Can I get Washington ESD unemployment benefits if I receive severance pay?
I just got laid off from my job and they're giving me 8 weeks of severance pay. I'm wondering if I can still file for unemployment benefits with Washington ESD while receiving this severance? I've heard conflicting information about whether severance affects your eligibility. Does anyone know how this works in Washington state? I really need to understand this before I file my claim because I don't want to mess anything up.
112 comments


Brian Downey
Yes, you can still file for unemployment even with severance pay, but there are some rules about how it affects your benefits. Washington ESD treats severance differently depending on how it's paid out. If it's a lump sum, it might delay your benefits for a certain number of weeks. If it's paid out weekly like regular wages, it could reduce your weekly benefit amount.
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Myles Regis
•It's being paid out as a lump sum. How do they calculate how many weeks it delays benefits?
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Brian Downey
•They divide the lump sum by your average weekly wage to determine how many weeks you have to wait. So if you got $4000 severance and your weekly wage was $500, that would be 8 weeks of waiting.
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Jacinda Yu
I went through this exact situation last year. The key thing is to file your claim right away even if you're getting severance. Washington ESD needs to process everything and determine your waiting period. Don't wait to file because your benefit year starts from when you file, not when you actually start receiving payments.
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Myles Regis
•Good point about filing right away. Did you have to report the severance when you filed your initial claim?
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Jacinda Yu
•Yes, definitely report it. They'll ask about any severance or separation pay during the application process. Being upfront about it prevents issues later.
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Landon Flounder
You should also know that if you're having trouble getting through to Washington ESD to ask about your specific situation, there's a service called Claimyr that helps people connect with ESD agents. I used it when I had questions about my severance situation and it saved me hours of trying to call. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Callum Savage
•Never heard of that service before. Is it legit or just another scam?
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Landon Flounder
•It's legit. I was skeptical too but it actually worked. They basically handle the calling and waiting for you so you don't have to sit on hold for hours.
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CosmicCrusader
Yes, you can still collect unemployment benefits while receiving severance pay in Washington. The key thing is that severance doesn't count as wages for unemployment purposes, so it won't disqualify you. However, you need to report the severance on your weekly claim when you file.
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Omar Zaki
•That's good to hear! Do I need to report the full amount or just a portion of it?
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CosmicCrusader
•You report the full amount when you receive it. Washington ESD needs to know about all income, but severance won't reduce your weekly benefit amount like wages would.
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Chloe Robinson
I went through this exact situation last year. Severance pay is NOT considered wages by Washington ESD, so it doesn't affect your weekly benefit calculation. Just make sure you're honest about it on your weekly claims. The important thing is when you actually receive the severance - report it that week.
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Omar Zaki
•Did you have any issues with your claim because of the severance?
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Chloe Robinson
•Nope, no problems at all. I was worried about it too but Washington ESD processed everything normally. Just be upfront about it and you'll be fine.
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Ally Tailer
Make sure you understand the difference between severance pay and vacation payout too. Vacation pay is treated differently by Washington ESD than severance. If you're getting both, they might have different impacts on your benefits.
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Myles Regis
•I think I'm getting both actually. The severance is 8 weeks but they're also paying out my unused vacation time.
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Ally Tailer
•Yeah, vacation payout is usually considered wages for the period it represents, so that could affect your benefits differently than the severance.
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Diego Flores
Actually, I'm dealing with something similar right now and I've been trying to get through to Washington ESD for weeks to clarify this. The phone lines are impossible! Has anyone found a better way to reach them? I keep getting the busy signal or getting disconnected after waiting for hours.
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Anastasia Kozlov
•Ugh I feel your pain! I spent literally 3 hours on hold yesterday just to get hung up on. This is so frustrating when you just need a simple answer.
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Chloe Robinson
•I actually found this service called Claimyr that helped me get through to Washington ESD when I couldn't reach them myself. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Basically they keep calling until they get you connected to an actual agent.
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Diego Flores
•Really? That sounds too good to be true. How much does something like that cost?
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Chloe Robinson
•It's worth checking out the demo video - they explain everything there. For me it was worth it just to avoid the phone tree nightmare and actually talk to someone who could answer my severance questions directly.
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Aliyah Debovski
this is so confusing why does washington esd make everything so complicated?? i got severance too and still dont understand if i can get benefits or not
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Brian Downey
•I know it's frustrating. The basic rule is you can get benefits, but severance might delay when they start or reduce the amount. File your claim and let them figure out the details.
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Aliyah Debovski
•ok thanks. guess ill just file and see what happens
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Sean Flanagan
wait so severance doesn't count as income?? that doesn't make sense to me. if i'm getting money from my employer why wouldn't that affect my unemployment?
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CosmicCrusader
•It's because severance is considered compensation for past work, not ongoing wages. Washington ESD treats it differently than regular pay for unemployment purposes.
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Sean Flanagan
•oh ok that makes more sense i guess. still seems weird but whatever works lol
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Miranda Singer
One thing to keep in mind is that even if your severance delays your unemployment benefits, you still need to file your weekly claims during that waiting period. I made the mistake of not filing weekly claims thinking I didn't need to, and it caused issues later.
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Myles Regis
•Really? You have to file weekly claims even if you're not getting paid?
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Miranda Singer
•Yes, you need to keep filing to maintain your claim. You'll just report that you received severance pay during those weeks.
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Jacinda Yu
•This is correct. The weekly claims keep your case active even during the severance waiting period.
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Cass Green
Does anyone know if the job search requirements still apply during the severance waiting period? Like do I need to be looking for work and documenting it even if I'm not getting benefits yet?
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Brian Downey
•Yes, you still need to meet the job search requirements. You need to be able and available for work and actively seeking employment, even during the severance period.
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Cass Green
•That makes sense I guess. Better to start looking right away anyway.
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Zara Mirza
Just want to add that timing matters here. If you receive your severance as a lump sum, report it the week you actually receive it. If it's paid out over multiple weeks, report it each week you get a payment. Don't try to spread it out or anything - just report it as you receive it.
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Omar Zaki
•Good point about the timing. Mine is coming as a lump sum so I'll report it all at once.
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NebulaNinja
•This is important - I made the mistake of not reporting mine correctly and had to deal with an overpayment notice later. It was a nightmare to sort out.
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Anastasia Kozlov
Can confirm what others are saying. I got 6 weeks severance when I was laid off and collected unemployment the whole time. Washington ESD didn't reduce my benefits at all. The only thing that would affect your weekly amount is if you work and earn wages.
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Omar Zaki
•That's exactly what I needed to hear. Thanks for sharing your experience!
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Luca Russo
•Same here - got severance and unemployment with no issues. Just be honest on your weekly claims and you're good.
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Finley Garrett
I had a similar situation but my severance was spread out over 12 weeks instead of a lump sum. In that case, Washington ESD reduced my weekly benefit amount rather than creating a waiting period. Each week I had to report the severance payment and they calculated my reduced benefit.
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Myles Regis
•How much did it reduce your benefits? Was it dollar for dollar or some other calculation?
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Finley Garrett
•It wasn't dollar for dollar. They have some formula but I don't remember exactly how it worked. The weekly severance payment reduced my UI benefit but I still got something.
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Nia Wilson
Hold up, are we sure about this? I thought ANY income could affect your unemployment benefits. What if it's a really large severance package?
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CosmicCrusader
•The amount doesn't matter. Severance is specifically excluded from the wage calculation for unemployment benefits in Washington. Even a huge severance package won't reduce your weekly benefit amount.
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Nia Wilson
•Ok if you're sure... I just don't want to give bad advice and have someone get in trouble with Washington ESD.
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Chloe Robinson
•It's definitely correct. This is one of those things that seems counterintuitive but that's how Washington ESD handles it. Severance ≠ wages for unemployment purposes.
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Madison Tipne
Just want to emphasize what others have said - file your claim immediately. Don't wait for the severance to run out. I waited 6 weeks thinking I should wait until my severance ended and it was a big mistake. You lose that time from your benefit year.
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Myles Regis
•Yeah I'm definitely going to file this week. Thanks for the advice everyone.
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Mateo Sanchez
One thing to keep in mind is vacation pay vs severance pay. Vacation pay IS considered wages and will affect your benefits. Make sure you understand what type of payment you're receiving.
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Omar Zaki
•Good distinction! Mine is definitely severance, not vacation pay. They made that clear in my termination paperwork.
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Aisha Mahmood
•Yes this is important! I got confused about this initially because I received both vacation payout and severance when I was laid off.
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Ethan Clark
Does anyone know if there's a waiting period or anything? Like do I need to wait until my severance period is over before I can file for unemployment?
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CosmicCrusader
•No waiting period required. You can file for unemployment immediately after your last day of work, even if you're receiving severance payments.
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Ethan Clark
•Perfect, that's what I was hoping. I'll file this week then.
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Holly Lascelles
The Washington ESD website has some information about severance but it's not super clear. When I called to ask questions about my situation, I used that Claimyr service someone mentioned earlier. It was actually really helpful - they got me connected to an agent who could explain exactly how my severance would affect my benefits.
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Malia Ponder
•How much does that service cost? Seems like it might be worth it to get clear answers.
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Holly Lascelles
•I don't remember the exact cost but it was reasonable for not having to spend hours on hold. Plus I got actual answers instead of just guessing.
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AstroAce
This thread is so helpful! I've been putting off filing because I was confused about my severance. Now I know I can file right away. Still going to be a pain trying to get through to Washington ESD if I have any other questions though...
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Anastasia Kozlov
•Someone mentioned that Claimyr service earlier - might be worth looking into if you need to actually talk to someone at Washington ESD.
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AstroAce
•Yeah I saw that. Might have to check it out if I can't get through on my own.
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Kyle Wallace
Another thing to consider is whether your severance includes health insurance continuation. That's separate from the unemployment benefits but it's important to know what you're getting so you can plan accordingly.
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Myles Regis
•Good point. My severance does include health insurance for 2 months which is helpful.
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Ryder Ross
ugh the whole unemployment system is such a mess. why cant they just make it simple - if you lose your job you get benefits. all these rules about severance and waiting periods just make it harder for people who are already stressed about losing their job
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Gianni Serpent
•I totally agree. It's like they want to make it as confusing as possible.
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Brian Downey
•The rules exist to prevent people from double-dipping benefits, but I agree they could make it clearer how it all works.
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Henry Delgado
Make sure you keep good records of your severance payments and any other compensation you receive. Washington ESD might ask for documentation later, especially if there are any questions about your claim.
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Myles Regis
•What kind of documentation do they usually want?
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Henry Delgado
•Usually just your final pay stub showing the severance amount and maybe the separation agreement if you signed one. Keep copies of everything.
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Olivia Kay
Does the severance waiting period count toward your total benefit weeks? Like if you're eligible for 26 weeks of benefits but have to wait 8 weeks due to severance, do you only get 18 weeks of actual payments?
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Brian Downey
•No, the severance waiting period doesn't reduce your total benefit weeks. You still get the full 26 weeks (or whatever you're eligible for) once your benefits start.
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Olivia Kay
•Oh that's good to know. I was worried about losing those weeks.
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Joshua Hellan
I tried calling Washington ESD three times last week about my own severance situation and couldn't get through. Finally used Claimyr and got connected within an hour. The agent was really helpful and explained everything clearly. Worth checking out if you need to talk to someone at ESD.
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Jibriel Kohn
•That's the third person in this thread who mentioned that service. Might be worth looking into.
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Edison Estevez
One more tip - if you're laid off and getting severance, see if your company offers any job placement services or career counseling. It's not related to unemployment benefits but it might help you find a new job faster.
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Myles Regis
•They mentioned something about outplacement services. I should look into that. Thanks for the reminder.
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Emily Nguyen-Smith
The bottom line is file your claim now, report the severance honestly, and be prepared for either a waiting period or reduced benefits depending on how it's paid out. The Washington ESD system will figure out the details and let you know what to expect.
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Myles Regis
•Thanks everyone for all the helpful advice. I'm going to file my claim tomorrow and see what happens.
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James Johnson
•Good luck! Don't get discouraged if it takes a while to process everything. The system is slow but it usually works out in the end.
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Yuki Kobayashi
Just to be extra clear for anyone reading this: severance pay does NOT count toward the earnings limit for unemployment benefits. You can receive severance and still get your full weekly benefit amount from Washington ESD.
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Omar Zaki
•Thanks for the clarification! This has been really educational.
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Carmen Vega
•Agreed, this is exactly the kind of info that's hard to find clearly explained anywhere else.
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Andre Rousseau
I used to work for an HR company and can confirm this is correct. Washington state treats severance pay as compensation for past work, not current income. It's reported for transparency but doesn't affect benefit calculations.
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Zoe Stavros
•Thanks for the professional perspective! It's nice to hear from someone who dealt with this stuff professionally.
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Omar Zaki
•That gives me even more confidence. I really appreciate everyone's input on this thread.
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Jamal Harris
One more thing - make sure you understand what your severance agreement says about unemployment benefits. Some employers try to include language that affects your ability to collect, but in Washington they generally can't prevent you from filing.
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Omar Zaki
•Good point, I'll double-check my severance paperwork to make sure there's nothing weird in there.
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GalaxyGlider
•Yeah definitely read the fine print. Most of the time it's not an issue but better safe than sorry.
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Mei Wong
This has been super helpful. I was in the same boat as OP and now I feel confident about filing my claim. Washington ESD's website doesn't make this stuff very clear.
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Diego Flores
•Right? That's why I was trying to call them in the first place. Their website is confusing for these kinds of specific questions.
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Liam Sullivan
•The website definitely needs work. Thank goodness for forums like this where people share real experiences.
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Amara Okafor
Quick question - do I need to provide documentation about my severance to Washington ESD or do I just report it on my weekly claims?
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CosmicCrusader
•Usually just reporting it on your weekly claims is sufficient. They might ask for documentation later if they have questions, but most of the time they don't need it upfront.
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Amara Okafor
•Got it, thanks! I'll keep my severance paperwork handy just in case.
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Giovanni Colombo
Has anyone dealt with the situation where you get severance but then find a new job before the severance period ends? Does that change anything?
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Chloe Robinson
•If you start working again, you'd stop filing for unemployment benefits. The severance wouldn't matter at that point since you're earning wages from your new job.
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Giovanni Colombo
•Makes sense. Just wanted to make sure I understood all the scenarios.
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Fatima Al-Qasimi
This thread convinced me to finally file my claim. I've been hesitating for weeks because of confusion about my severance package. Time to stop overthinking it!
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Omar Zaki
•Same here! I'm going to file tomorrow. This discussion cleared up all my concerns.
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StarStrider
•Good luck to both of you! The process is pretty straightforward once you get started.
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Dylan Campbell
For what it's worth, I tried that Claimyr thing someone mentioned earlier when I couldn't reach Washington ESD about my severance questions. It actually worked - got connected to an agent in about 20 minutes instead of spending hours trying to call myself.
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Diego Flores
•Really? That's encouraging. I might have to try it if I have more questions that come up.
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Dylan Campbell
•Yeah, check out their demo video if you want to see how it works. Saved me a lot of frustration.
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Sofia Torres
Thread summary for anyone just joining: Yes, you can collect unemployment while receiving severance pay in Washington. Severance doesn't count as wages, so it won't reduce your benefits. Just report it honestly on your weekly claims. File as soon as you're laid off - no need to wait.
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Omar Zaki
•Perfect summary! This thread has been incredibly helpful for understanding this situation.
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Dmitry Sokolov
•Thanks for the tldr! This is exactly what I needed to know.
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Ava Martinez
One last thing I'll add - if you have any doubts or Washington ESD questions your claim for any reason, don't panic. Severance issues are usually easy to resolve if you've been honest about reporting everything.
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Omar Zaki
•Good to know. I feel much more confident about the whole process now. Thanks to everyone who contributed to this discussion!
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Miguel Ramos
•Agreed, this was one of the most helpful threads I've read on here. Glad we could all help each other out.
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Raul Neal
Just wanted to add my experience here since I went through this exact situation recently. I received 10 weeks of severance pay when I was laid off in March, and I was able to collect unemployment benefits the entire time without any reduction in my weekly amount. The key is being completely transparent about the severance when you file your weekly claims. Washington ESD processed everything smoothly once I reported it correctly. Don't let the severance stop you from filing - you've earned those unemployment benefits and the severance is separate compensation for your past work. File your claim as soon as possible after your last day of work!
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