Can you collect unemployment while on severance in Washington state?
Got laid off last month and my company gave me 8 weeks severance pay. I'm confused about whether I can file for Washington ESD unemployment benefits while I'm still getting severance checks. Some people are telling me I have to wait until severance runs out, others say I can file right away. The Washington ESD website isn't super clear on this. Has anyone dealt with this situation before? I really need the extra income since my severance is only about 60% of my regular salary.
45 comments

StarSailor}
You can file your unemployment claim right away, but Washington ESD will likely reduce your weekly benefit amount by the severance you're receiving. It's called income deduction. Better to file now so your claim gets processed - the waiting period starts from when you file, not when severance ends.
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Ava Garcia
AuthorSo they don't make you wait until severance is completely finished? That's good to know, I was worried about losing weeks.
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Miguel Silva
exactly, and make sure you report the severance income on your weekly claims or you'll get hit with an overpayment later
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Zainab Ismail
I went through this exact thing 6 months ago. Filed my claim immediately after being laid off even though I had 10 weeks severance. Washington ESD approved my claim but my weekly benefits were reduced dollar-for-dollar by the severance amount until it ran out. Once severance ended, I got full benefits.
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Ava Garcia
AuthorDid you have any problems with the adjudication process? I'm worried they'll think I'm double-dipping or something.
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Zainab Ismail
No issues at all. Just be honest about everything on your application and weekly claims. Washington ESD handles severance situations all the time.
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Connor O'Neill
DEFINITELY file right away!! I made the mistake of waiting until my severance ended and lost 12 weeks of potential benefits. Even if your weekly amount is reduced, you're still establishing your claim date and getting credit for those weeks.
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Yara Nassar
This is so important - the benefit year clock starts ticking from your initial claim date, not when you start receiving payments
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Ava Garcia
AuthorWow, I had no idea about the benefit year thing. Thanks for saving me from making a huge mistake!
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Keisha Robinson
I've been trying to get through to Washington ESD for two weeks about this exact question and can never get anyone on the phone. The automated system just hangs up on me after 45 minutes on hold. This is so frustrating when you need answers about something this important.
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GalaxyGuardian
I had the same problem until I found Claimyr.com - they helped me get through to an actual Washington ESD agent in like 10 minutes. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Totally worth it when you need real answers.
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Keisha Robinson
Never heard of that service but at this point I'm willing to try anything. The phone system is completely broken.
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Paolo Ricci
Claimyr is legit - used them when my claim got stuck in adjudication. They don't ask for any personal info, just help you get connected to Washington ESD staff.
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Miguel Silva
The key thing to understand is that severance counts as wages for the weeks it covers, so Washington ESD will offset your benefits accordingly. But you're still unemployed and eligible to file a claim. Just make sure you're actively job searching during this time too.
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Ava Garcia
AuthorDo I need to do the job search requirements even during the weeks I'm getting reduced benefits?
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Miguel Silva
Yes, you still need to meet all the eligibility requirements including job search activities. Keep your job search log updated.
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Yara Nassar
Been there! File immediately but here's what nobody tells you - ask Washington ESD specifically how they're calculating the severance deduction. Sometimes they spread lump sum severance over the wrong number of weeks and you end up with benefits reduced longer than necessary.
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Ava Garcia
AuthorThat's a really good point. My severance is being paid out weekly so hopefully it's more straightforward.
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Amina Toure
Smart advice. I had to appeal because they calculated my severance wrong the first time - took 3 months to fix.
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Oliver Zimmermann
wait I'm confused... if you're getting severance doesn't that mean you're still employed? How can you file for unemployment if you technically still have a job?
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StarSailor}
Severance pay is compensation for losing your job, not wages for continuing to work. You're unemployed even while receiving severance payments.
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Oliver Zimmermann
ohhhh ok that makes sense. I thought severance meant you were still on payroll or something
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Natasha Volkova
Just went through this process last month. Filed my Washington ESD claim the day after I was laid off, reported my severance income on every weekly claim. My benefits were $0 for the first 6 weeks due to severance, then full benefits kicked in. No problems at all.
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Ava Garcia
AuthorDid you still have to certify weekly even when your benefit amount was $0?
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Natasha Volkova
Yes, you have to keep filing your weekly claims to maintain eligibility. Skip a week and you could lose benefits permanently.
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Javier Torres
The Washington ESD handbook specifically addresses this situation. Severance doesn't disqualify you from benefits, it just reduces the amount based on how much you receive each week. File your claim ASAP.
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Emma Davis
Do you have a link to that handbook section? I'm dealing with vacation payout along with my severance and want to make sure I understand the rules.
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Javier Torres
Check the Washington ESD website under 'Earnings and Income' - they break down how different types of separation pay affect benefits.
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CosmicCaptain
PRO TIP: When you file your initial claim, there's a specific question about severance pay. Answer it honestly and completely. This helps Washington ESD set up your claim correctly from the start instead of having to fix it later.
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Ava Garcia
AuthorGood to know! I'll make sure to have all my severance details ready when I file.
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Malik Johnson
And keep all your severance documentation - pay stubs, termination letter, etc. Washington ESD might ask for proof during adjudication.
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Isabella Ferreira
I'm in HR and deal with this question constantly. Employees should always file for unemployment immediately after termination regardless of severance. The worst that happens is benefits are reduced temporarily - there's no penalty for filing while receiving severance.
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Ava Garcia
AuthorThat's reassuring coming from someone who handles this professionally. I was worried there might be some hidden rule I didn't know about.
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Ravi Sharma
Do companies usually tell employees they can file for unemployment while getting severance?
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Isabella Ferreira
Most don't because they assume employees know, but we should definitely be more clear about this. It's not uncommon for people to miss out on weeks of benefits due to confusion.
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Freya Thomsen
Called Washington ESD yesterday using Claimyr after reading about it here and finally got my severance question answered by an actual person. Turns out my company was giving me conflicting information - I can definitely file now. Service was worth every penny.
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Ava Garcia
AuthorHow long did it take them to connect you?
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Freya Thomsen
Maybe 15 minutes? Way better than the 3+ hours I was spending on hold trying to call directly.
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Omar Zaki
One thing to watch out for - if your severance includes health insurance continuation, that might affect your availability for work requirements. Make sure you're still meeting the 'able and available' criteria.
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Ava Garcia
AuthorMy severance doesn't include health benefits, just straight pay. But good point to consider for others.
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AstroAce
Health insurance shouldn't affect ability to work - that's separate from wages. But always good to clarify with Washington ESD if you're unsure.
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Chloe Martin
MAKE SURE you understand whether your severance is considered a lump sum or periodic payments! This affects how Washington ESD calculates the deduction. My company paid 8 weeks severance in one check but it should have been spread over 8 weeks for UI purposes.
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Ava Garcia
AuthorMine is being paid weekly so hopefully that's more straightforward to calculate.
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Diego Rojas
Weekly payments are definitely easier for Washington ESD to process correctly. Less chance of calculation errors.
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NeonNebula
Thanks everyone for all the detailed responses! This is exactly what I needed to hear. I'm going to file my claim tomorrow morning and make sure to report my severance income on every weekly claim. It's such a relief to know I won't lose those weeks of eligibility by filing now, even if my benefits are reduced initially. Really appreciate this community - way more helpful than trying to navigate the Washington ESD website alone!
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