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Katherine Ziminski

How much do you get for unemployment in Washington ESD - weekly benefit amounts?

I'm thinking about filing for unemployment but want to know what to expect for weekly payments. How much do you actually get from Washington ESD? I've been making about $22 an hour at my warehouse job for the past year and a half. Does anyone know how they calculate the benefit amount? Also wondering if there's a maximum weekly amount they'll pay out.

Washington ESD calculates your weekly benefit amount based on your highest earning quarter from your base period. They take your total wages from that quarter and divide by 26. The maximum weekly benefit amount for 2025 is $999 plus a $25 dependency allowance if you have dependents. So if you were making $22/hour full time, you'd probably get somewhere around $500-600 per week depending on your exact earnings.

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That's actually better than I thought! Do you know if overtime hours count toward the calculation?

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Yes, all wages including overtime count. Washington ESD looks at your total gross wages from each quarter to determine your base period and highest quarter.

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I got laid off in December and my weekly benefit is $487. I was making about $25/hour before taxes. The amount seemed fair but it took forever to get my first payment because of adjudication issues.

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How long did adjudication take? I'm worried about delays if I file.

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About 5 weeks for me. I couldn't get through to anyone at Washington ESD to check on status. Finally used this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Got my issue resolved within 2 days after that.

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The formula is: highest quarter wages ÷ 26 = weekly benefit amount. But there's also a minimum of $295/week and maximum of $999/week for 2025. You also have to meet the monetary eligibility requirement of earning at least $7,326 during your base period with at least $2,442 in your highest quarter.

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What if you worked multiple jobs? Do they combine all the wages?

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Yes, Washington ESD combines wages from all employers during your base period. Just make sure all your employers reported your wages correctly to avoid delays.

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Good to know! I had a part-time job for a few months last year in addition to my main job.

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be prepared for the runaround though... been trying to get my claim processed for 3 weeks now and still stuck in adjudication hell. the amount doesn't matter if you can't actually GET the money

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Have you tried calling early morning? I had luck getting through around 7:30 AM when they first open.

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tried everything... early morning, lunch time, staying on hold for hours. system just hangs up on you

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That's exactly what happened to me before I found Claimyr. They handle the calling for you so you don't have to waste hours on hold. Seriously saved my sanity.

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I think the calculation changed recently? My friend got laid off last month and her amount seemed lower than expected.

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The rates get adjusted annually but the formula stays the same. Could be her base period didn't include her highest earning quarters if she had recent job changes.

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That might be it. She switched jobs twice in 2024.

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Also remember you'll pay taxes on unemployment benefits. Washington state doesn't tax UI benefits but federal taxes still apply. You can have 10% withheld automatically or pay quarterly estimated taxes.

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Ugh, didn't think about taxes. So the weekly amount is before federal taxes?

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Exactly. The $500-600 estimate I gave you would be gross. I'd recommend having them withhold the 10% federal tax to avoid a big bill next year.

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depends on your work history too. if you haven't worked enough quarters or made enough money you might not qualify at all. washington esd is pretty strict about the requirements

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I've been at my current job for over a year and worked full time, so I should be good on that front.

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With a year and a half of full-time work at $22/hour, you'll definitely meet the monetary requirements. Your concern should be more about potential non-monetary issues like job separation reasons.

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The online calculator on Washington ESD website is pretty accurate if you want to estimate your exact amount. You just need your quarterly wage info.

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Is that on the main esd.wa.gov site? I'll check that out.

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Yeah, it's under the unemployment benefits section. Pretty straightforward to use.

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whatever you do don't quit your job to get unemployment! they'll disqualify you for voluntary separation. has to be layoff or firing for approved reasons

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Yeah I'm not planning to quit. Just want to be prepared in case of layoffs since my company has been struggling.

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good thinking to plan ahead. the application process can take a while so knowing what to expect helps

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I got $634 per week when I was laid off last year. Was making about $28/hour at Boeing. The amount was calculated from my highest quarter which was actually from overtime during a big project. Took about 3 weeks to get my first payment.

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That's a decent amount! Did you have any issues with the job search requirements?

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The job search stuff is manageable. You need 3 job contacts per week and have to register with WorkSource. Just keep good records of your applications.

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The job search log in your eServices account makes it easy to track. I just update it every time I apply somewhere.

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My sister had problems with her claim because one of her employers didn't report wages correctly. Took months to straighten out and she missed several weeks of benefits. Make sure your pay stubs match what Washington ESD has on file.

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How do you check what they have on file?

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When you file your initial claim, they'll show you the wage information they have. You can dispute it if something's wrong but it adds time to the process.

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Just filed last week and still waiting for determination. The monetary determination letter should tell you exactly what your weekly benefit amount will be. Mine is taking forever though.

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If it's taking too long, definitely consider using Claimyr to get through to someone. I was stuck waiting for weeks until I used their service to actually talk to an adjudicator.

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I'll look into that if I don't hear something soon. Getting frustrated with the waiting.

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the max benefit is almost $1000 now which is pretty good compared to other states. but you'd have to be making really good money to hit that ceiling

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You'd need to earn about $26,000 in your highest quarter to get the maximum weekly benefit. That's roughly $50/hour full-time work.

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Yeah that's way more than I make. But even half that amount would help cover my bills.

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Don't forget about the waiting week! Your first week of unemployment won't be paid even if you're eligible. It's like a deductible.

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So even if I file right away, I won't get paid for the first week?

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Exactly. You still have to file the weekly claim for that week, but it won't be paid. Every week after that should be paid if you're eligible.

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been on unemployment twice in the past 5 years and the amount was pretty consistent with the calculation everyone mentioned. just make sure you file your weekly claims on time every week or you'll lose benefits for those weeks

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When do you have to file the weekly claims?

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Every Sunday for the previous week. You can file online through eServices or by phone. Don't miss the deadline or you'll have to appeal to get those weeks back.

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Actually you have until the following Saturday to file your weekly claim, but filing on Sunday is the best practice to avoid any issues.

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if you have dependents make sure to claim them! you get an extra $25 per week for qualified dependents which adds up over time

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I don't have kids but good to know for the future.

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It applies to spouse or other dependents too, not just children. Just needs to be someone you financially support.

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The amount seems decent but remember you can only collect for 26 weeks maximum in a benefit year. After that you'd need to requalify with new earnings.

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Hopefully I won't need it for that long! But good to know there's a limit.

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26 weeks goes by faster than you think when you're job hunting. Try to find work as soon as possible even if the unemployment helps with bills.

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whatever the amount ends up being, it'll probably be less than your take-home pay from working. unemployment is meant to be temporary assistance not full replacement income

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Yeah I figured it wouldn't be the same as working. Just want enough to cover rent and basics while I look for another job.

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For most people, unemployment replaces about 50-60% of their previous income. It's designed to provide a safety net while you search for new employment.

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Good luck with everything! The amount should be decent based on what you described. Just be prepared for the bureaucracy and keep all your paperwork organized.

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Thanks everyone! This thread has been really helpful. I feel much more prepared now if I need to file.

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And remember, if you run into issues getting through to Washington ESD, services like Claimyr can really save you time and frustration. Worth knowing about before you need it.

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