Can I get Washington ESD unemployment after severance pay ends?
My company laid me off last month and gave me 8 weeks of severance pay. I'm wondering if I can file for unemployment benefits through Washington ESD once the severance runs out, or if I should have filed right away when I was terminated? I'm getting conflicting information online about how severance affects unemployment eligibility in Washington state. Has anyone dealt with this situation before?
50 comments


Demi Hall
You can definitely file for unemployment after severance ends. The key thing is that Washington ESD considers you unemployed from your actual termination date, not when severance stops. You should file your claim as soon as possible after your last day of work, even if you're still receiving severance payments.
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Elliott luviBorBatman
•So I should file now even though I'm still getting severance checks? Won't that disqualify me or cause issues with Washington ESD?
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Demi Hall
•No, you report the severance on your weekly claims but you can still maintain an active claim. Washington ESD will just delay your benefit payments until the severance period ends.
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Mateusius Townsend
I went through this exact situation last year. Filed my Washington ESD claim immediately after termination while still receiving severance. You'll report the severance payments on your weekly claims and Washington ESD will hold your benefits until the severance stops. The important thing is getting your claim established early so there's no gap in coverage.
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Kara Yoshida
•How long did it take for your benefits to start after severance ended? I'm worried about the timing.
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Mateusius Townsend
•Since I already had an active claim, my benefits started the week after my severance ended. No delays or additional waiting period.
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Philip Cowan
Don't wait! I made the mistake of waiting until my severance ended to file and it took Washington ESD 3 weeks to process my claim. If you file now, your claim will be ready to go when severance stops. The system is designed to handle severance situations - you just won't receive UI payments during the severance period.
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Caesar Grant
•This is exactly what happened to me too. Waited too long and had a gap in income while Washington ESD processed everything.
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Elliott luviBorBatman
•Okay, I'm convinced. Filing my claim today. Better to have it ready than wait and risk delays.
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Lena Schultz
Had a similar situation but kept getting stuck trying to reach Washington ESD to ask questions about reporting severance correctly. The phone lines are impossible. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made the whole process so much easier when I could actually talk to someone at Washington ESD.
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Elliott luviBorBatman
•How much does something like that cost? I'm already stressed about money with the job loss.
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Lena Schultz
•It's worth checking out their site for details, but honestly getting clarity on the severance reporting saved me from making mistakes that could have delayed my benefits for weeks.
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Kara Yoshida
Wait, I'm confused. If I'm getting severance am I really unemployed? My HR department said I might not qualify for unemployment while receiving severance payments. This is all so confusing.
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Demi Hall
•You ARE unemployed from your termination date regardless of severance. Severance is just a payment from your former employer - it doesn't mean you're still employed. Washington ESD recognizes this distinction.
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Kara Yoshida
•That makes sense. I think my HR person was just confused about Washington state rules.
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Gemma Andrews
File immediately! The worst thing you can do is wait. Washington ESD has specific procedures for handling severance and they're used to these situations. Your weekly benefit amount will be calculated based on your wages before termination, not including the severance.
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Elliott luviBorBatman
•Good to know about the benefit calculation. I was worried severance might inflate my weekly benefit amount somehow.
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Caesar Grant
Does it matter if the severance is paid as a lump sum vs weekly payments? My company is giving me the option to choose.
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Mateusius Townsend
•For Washington ESD purposes, it doesn't matter how you receive it. You'll report it on your weekly claims either way. The lump sum might be easier to manage financially though.
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Caesar Grant
•Thanks, that helps with my decision. Leaning toward the lump sum now.
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Pedro Sawyer
Just want to add - make sure you're doing your job search activities even during the severance period. Washington ESD still requires you to be actively seeking work to maintain your claim, even if you're not receiving payments yet.
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Elliott luviBorBatman
•Good point! I'll start tracking my job search activities in WorkSourceWA right away.
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Demi Hall
•Exactly. The job search requirement doesn't pause just because you're not getting paid yet.
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Philip Cowan
One more tip - when you file your weekly claims during severance, be very specific about the dates and amounts. Washington ESD needs exact information to properly calculate when your benefits should start.
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Elliott luviBorBatman
•Should I include any benefits continuation like COBRA in my reporting, or just the actual severance payments?
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Philip Cowan
•Just the severance payments. COBRA is a separate benefit that doesn't affect your unemployment eligibility.
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Mae Bennett
The Washington ESD system is actually pretty good at handling severance situations once you understand the process. Don't overthink it - file your claim now and report honestly on your weekly claims. The system will take care of the timing automatically.
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Elliott luviBorBatman
•This whole thread has been incredibly helpful. I feel much more confident about filing now. Thanks everyone!
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Beatrice Marshall
I had to deal with a similar situation but also had complications because my severance included stock options. If anyone has additional complications like that, definitely try to speak with a Washington ESD agent directly. I used that Claimyr service someone mentioned earlier - really helped me get through the phone maze.
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Melina Haruko
•Stock options complicate things? I might have that issue too with my severance package.
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Beatrice Marshall
•Yeah, Washington ESD has specific rules about how different types of severance payments are handled. Worth getting clarification directly from them.
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Dallas Villalobos
Quick question - if my severance is being paid over 12 weeks, do I have to wait the full 12 weeks before getting unemployment, or can I get partial benefits?
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Demi Hall
•You'll need to wait until the severance period ends completely. Washington ESD doesn't pay partial benefits during severance - it's all or nothing.
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Dallas Villalobos
•Got it, thanks for clarifying that.
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Reina Salazar
Make sure to keep all your severance documentation! Washington ESD might ask for proof of the severance terms during your claim review. Better to have everything organized upfront.
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Elliott luviBorBatman
•Good advice. I'll scan all my severance paperwork and keep it with my unemployment documents.
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Saanvi Krishnaswami
This thread is gold! I'm in the exact same boat - got laid off with 6 weeks severance and wasn't sure about the timing. Definitely filing my Washington ESD claim this week.
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Mateusius Townsend
•Smart move! The earlier you file, the smoother the transition will be when your severance ends.
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Demi Lagos
Has anyone had issues with Washington ESD questioning the severance amount or terms? I'm worried they might think I'm trying to game the system somehow.
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Demi Hall
•As long as you're honest and have documentation, you shouldn't have any problems. Washington ESD deals with severance cases regularly - they know what to look for.
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Demi Lagos
•That's reassuring. I've been overthinking this whole process.
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Mason Lopez
Don't forget that your severance might affect your taxes too. Make sure you understand the tax implications of both the severance and unemployment benefits.
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Elliott luviBorBatman
•Good point. I should probably talk to a tax advisor about this whole situation.
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Vera Visnjic
The key takeaway here is FILE EARLY. Whether you're getting severance or not, getting your Washington ESD claim established should be your first priority after job loss. Everything else can be sorted out later.
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Jake Sinclair
•Absolutely agree. I see too many people wait and then struggle with delays when they need benefits most.
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Brielle Johnson
Just wanted to share my experience - I tried calling Washington ESD multiple times about severance questions but kept getting busy signals. Finally used Claimyr to get through and spoke with an agent who cleared up all my confusion. Sometimes you just need to talk to a real person to understand your specific situation.
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Elliott luviBorBatman
•I'm starting to think that might be worth looking into. The phone system is definitely frustrating.
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Brielle Johnson
•Check out their demo video - it shows exactly how the process works. Saved me hours of calling and redialing.
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Honorah King
Bottom line: File your Washington ESD claim now, report your severance accurately on weekly claims, keep good records, and don't overthink it. The system is designed to handle these situations smoothly.
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Elliott luviBorBatman
•Perfect summary! I'm filing my claim today. Thanks to everyone who shared their experiences.
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