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Keisha Jackson

How long can you wait before filing unemployment in Washington - missed the deadline?

I got laid off from my warehouse job about 6 weeks ago and honestly thought I'd find something new pretty quick so I didn't file for unemployment right away. Now I'm getting worried because I'm still job hunting and my savings are running low. How long can you wait before filing unemployment in Washington? Did I miss my chance by waiting this long? I keep reading different things online about deadlines and I'm getting confused about whether Washington ESD has a cutoff for when you can apply.

You haven't missed your chance completely, but you definitely should file ASAP. In Washington, you can file an unemployment claim up to one year after you become unemployed, but here's the catch - your benefits are only backdated for one week maximum. So you've potentially lost out on about 5 weeks of benefits by waiting. The sooner you file, the sooner your weekly benefit amount starts.

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Oh no, so I lost 5 weeks worth of money? That's probably like $2000+ I could have gotten. I feel so stupid for waiting.

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Don't beat yourself up about it. A lot of people don't realize this rule. The important thing is to file now so you can start getting benefits going forward. You'll still be eligible for the remaining weeks of your benefit year.

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I made the same mistake when I got laid off last year. Waited almost 2 months thinking I'd find work quickly. You can still file but yeah, you only get backdated one week. Washington ESD is pretty strict about this rule unfortunately.

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How much did you end up losing by waiting? Just trying to figure out what I'm looking at here.

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I was getting $547 a week, so I lost about 7 weeks worth which was around $3800. Painful lesson but at least I got benefits for the remaining months while job searching.

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File immediately! I learned about this the hard way too. The one-week backdate rule is real and it hurts. But don't let that stop you from filing now. You'll need to do it online through SecureAccess Washington (SAW) at esd.wa.gov. Have your employer info ready including dates and reason for separation.

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Thanks, I'll start the application tonight. Do I need anything else besides my employer info?

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You'll need your Social Security number, driver's license, and bank account info for direct deposit. Also have your last day of work date ready and your gross wages from your last job.

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I had trouble getting through to Washington ESD when I had questions about my delayed filing last month. Kept getting busy signals and the online chat was always full. If you run into issues reaching them, I found this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have this demo video (https://youtu.be/7DieNd3C7zQ) that shows how it works. Saved me hours of trying to call.

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What kind of questions did you need to ask them? I'm hoping the online application is straightforward enough that I won't need to call.

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I needed clarification on how my severance pay would affect my benefit start date. The online system flagged it and put my claim in adjudication. Claimyr helped me reach someone who explained that severance can delay when benefits start, which wasn't clear from the website.

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wait so if i got fired 3 months ago i can still file but only get 1 week backdated? that sucks

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Exactly right. You can file up to a year later but only get one week backdated. It's frustrating but better than nothing if you're still unemployed or underemployed.

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ugh shouldve filed right away. live and learn i guess

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The backdate rule is so unfair! Why can't they backdate further if you have a good reason for waiting? Some states are more flexible about this. Washington ESD seems really rigid about their rules.

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There are some exceptions for good cause delays, but they're pretty limited. Things like serious illness, natural disasters, or being given wrong information by ESD staff. Just thinking you'd find work quickly isn't considered good cause unfortunately.

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I tried to argue good cause when I waited 8 weeks and they denied it. Said I should have known to file immediately regardless of job search prospects. Pretty harsh if you ask me.

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File now but also be prepared for the waiting week. In Washington, your first week of unemployment is a waiting week where you don't get paid, but you still have to file the weekly claim. Then after that you'll start getting your weekly benefit amount.

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So even if I file today, I won't get paid for this first week? That's another week lost on top of the 5 I already missed?

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Right, the waiting week is separate from the backdate issue. Everyone has to serve a waiting week when they first file. So you'll file weekly claims but the first one won't be paid.

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I'm a little confused about the timeline here. If OP was laid off 6 weeks ago, can they get one week backdated to 5 weeks ago, or does the backdate only go to last week? The wording is confusing me.

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Good question! The one week backdate is from the Sunday of the week you file your initial claim. So if OP files this week, they could potentially get benefits for last week only. The other 5 weeks are lost.

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This is why it's so important to file immediately after job loss. I tell everyone I know - file first, ask questions later. You can always withdraw the claim if you find work right away.

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What if you were working part-time after getting laid off from your main job? Does that affect when you can file or the backdate rule?

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You can still file for partial unemployment benefits if your part-time work doesn't exceed your weekly benefit amount. The backdate rule still applies though - only one week maximum regardless of your work situation.

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I did pick up a few gig economy jobs here and there but nothing consistent. Will that complicate my application?

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Just be honest about all work and earnings when you file your weekly claims. Gig work needs to be reported but it might not disqualify you from benefits depending on how much you earned.

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The Washington ESD website actually has a benefits calculator that can help you estimate what your weekly amount would be. Might be worth checking before you file so you know what to expect. Just search for 'Washington unemployment calculator' on their site.

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Good idea, I'll check that out. Do you remember what information you need for the calculator?

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You need your gross wages from your highest earning quarter in your base period. The base period is usually the first 4 of the last 5 completed quarters before you file.

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Don't forget you'll need to do job search activities once your claim is approved. Washington requires 3 job search activities per week and you have to log them in WorkSourceWA. Start tracking your job search now so you're ready.

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I've been applying to jobs but haven't been tracking everything systematically. What counts as a job search activity?

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Job applications, networking events, career fairs, informational interviews, even some online career development courses can count. Just make sure you can document them with employer names, dates, and contact info.

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I keep seeing people mention adjudication. What's that and should OP be worried about it?

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Adjudication is when ESD needs to investigate something about your claim before approving benefits. Common triggers include being fired for misconduct, quitting without good cause, or having severance pay. It can delay benefits for several weeks.

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I was laid off due to company downsizing, no performance issues. Should be straightforward hopefully.

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If your claim does get stuck in adjudication, that's another situation where Claimyr might help. I used them when my claim was pending for 6 weeks with no explanation. Finally got through to someone who could explain what documents they needed from me.

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How much did that cost? I'm already strapped for cash and can't afford expensive services right now.

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I don't want to get into pricing here, but for me it was worth it compared to the weeks of benefits I was losing while waiting. Check their website for current pricing.

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The key thing is to file NOW. Every day you wait is potentially more benefits lost. The application process itself takes maybe 30-45 minutes if you have all your info ready. Don't overthink it, just get it started.

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You're right, I need to stop procrastinating. Going to start the application as soon as I get home from my job interview today.

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Good luck with the interview! Even if it goes well, keep the unemployment application going since there's usually a delay between interview and job offer.

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One more thing - make sure you file your weekly claims on time once you get approved. Missing even one weekly claim can cause issues with your benefits. Set a calendar reminder for the same day each week.

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When do the weekly claims need to be filed? Is there a specific day of the week?

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You can file weekly claims Sunday through Saturday for the previous week, but most people do it Sunday morning. Just don't wait until the last minute in case there are website issues.

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I wish someone had told me about the backdate rule when I first got laid off. Lost about $3,200 by waiting 6 weeks like you did. At least we learned our lesson for any future job losses!

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Ugh, that makes me feel sick thinking about the money I've lost. But you're right, lesson learned for sure.

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Same here, waited thinking it would look bad on my record or something. Turns out there's no shame in filing for unemployment when you're legitimately unemployed through no fault of your own.

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For anyone else reading this thread - FILE IMMEDIATELY after job loss. Even if you think you'll find work quickly, even if you have savings, even if you feel weird about it. You can always stop claiming benefits if you find work, but you can't go back and claim those lost weeks.

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This should be pinned at the top of every unemployment forum. So many people make this same mistake.

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Definitely wish I had seen advice like this 6 weeks ago. Going to share this with my friends who might face layoffs at their companies.

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OP, curious how your application went? Did you run into any issues with the online system? I know some people have trouble with the SAW login process.

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Haven't filed yet but planning to do it tonight after work. Hopefully the website cooperates! I'll update this thread once I get through the process.

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If you do have trouble with the website or need to speak with someone, remember that Claimyr option I mentioned earlier. Sometimes the online system glitches and you need human help to sort things out.

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