How is unemployment calculated in Washington ESD - need to understand my benefit amount
I just got approved for unemployment benefits through Washington ESD but I'm confused about how they calculated my weekly benefit amount. My notice says I'll get $487 per week but I was making $52,000 annually at my last job. I tried looking at the Washington ESD website but the explanation is pretty confusing. Can someone break down how unemployment is calculated? I want to make sure they got it right before I start filing my weekly claims.
60 comments


Katherine Shultz
Washington ESD calculates your weekly benefit amount (WBA) based on your highest earning quarter in your base period. They take your total wages from that quarter and divide by 26. So if you earned $13,000 in your highest quarter, your WBA would be $500. The maximum weekly benefit for 2025 is $999.
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Alberto Souchard
•Thanks! That makes more sense. So they don't just divide my annual salary by 52 weeks?
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Katherine Shultz
•Nope, it's all based on your quarterly earnings during the base period, which is usually the first 4 of the last 5 completed quarters before you filed.
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Marcus Marsh
ya its confusing at first but once u figure it out it makes sense. just make sure you keep filing your weekly claims on time or you'll lose benefits
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Alberto Souchard
•Good point, I need to set a reminder to file every week.
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Hailey O'Leary
I had issues getting through to Washington ESD when I had questions about my benefit calculation. Spent hours on hold trying to reach someone. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me time and frustration.
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Cedric Chung
•How much does that cost? I'm already struggling financially.
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Hailey O'Leary
•It's worth it when you consider how much time you save not sitting on hold for hours. The peace of mind of actually talking to someone who can explain your benefits is huge.
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Alberto Souchard
•I might try that if I can't figure this out. The phone system is definitely frustrating.
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Talia Klein
The calculation also depends on whether you're eligible for the dependency allowance. If you have qualifying dependents, you can get an additional $25 per week per dependent, up to 5 dependents maximum. This would be added to your base weekly benefit amount.
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Alberto Souchard
•I don't have any dependents, so that wouldn't apply to me.
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Maxwell St. Laurent
•Wait, I have two kids but I don't think I'm getting the dependency allowance. How do I add that to my claim?
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PaulineW
UGH the Washington ESD system is SO confusing!! I've been trying to understand my benefit amount for weeks and nobody can give me a straight answer. Called like 20 times and either get disconnected or told different things by different people. This is ridiculous for people who are already stressed about losing their job!
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Katherine Shultz
•I understand the frustration, but the calculation is actually pretty straightforward once you know the formula. Do you have access to your wage history in your eServices account?
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PaulineW
•Yes but it's hard to figure out which quarters they're using for the calculation. The dates are confusing.
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Annabel Kimball
One thing to check - make sure Washington ESD is using the right base period. Sometimes they'll use an alternate base period if you didn't earn enough in the standard one. This can affect your benefit amount significantly.
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Alberto Souchard
•How do I know which base period they used? Is that shown somewhere in my account?
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Annabel Kimball
•It should be in your monetary determination letter that you received when your claim was approved. Look for the section that shows your quarterly wage history.
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Marcus Marsh
also dont forget you can only collect benefits for 26 weeks max in washington state unless there are special extensions
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Alberto Souchard
•Good to know, hopefully I'll find work before then!
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Chris Elmeda
The system is broken if you ask me. How are people supposed to understand all these calculations and rules when they're already dealing with job loss stress? And don't even get me started on the job search requirements - 3 job contacts per week is ridiculous in this economy.
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Jean Claude
•I agree the job search requirements are tough but at least they're not as bad as they were a few years ago.
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Chris Elmeda
•Still too much bureaucracy for people who just need help getting back on their feet.
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Talia Klein
Here's a tip - if you think your benefit amount is wrong, you can request a redetermination. You'll need to provide additional wage information or documentation to support your request. There's a form on the Washington ESD website for this.
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Alberto Souchard
•Thanks, I'll look into that if I think there's an error.
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Charity Cohan
•How long does a redetermination take? I've been waiting 3 weeks already.
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Josef Tearle
Same boat here - trying to figure out if my calculation is right. I was a contractor for part of the year and then became an employee. Not sure how that affects the benefit calculation since contractors don't usually pay into UI.
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Katherine Shultz
•Contractor earnings typically don't count toward UI benefits unless you were misclassified. Only W-2 wages count for benefit calculations.
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Josef Tearle
•That explains why my benefit amount seems low then. Most of my income last year was from contract work.
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Shelby Bauman
Quick question - do bonuses and overtime count toward the benefit calculation? I got a big bonus in Q4 last year.
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Katherine Shultz
•Yes, all W-2 wages including bonuses and overtime count toward your benefit calculation as long as they were reported to Washington ESD by your employer.
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Shelby Bauman
•Great, that should help my benefit amount then!
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Hailey O'Leary
Just wanted to follow up - I used Claimyr again last week to get through to Washington ESD about a different issue and it worked perfectly. If anyone is having trouble reaching them by phone, I'd definitely recommend checking it out. The agents were able to explain my benefit calculation in detail.
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Quinn Herbert
•How quickly were you able to get through? I've been trying for days.
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Hailey O'Leary
•Within about 30 minutes, which is way better than the hours I was spending on hold before.
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Salim Nasir
For anyone still confused - the Washington ESD website has a benefit calculator tool that can give you an estimate. It's not perfect but it helps you understand the basic calculation.
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Alberto Souchard
•I tried that but couldn't find it on their website. Do you have a direct link?
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Salim Nasir
•I think they moved it around recently. Try searching for 'benefit calculator' on their site.
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Hazel Garcia
remember you also have to pay taxes on unemployment benefits. they dont automatically take it out like regular paychecks so make sure to set some aside
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Alberto Souchard
•Good point, I hadn't thought about that. Can I have them withhold taxes automatically?
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Hazel Garcia
•yes you can elect to have 10% withheld for federal taxes when you file your claims
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Laila Fury
The whole system needs to be simplified. I'm college educated and it took me forever to understand how my benefits were calculated. Can't imagine how confusing it is for people who don't speak English as their first language or aren't comfortable with online systems.
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Geoff Richards
•Washington ESD does have translation services available if you call them, but good luck getting through!
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Laila Fury
•That's part of the problem - the phone system is nearly impossible to navigate.
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Simon White
Does anyone know if working part-time while collecting benefits affects the calculation? I might be able to pick up some freelance work.
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Katherine Shultz
•Working while collecting benefits doesn't change your weekly benefit amount, but it will reduce your weekly payment. You can earn up to your weekly benefit amount minus $5 before your benefits start getting reduced.
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Simon White
•So if my WBA is $400, I can earn up to $395 without affecting my benefits?
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Katherine Shultz
•Exactly, and you have to report all earnings when you file your weekly claim.
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Hugo Kass
I had to appeal my benefit amount because they initially calculated it wrong. Took 6 weeks to get it resolved but I did get back pay for the difference. Don't be afraid to challenge it if something seems off.
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Alberto Souchard
•What documentation did you need for the appeal?
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Hugo Kass
•I had to provide pay stubs and W-2s showing my actual earnings. Turned out my previous employer had reported my wages incorrectly to Washington ESD.
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Nasira Ibanez
One more thing - if you're on standby and expecting to be called back to work, your benefit calculation might be different. Make sure Washington ESD knows your employment status when you file.
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Alberto Souchard
•I'm not on standby, I was permanently laid off. But good to know for others reading this.
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Khalil Urso
•What's the difference between standby and regular unemployment? I might be in standby status.
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Myles Regis
Thanks everyone for all the helpful information! I think I understand my benefit calculation now. Going to double-check my wage history and make sure everything looks correct before my first weekly claim filing.
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Katherine Shultz
•Glad we could help! Make sure to file your weekly claims on time and keep track of your job search activities.
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Myles Regis
•Will do! This forum has been way more helpful than the Washington ESD website.
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Brian Downey
For anyone who might find this thread later - I used Claimyr one more time to verify my benefit calculation and the agent walked me through exactly how they arrived at my weekly amount. Really worth it if you want that peace of mind and can't get through on your own.
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Jacinda Yu
•I'm still skeptical about using a third-party service for government benefits, but I'm running out of options.
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Brian Downey
•I understand the hesitation, but they just help you get through to the actual Washington ESD agents. It's still the official representatives you're talking to.
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