How long after severance can you apply for unemployment Washington ESD?
Got laid off from my tech job last month and they gave me 8 weeks of severance pay. I'm halfway through it now and starting to worry about what happens when it runs out. Can I apply for Washington ESD unemployment benefits while I'm still getting severance, or do I have to wait until it's completely finished? I heard conflicting info from coworkers - some say you can't get UI while getting any severance, others say it depends on how the severance is structured. Anyone know the actual rules for Washington state?
46 comments


Amy Fleming
You can actually file your claim right away, but Washington ESD will offset your weekly benefit amount by the severance you receive. So if your weekly UI benefit would be $500 and you're getting $800/week in severance, you wouldn't get any UI payment that week. But once the severance ends, your full UI kicks in.
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Juan Moreno
•That makes sense! So I should file now even though I won't get payments right away? Will that affect my total benefit duration?
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Amy Fleming
•Exactly, file now. Your benefit year starts when you file, not when you start receiving payments. You'll preserve your full 26 weeks of eligibility this way.
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Alice Pierce
depends on if its a lump sum or weekly payments too. if they gave you one big check up front that might be different than getting it spread out over 8 weeks
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Juan Moreno
•It's weekly payments, same as my regular paycheck was. Does that change anything?
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Esteban Tate
•Weekly severance payments are treated as wages by Washington ESD, so they'll reduce your UI benefits dollar for dollar until they stop.
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Ivanna St. Pierre
I went through this exact situation last year! Filed my claim immediately after getting laid off even though I had 6 weeks severance coming. Washington ESD was super backed up and I couldn't get through on the phone for weeks to ask questions. Finally used this service called Claimyr (claimyr.com) that got me connected to an actual agent who explained everything. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration.
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Elin Robinson
•Never heard of that service but sounds useful. Was it worth it for getting answers about severance stuff?
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Ivanna St. Pierre
•Totally worth it. The agent confirmed I could file right away and explained exactly how the severance offset worked. Much better than sitting on hold for hours.
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Atticus Domingo
•Interesting, I might need to try that. Been trying to reach Washington ESD for two weeks about my adjudication issue.
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Beth Ford
Wait I'm confused. If you file while getting severance but don't receive any UI payments, how does that help? Wouldn't you just be starting your benefit year for no reason?
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Esteban Tate
•Good question! You still need to file weekly claims during the severance period and report the severance income. This keeps your claim active and maintains your eligibility.
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Beth Ford
•Ah ok that makes more sense. So you're basically in the system and ready to go when severance ends.
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Morita Montoya
This whole system is so confusing! Why can't Washington ESD just have clear information about this stuff posted somewhere obvious?
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Amy Fleming
•They do have information in their handbook, but it's pretty buried. The key thing is severance is considered 'wages' so it affects your weekly benefit calculation.
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Kingston Bellamy
•yeah the handbook is like 200 pages long, who has time to read all that when you just got laid off
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Joy Olmedo
Had severance from my previous job in 2023 and made the mistake of waiting to file until it ended. Big mistake! Turns out I could have been building up my work search activities and staying in the system. File immediately, trust me on this one.
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Juan Moreno
•Good point about the work search requirement! Do I need to start doing those activities right away even if I'm not getting paid yet?
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Joy Olmedo
•Yes, you need to do the work search activities for any week you file a claim, even if you don't receive payment due to severance.
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Isaiah Cross
Question about vacation payout - I got 3 weeks vacation paid out with my severance. Does Washington ESD treat that differently or is it all just considered wages?
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Esteban Tate
•Vacation payout is also treated as wages and will offset your UI benefits. It's all lumped together as compensation from your previous employer.
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Kiara Greene
•Same with sick leave payout if you got that too. Any compensation from the employer counts.
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Evelyn Kelly
Be careful about when exactly you file though. I filed the day after my last day of work and Washington ESD said I should have waited until my first week of actual unemployment. Had to do some back and forth to get it sorted out.
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Amy Fleming
•That's odd - usually they want you to file for the first week you're unemployed, even if you're receiving severance. Maybe there was confusion about your effective separation date?
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Evelyn Kelly
•Could be. The agent I eventually talked to through Claimyr helped clarify that my separation date was correct and the issue was something else entirely.
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Paloma Clark
Does the amount of severance matter? Like if you got a huge severance package that lasts 6 months, can you still file for UI or is there some cutoff?
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Esteban Tate
•No cutoff that I'm aware of. The severance just offsets your weekly benefits until it ends, regardless of how long that takes. Your benefit year is still 12 months from when you file.
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Heather Tyson
•That's crazy, so you could theoretically have a claim open for months without getting any payments? Seems like a waste of everyone's time.
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Raul Neal
What if your severance is structured as salary continuation instead of a lump sum or weekly payments? Does that change how Washington ESD handles it?
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Amy Fleming
•Salary continuation is still treated as wages for UI purposes. The key is whether you're receiving compensation from your former employer, not how it's structured.
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Jenna Sloan
•Makes sense. They don't want people double-dipping on benefits while still getting paid by their old job.
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Christian Burns
Pro tip: make sure you understand exactly how your severance is being paid out before filing. My HR department was really vague about the details and it caused confusion with my claim later.
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Juan Moreno
•Good advice! I should probably call HR and get the exact payment schedule in writing.
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Sasha Reese
•Yes definitely get it in writing. Washington ESD may ask for documentation about your severance when you file.
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Muhammad Hobbs
One thing to watch out for - if you have any other income like freelance work or part-time job while getting severance, that can get complicated fast. Washington ESD has specific rules about reporting multiple income sources.
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Noland Curtis
•Oh good point. I was thinking about doing some consulting work while job hunting. How does that interact with severance and UI?
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Muhammad Hobbs
•You'd need to report all income sources on your weekly claims. The total income (severance + consulting) would be offset against your UI benefits.
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Diez Ellis
The whole thing seems overly complicated for what should be a straightforward question. File now, report your severance, start your work search activities, and your UI payments will begin when severance ends. Simple as that.
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Vanessa Figueroa
•Easier said than done when you can't get through to anyone at Washington ESD to confirm you're doing it right!
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Diez Ellis
•True, the phone system is terrible. That's why services like Claimyr are helpful - they cut through the hold times and get you actual answers.
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Abby Marshall
Just want to add that timing really matters here. If you wait too long to file, you might miss out on benefits entirely. There are deadlines for filing after you become unemployed.
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Juan Moreno
•What's the deadline? I've been unemployed for 4 weeks now but still getting severance.
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Abby Marshall
•You should file within a few weeks of your separation date. Four weeks might still be okay but don't wait any longer.
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Sadie Benitez
Final thought - even if this seems confusing now, just file the claim and start the process. Washington ESD can always adjust things later if there are issues, but you can't go back and file for weeks you missed.
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Juan Moreno
•That's reassuring. I think I'll file this week and figure out any complications as they come up.
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Amy Fleming
•Smart move. Better to be in the system and working through any issues than missing out on benefits altogether.
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