each week when you file your weekly claim. Being able and available for work, actively seeking work, etc. If you mess up those questions it can affect your payments.

0 coins

Thanks for the reminder. I've been careful about those questions but it's good to know how important they are.

0 coins

Yeah I accidentally answered one of those questions wrong once and it flagged my claim for review. Took forever to get it sorted out. If that happens to anyone, that Claimyr service might help you reach someone to fix it faster.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today