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Isabella Santos

How much do you get for unemployment benefits in Washington - need to know what to expect

I'm about to file for unemployment after getting laid off from my warehouse job and honestly have no idea what kind of weekly benefit amount to expect. I was making about $18/hour working full time. Does anyone know how Washington ESD calculates the benefit amounts? I need to figure out my budget while I'm job searching. Also wondering if there's a minimum or maximum they pay out?

Washington unemployment benefits are calculated based on your highest earning quarter in your base period. They take that amount and divide by 26 to get your weekly benefit. The maximum weekly benefit amount for 2025 is $999 per week, minimum is around $295. At $18/hour full time you'd probably qualify for somewhere in the $400-600 range depending on how long you worked at that wage.

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Thanks! That's actually higher than I expected. Do you know if they look at gross or net pay when calculating?

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It's based on gross wages reported to Washington ESD by your employer, not your take-home pay.

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Just went through this process last month. The calculation can be confusing but basically they look at the four quarters before you filed (called your base period) and use your highest earning quarter. For me it took about 2 weeks to get my first payment after filing.

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Did you have any issues getting through to them to check on your claim status?

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Oh man yes, calling Washington ESD is a nightmare. Took me days of trying before I could get through to anyone.

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If you're having trouble reaching Washington ESD by phone to check your benefit amount or claim status, I found this service called Claimyr that actually gets you connected to an agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and getting hung up on.

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Never heard of this before. Does it actually work or is it some kind of scam?

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It's legit - they basically handle the calling for you and connect you when they get through to a real person. Super helpful when you need to talk to someone about your benefits calculation or if there are issues with your claim.

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Interesting, I'll keep that in mind if I run into problems. Thanks for sharing!

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One thing to remember is that the benefit amount isn't immediate cash in hand. You still have to file weekly claims and meet the job search requirements. They require 3 job search activities per week now and you have to log them in the system.

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What counts as a job search activity? Just applying for jobs?

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Job applications, networking events, job fairs, updating your resume, even some online training courses can count. Just make sure to document everything properly.

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I hate how complicated they make this whole process!! Like why can't they just tell you upfront what you'll get instead of making you wait weeks to find out if you even qualify

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I feel you on that. The uncertainty is stressful when you're already dealing with job loss.

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Yeah the waiting game is rough. At least once you get approved the payments are pretty reliable.

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Also worth mentioning that your benefit amount can vary based on any partial work you do while collecting. If you work part-time and earn less than your weekly benefit amount, you can still collect partial benefits. They have a formula for that too but it gets complicated.

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Good to know! I might pick up some gig work while job hunting so that's helpful info.

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Just make sure you report ALL earnings when you file your weekly claims. They cross-reference with employers and will catch unreported income.

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Been on unemployment twice in the past 5 years and can confirm the benefit amounts are decent in Washington compared to other states. The key is making sure you have enough work history in your base period to qualify for a higher benefit amount.

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How do they define the base period exactly? Is it the year before you file?

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It's the first four of the last five completed quarters before you file. So if you file in January 2025, they'd look at April 2023 through March 2024 as your base period.

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Actually they updated that - now they can use an alternate base period if the standard one doesn't give you enough wages to qualify. Gives more people a chance to get benefits.

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Does anyone know if unemployment benefits count as taxable income? Trying to figure out if I need to set aside money for taxes.

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Yes, unemployment benefits are taxable at the federal level and Washington doesn't have state income tax so you don't need to worry about state taxes. You can choose to have taxes withheld from your weekly payments or pay at tax time.

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Thanks! I'll probably have them withhold taxes to avoid a big bill later.

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The benefit calculator on the Washington ESD website gives you a rough estimate if you want to get an idea before filing. It's not 100% accurate but gets you in the ballpark.

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I'll check that out, thanks! Every bit of planning helps when money's tight.

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Remember you can collect benefits for up to 26 weeks in Washington, assuming you don't find work before then. The clock starts ticking from when you first file, not when you get approved.

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26 weeks goes by faster than you think when you're job hunting. Hope the job market picks up soon.

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Yeah I'm hoping to find something quickly but good to know I have that cushion if needed.

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Quick tip - when you do file, make sure all your employer information is accurate. Any mistakes can delay your claim and you definitely don't want to be waiting longer than necessary for benefits to start.

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Good advice! I'll double-check everything before submitting.

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The whole adjudication process can also affect when you get your money even if the benefit amount is calculated quickly. If there are any questions about why you left your job they'll put your claim on hold while they investigate.

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Since I was laid off due to downsizing that shouldn't be an issue for me, right?

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Layoffs are usually pretty straightforward but sometimes they still verify with your employer. Just be patient if it takes a few extra days.

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If you do run into any delays or need to speak with someone about your benefit calculation, definitely consider that Claimyr service I mentioned earlier. Getting through to Washington ESD on your own can be a full-time job in itself!

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I second this recommendation. Used Claimyr when my claim got stuck in adjudication and they got me connected within an hour. Way better than spending days trying to call myself.

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just make sure you file asap after losing your job because there's a waiting week where you don't get paid even if you qualify. every week counts when you need the money

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Wait, there's a waiting week? So even if approved I don't get paid for the first week?

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Actually Washington eliminated the waiting week a few years ago. You can get paid for your first week of unemployment now as long as you meet all the other requirements.

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The benefit amount also depends on how many dependents you have. If you have kids you might qualify for additional dependency allowances on top of your base benefit.

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I don't have kids but that's good info for others who might be reading this.

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Yeah the dependency allowance can add a decent amount per week if you qualify. Worth looking into if you have family members depending on your income.

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One more thing - if your benefit amount seems too low when you get your determination letter, you can appeal it. Sometimes they don't capture all your wages correctly and you might be entitled to more.

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How would I know if the amount is wrong? Do they show you what wages they used in the calculation?

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Yes, your determination letter will show the wages they have on file for each quarter. If something's missing or incorrect you can provide documentation to get it corrected.

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Been reading through this thread and it's super helpful! I'm in a similar situation and was worried about how much I'd get. Sounds like Washington is pretty fair with their benefit amounts compared to what I hear about other states.

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Yeah everyone here has been really helpful! Makes the whole process seem less intimidating.

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That's what this community is for - helping each other navigate the unemployment system. Good luck to both of you!

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Last tip from me - if you need to talk to Washington ESD about your benefit calculation or any other issues with your claim, seriously consider using Claimyr. I know I mentioned it before but it really does save so much time and frustration. The peace of mind of actually getting through to someone is worth it.

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I was skeptical at first but ended up trying Claimyr when I couldn't reach anyone for weeks. Worked exactly like they said it would - got connected to an agent and resolved my issue the same day.

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Definitely keeping this in my back pocket in case I need it. Thanks everyone for all the helpful advice!

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