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Olivia Clark

How long can you wait to apply for unemployment in Washington - missed filing deadline?

I got laid off from my warehouse job about 6 weeks ago and stupidly thought I could find work quickly so I didn't file for unemployment right away. Now I'm realizing I should have applied immediately. I know there's some kind of time limit but I can't find clear info on Washington ESD's website. Can I still file now or did I miss my chance? Really kicking myself for waiting this long but rent is due and I need to know if I have any options left.

You can still file! Washington allows you to file up to one year after your separation date, BUT you can only get benefits going back 4 weeks maximum from when you actually file your claim. So you've lost about 2 weeks of potential benefits by waiting, but you can definitely still apply.

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Oh thank god, I was panicking thinking I was completely screwed. So I should file today then?

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Yes file immediately! The sooner you file the sooner your claim can start processing. Don't wait another day.

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The 4-week backdate rule is correct. When you file, Washington ESD will ask why you waited to file and you'll need to provide a reason. 'Looking for work' isn't considered good cause for delay, but they usually still approve the claim, you just lose those early weeks of benefits.

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What counts as 'good cause' for waiting to file? I waited 3 weeks because I was dealing with a family emergency.

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Family emergencies, serious illness, lack of knowledge about UI benefits - those can qualify for good cause. You should explain your situation when you file.

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I'm in a similar boat - been trying to call Washington ESD for two weeks to ask about this exact thing but can never get through. Their phone system is impossible. Has anyone found a better way to reach them?

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I had the same problem until I found Claimyr.com - it's a service that calls Washington ESD for you and gets you connected to an actual agent. Costs a bit but totally worth it when you can't get through on your own. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That sounds too good to be true, does it actually work?

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Worked for me! Got connected within an hour when I'd been trying for days on my own.

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ugh this system is so confusing why dont they just let you backdate to your separation date like every other state does??

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It's to prevent fraud and encourage people to file promptly. Most states have similar limits actually.

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still stupid if you ask me

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Wait, so if I got fired 8 weeks ago but only filed last week, I can only get benefits for 4 weeks total? That doesn't seem right.

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No, you can get benefits for your full benefit year (26 weeks usually), but they can only backdate your claim 4 weeks from when you filed. So you lost 4 weeks of potential benefits by waiting.

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Oh I see, so I still get the full 26 weeks going forward, just missed out on those first 4 weeks. That makes more sense.

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I waited 3 months to file because my boss told me I wouldn't qualify since I was 'fired for cause' (I was late a few times). Turns out he was wrong and I could have been getting benefits this whole time. Don't let employers scare you out of filing!

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Wow 3 months! Did you get any of those benefits back?

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Nope, only got the 4 week backdate. Lost out on like $4000 in benefits because I believed my lying boss.

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Employers lie about this stuff all the time to avoid their unemployment taxes going up. Always file and let Washington ESD decide.

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The one year deadline is important too - I know someone who waited 14 months and couldn't file at all. Once that year passes you're completely out of luck.

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Good to know, definitely not waiting that long!

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How does that work if you get a job and then lose it again within that year?

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Each job loss starts a new clock. The year limit is from each specific separation date.

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Pro tip: when you file, make sure you have your last day of work correct. Washington ESD is super picky about dates and if you put the wrong separation date it can delay your claim for weeks while they sort it out.

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What if I'm not sure of the exact date? My last day was sometime in early March but I'd have to check my final paystub.

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Check your paystub or call your former employer's HR. Getting this wrong will definitely cause problems.

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I tried calling the technical support line about this same question and got disconnected 5 times. Finally used that Claimyr service someone mentioned earlier and got through immediately. Game changer for dealing with Washington ESD phone issues.

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How much does that cost though? I'm already broke from being unemployed.

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It's worth it when you consider how much time you save not sitting on hold for hours. Check out their site at claimyr.com for details.

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Another thing to remember is that your benefit year starts when you file, not when you were laid off. So if you wait 6 weeks to file, your benefit year runs 6 weeks later than it could have.

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Does that affect when you can file a new claim the following year?

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Yes, if you exhaust your benefits and need to file again, you have to wait until that benefit year ends.

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Just want to add that even if you think you might not qualify, you should still file. The worst they can do is deny you, but at least you'll know for sure. I thought I wouldn't qualify because I quit my job, but it turned out my situation counted as constructive dismissal.

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What's constructive dismissal?

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When working conditions become so bad that any reasonable person would quit. Like if they cut your hours to 5 per week or make you work in unsafe conditions.

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That's really helpful to know. In my case it was a clear layoff so I should be fine.

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File online if you can, it's so much faster than trying to call. The website is usually pretty reliable, just make sure you have all your employment info ready before you start.

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The online system crashed on me twice when I was filing. So frustrating!

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Try filing early morning or late evening when there's less traffic on the site.

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One more tip - after you file, you'll need to do weekly claims every week to keep getting benefits. Don't skip weeks or you'll lose those benefits permanently. Set a reminder on your phone or something.

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What day of the week do you file the weekly claims?

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Sunday through Saturday is the benefit week, and you can file your weekly claim starting Sunday morning for the previous week.

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Thanks for all this info everyone! Filing my claim right now.

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Good luck OP! The system is confusing but once you get your claim going it gets easier. Just remember to keep looking for work and document your job search activities.

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How many jobs do you have to apply for each week in Washington?

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It's 3 job search activities per week, but they don't all have to be applications. Can include networking, job fairs, interviews, etc.

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