ESD unemployment direct deposit timing for Gesa Credit Union members?

I have gesa and mine always comes in at 11:30pm on wednesdays, been that way for the 4 months ive been on unemployment. i think its just how gesa processes ACH transfers maybe?

Direct deposit timing varies by financial institution, not by ESD. Each bank/credit union processes incoming ACH transfers on their own schedule. With unemployment benefits, ESD typically processes claims 48 hours after you submit them, but then your financial institution determines when funds actually appear in your account. For what it's worth, I also have Gesa and my deposits consistently post between 11pm-midnight on Wednesdays if I file on Sunday. If I file late (Monday), it pushes everything back by a day.

I don't have Gesa but with BECU it's always Wednesday by 2pm if I file Sunday night. My neighbor has Gesa and she said hers comes in Wednesday nights, usually after 9pm. Hope that helps! BTW if you need to talk to ESD about any deposit issues, I used Claimyr (claimyr.com) to get through to an agent when I had a payment stuck in processing. They have a video that shows how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Saved me from spending all day on hold.

ok but can we talk about how frustrating it is that we cant see EXACTLY when esd sends the payment?? the eservices website is so vague! just says "paid" but doesnt say WHEN it was sent. some weeks mine comes wednesday night some weeks thursday morning and theres zero pattern i can figure out. gesa for 6 months now.

Has anyone noticed if holidays affect when Gesa processes the deposits? Presidents Day is coming up and I'm wondering if that will delay things.

i had gesa last yr when on unemployment and switched to WSECU cause gesa was always late with my deposits my brother still has gesa and gets his wednseday night around midnight everytime

Here's what's happening with your deposit timing: 1. You file Sunday night 2. ESD processes claims on Tuesday (typically) 3. ESD initiates ACH transfer Tuesday afternoon 4. ACH network processes overnight 5. Gesa receives the transfer Wednesday morning 6. Gesa processes and posts deposits in evening batch Gesa, like many credit unions, only posts ACH deposits once or twice a day in batches. They typically do an evening batch processing around 9-11pm. This is why most people are seeing Wednesday night deposits. If you need the funds more predictably, I recommend: 1. Always file your weekly claim as early as possible on Sunday 2. Set up account alerts with Gesa to notify you when deposits post 3. Build a one-day buffer into your budget planning when possible

I've had Gesa for about 8 months while on unemployment and can confirm what others are saying - it's almost always Wednesday night between 10pm-midnight. I actually started checking my account around 11pm on Wednesdays because that's when it consistently shows up. One tip that might help with your rent situation: Gesa has a mobile app that sends push notifications the moment deposits hit your account. I set that up and it's been a lifesaver for knowing exactly when my benefits are available. You could tell your landlord you'll have the money by Thursday morning to be safe, but realistically it should be there Wednesday night. Also agree with what someone mentioned about filing as early as possible on Sunday - I usually do mine around 6am Sunday morning and it seems to help keep everything on the regular schedule.

I've been with Gesa for about 3 years and can definitely confirm the Wednesday night pattern everyone's mentioning! Mine consistently hits between 10:30-11:45pm on Wednesdays when I file Sunday evening. One thing I learned the hard way - if there's ever a processing delay on ESD's end (like during high volume periods or system maintenance), Gesa will still get the deposit but it might not post until their Thursday morning batch around 6am instead of the usual Wednesday night batch. This only happened to me twice in 8 months of claims, but worth keeping in mind. For rent planning, I always tell my landlord "Thursday by noon" just to give myself that buffer, even though it's almost always there Wednesday night. Better to under-promise and over-deliver, especially with something as important as rent!

I've been with Gesa for unemployment benefits for about 5 months now and I can add another data point - mine consistently shows up Wednesday nights around 11:15pm, almost like clockwork! I think what everyone is saying about Gesa's evening batch processing is spot on. One thing that really helped me was setting up a separate "rent fund" savings account with Gesa that I transfer money into as soon as my unemployment hits. That way I'm not scrambling to make sure the timing works out with my landlord - I just transfer the rent money immediately on Wednesday night and then I know it's there for whenever I need to pay. Gesa's mobile app makes the transfer instant between accounts. For your current situation, I'd definitely go with what others suggested and tell your landlord Thursday to be safe. But based on everyone's experiences here (including mine), you should see it Wednesday night!

I'm new to unemployment benefits and just opened a Gesa account specifically because I heard they were good for direct deposits. This thread is so reassuring! I was worried about timing since I'm also dealing with rent deadlines. Quick question for the Gesa veterans here - does the deposit timing change at all if you're brand new to unemployment? Like, do they hold first-time deposits longer or anything like that? I just filed my first weekly claim on Sunday and ESD shows it as processed, but I want to make sure I have realistic expectations for when it might hit my account. Also, is there any difference between using Gesa's mobile app vs online banking for checking deposits? I want to make sure I'm not missing anything!