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Chloe Martin

How do I sign up for unemployment in Washington - need help with application process

Lost my job last week and I'm totally overwhelmed trying to figure out how to sign up for unemployment benefits in Washington. I've been looking at the Washington ESD website but there's so much information and I'm not sure where to start. Do I need to create an account first? What documents do I need to have ready? I'm worried about missing something important or doing it wrong and delaying my benefits. Any advice would be really helpful!

First, go to esd.wa.gov and create your SecureAccess Washington (SAW) account if you don't have one already. You'll need your Social Security number, driver's license or state ID, and employment history for the last 18 months. Make sure you have employer names, addresses, dates of employment, and reason for separation for each job. The sooner you file, the better - there's a waiting week but your claim date starts when you first apply.

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Thanks! Do I need pay stubs or just the basic info about my employers?

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Just the basic info for the initial application, but keep your pay stubs handy in case Washington ESD needs them for verification later during adjudication.

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The online application is pretty straightforward but can take 30-45 minutes to complete. Don't rush through it - wrong information can cause delays in processing your claim. After you submit, you'll get a confirmation number. Write it down! You'll also need to register with WorkSource Washington for the job search requirement.

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What's WorkSource Washington? Is that separate from the unemployment application?

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Yes, it's the state's job search system. You're required to register there and actively look for work to keep getting benefits. The Washington ESD site will give you the link after you file your claim.

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I went through this process 6 months ago and it was such a headache trying to reach anyone at Washington ESD when I had questions. The phone lines are constantly busy and the callback system rarely works. I ended up using a service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have this video that shows exactly how it works: https://youtu.be/7DieNd3C7zQ. Saved me hours of frustration honestly.

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Never heard of Claimyr before but the phone situation with Washington ESD is definitely terrible. How does it work exactly?

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Basically they call you back when they get an agent on the line instead of you sitting on hold forever. Really simple to use and way less stressful than trying to call yourself repeatedly.

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Make sure you understand the difference between filing your initial claim and filing your weekly claims. After your initial application is approved, you'll need to file a weekly claim every week to actually receive payments. Many people file the initial claim and then forget about the weekly requirement and wonder why they're not getting paid.

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How soon after filing should I expect to hear back about approval?

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Usually 1-2 weeks if everything is straightforward. But if your claim goes into adjudication for any reason, it can take much longer - sometimes 4-6 weeks or more.

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What causes adjudication? I keep seeing people mention this but don't understand what triggers it.

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Common reasons include quit vs fired disputes, questions about availability for work, or if you have multiple employers in your base period. Basically anything that needs human review rather than automatic processing.

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ugh the whole system is so confusing!! I filed 3 weeks ago and still haven't gotten approved. keeps saying pending and I can't reach anyone to ask what's going on. running out of money fast

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Check your account for any alerts or required actions. Sometimes there are documents you need to upload or questions you need to answer that aren't obvious.

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checked like 100 times, nothing there. just says pending adjudication whatever that means

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Been trying to call Washington ESD for two weeks straight with no luck. The automated system just hangs up on me after an hour of waiting. This is ridiculous - people need help and can't get through to anyone! There has to be a better way to reach them.

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This is exactly why I mentioned Claimyr earlier. I was in the same boat, spending hours on hold just to get disconnected. Worth checking out if you're stuck.

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I've had better luck calling right at 8am when they open, but even then it's hit or miss.

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For the application, you'll also need to choose how you want to receive payments - direct deposit or debit card. Direct deposit is faster but you need your bank account and routing numbers. The debit card gets mailed to you and can take 7-10 days to arrive.

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Is there any fee for the debit card option?

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No fee for basic transactions but some ATMs might charge. Direct deposit is definitely the better option if you can do it.

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Pro tip: keep detailed records of everything! Screenshot your confirmation pages, save all emails from Washington ESD, and document any phone calls you make. If something goes wrong later, having this paper trail can save you a lot of headaches during appeals or overpayment disputes.

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This is so important! I didn't keep good records and when I got an overpayment notice months later, I had no way to prove what I'd reported.

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Exactly! And always keep copies of your job search activities too - you never know when they might audit your claim.

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One thing that confused me was the base period calculation. They don't use your most recent earnings - they use the first 4 of the last 5 completed calendar quarters before you file. So if you file in January 2025, they'd look at January-December 2024, not your most recent paystubs.

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That seems weird - why wouldn't they use the most recent earnings?

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It's because employers have time to report wage information to the state. Using older quarters ensures the data is complete and verified.

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Don't forget about the job search requirement! You need to make at least 3 job search contacts per week and keep a log. WorkSource Washington has tools to help track this, but you can also use your own system as long as you document employer name, date, type of contact, and position applied for.

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Are there any exceptions to the job search requirement?

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Yes, if you're on standby (expecting to return to your job within 8 weeks) or in approved training, you might be exempt. But most people need to actively search.

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I made the mistake of waiting two weeks after losing my job to file, thinking I might get called back. Big mistake! You should file as soon as possible after your last day of work - even if you think it might be temporary. You can always withdraw your claim if you get called back, but you can't backdate benefits for weeks you didn't file.

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Good to know! I was laid off on Friday so I should file this weekend?

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Yes, definitely file as soon as you can. The system is available 24/7 online, so no need to wait for business hours.

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when i filed last year the website kept timing out and i lost all my info twice. make sure to save your progress frequently if theres an option. so frustrating to start over

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I had the same problem! Now I always fill out applications like this in a separate document first, then copy and paste everything in.

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thats smart, wish i had thought of that

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The hardest part for me was getting through when I had questions about my claim status. I kept getting the runaround with the automated system and could never reach a human. A friend told me about this service called Claimyr that actually gets you connected to Washington ESD agents without the endless hold times. I was skeptical at first but it really worked - got through to someone in like 15 minutes instead of hours of calling.

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Is Claimyr expensive? I'm already tight on money waiting for my benefits to start.

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It's really reasonable considering how much time and frustration it saves. Way cheaper than taking time off work to sit on hold all day if you're still employed.

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Also important to know: if you work part-time while collecting unemployment, you need to report ALL earnings, even if it's just a few hours. Washington ESD will reduce your weekly benefit amount based on what you earn, but you can still receive partial benefits as long as you earn less than your weekly benefit amount plus $5.

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What happens if you forget to report some earnings?

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That's considered fraud and can result in penalties, overpayment demands, and potentially criminal charges. Always better to over-report than under-report.

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I remember being so stressed about the whole process, but honestly once you get through the initial application it's pretty routine. The weekly claims only take a few minutes, and as long as you're actively looking for work and reporting accurately, it's straightforward. The key is just getting started and not overthinking it.

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Thanks everyone for all the advice! I feel much more prepared to tackle this now. Going to file this weekend.

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Good luck! Remember there's a one-week waiting period before you can receive benefits, so don't panic if you don't see payments right away.

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One last thing - make sure your contact information is up to date in your account. Washington ESD will send important notices by mail and email, and if they can't reach you about issues with your claim, it can cause delays or even disqualifications. Check your spam folder regularly too!

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Yes! I almost missed an important deadline because their email went to my spam folder.

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Exactly - and if you move, update your address immediately. Missing mail from Washington ESD can have serious consequences for your claim.

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