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CosmicCommander

What days does ESD usually deposit unemployment benefits?

I just got approved for unemployment and I'm trying to figure out when I'll actually get my money. My rent is due on the 1st and I'm cutting it close this month. Does ESD deposit benefits on specific days of the week? I filed my first weekly claim yesterday (Sunday) and it shows as "processed" but nothing in my bank account yet. Also, is direct deposit faster than the debit card option? Thanks for any help!

ESD typically deposits payments within 2 business days after your weekly claim is processed. Most people who file on Sunday see deposits on Tuesday or Wednesday. It can vary a bit depending on your bank though. Direct deposit is definitely faster than the debit card in my experience - the card can take an extra 1-2 days to load.

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Thanks! So I might see it tomorrow then? That would be a huge relief.

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mine ALWAYS comes on Tuesday after I file on Sunday!! never fails. One time it was Wednesday but that was during a holiday weekend. direct deposit btw

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Dylan Cooper

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Does anyone know if it changes depending on what bank you use? I'm with BECU and sometimes I get it Tuesday night at like 11pm and sometimes Wednesday morning. So weird how it's not consistent???

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Yes, different banks process ACH transfers on different schedules. Credit unions like BECU sometimes take slightly longer than big national banks. Also, if you file later in the day on Sunday rather than first thing in the morning, it can push your processing time back a bit.

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Sofia Ramirez

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For me it depends on when I file my weekly claim. If I file Sunday morning, I get paid Tuesday. If I file Sunday night or Monday, I get paid Wednesday. One time I completely forgot until Thursday and didn't get paid until the following Monday! Learned my lesson to file early lol

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Dmitry Volkov

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I've been on unemployment for 3 months now and I've noticed ESD is pretty consistent with their deposit schedule. If you file on Sunday, you'll typically get your payment Tuesday or Wednesday depending on your bank. BUT! If there's any sort of holiday or if your claim gets flagged for any reason, it can cause delays. By the way, if you need to talk to ESD about your payments and are having trouble getting through, I found this service called Claimyr that helped me get through to an actual person. You can check it out at claimyr.com - they have a video showing how it works at https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Saved me hours of redial frustration when I had an issue with my direct deposit information.

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That service sounds interesting. Has anyone else used it? My payment just showed up today so I'm good for now, but might need this if I run into issues later.

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StarSeeker

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esd is THE WORST with communication!!! they should tell u exactly when to expect $ instead of making us guess. i been waitin 2 weeks cause of some stupid "adjudication" thing and cant get anyone on the phone!!!

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If you're in adjudication, that's different from regular weekly payments. Adjudication can take 3-6 weeks to resolve, unfortunately. You should still file your weekly claims during this time, and once adjudication is complete, you'll get all the back payments at once if approved.

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Dylan Cooper

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I used that Claimyr service mentioned above when my account got locked and I couldn't file for like 3 weeks. It actually worked! Got through to someone in like 25 minutes when I had been trying for days on my own.

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Ava Martinez

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To answer your original question more precisely: ESD processes payments in batches, not on specific calendar days. Their system works like this: 1. Claims filed Sunday-Friday are typically processed overnight 2. Direct deposit usually arrives 2 business days after processing 3. Debit card payments can take 3-4 business days to become available So there isn't a set "payment day" for everyone - it depends on when you file your weekly claim. The earliest possible scenario is filing Sunday and receiving payment Tuesday. If there are holidays or high claim volumes, it might take an extra day. One important note: verify your payment method in your ESD account. Sometimes people think they've set up direct deposit but the system is still set to the debit card option, which can cause confusion about timing.

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Thank you for the detailed explanation! My payment did show up today as a direct deposit, so it looks like the Tuesday timeline was right in my case. This helps me plan better for future weeks.

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Sofia Ramirez

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when i was on unemployment last year i had so many problems with late payments!!! once my claim got flagged for "job refusal" even tho i never refused any job!!!! took SIX WEEKS to fix and i almost got evicted!!!! 😡

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StarSeeker

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Same thing happened to me!! They just randomly flag accounts I swear, some stupid computer algorithm. Meanwhile real people are suffering waiting for their money!

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Paige Cantoni

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I've been collecting unemployment for about 8 months now and here's what I've learned about ESD payment timing. They actually process claims in waves throughout the week, not just on one specific day. If you file your weekly claim on Sunday morning, you're usually in the first batch that gets processed Sunday night/Monday morning, which means direct deposit hits Tuesday. But if you file later on Sunday or on Monday, you might be in the next batch and get paid Wednesday. One tip I wish someone had told me earlier: set up account alerts with your bank so you know the exact moment your deposit hits. Chase and Wells Fargo both have push notifications that saved me a lot of anxiety during those first few weeks when I was broke and constantly checking my balance. Also, make sure you're actually set up for direct deposit and not the debit card. I know someone who waited an extra week thinking they had direct deposit but ESD was still sending payments to the debit card they never activated.

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Paolo Longo

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This is really helpful info! I never thought about setting up bank alerts - that's a great idea to avoid the constant balance checking anxiety. I'm definitely going to do that. Also good point about double-checking the payment method in the ESD account. I think I set up direct deposit correctly but now I'm second-guessing myself and will log in to verify. Thanks for sharing your experience!

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Jibriel Kohn

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Just wanted to add my experience since I've been dealing with ESD for about 6 months now. The timing really does depend on when you file AND your bank's processing schedule. I have Bank of America and when I file Sunday morning, I almost always get my deposit by Tuesday afternoon. But here's something I learned the hard way - if you miss filing on Sunday and have to file on Monday or Tuesday, it can push your payment back to Thursday or even Friday. One thing that helped me was creating a Sunday morning routine where I file my claim right after I wake up, usually around 8 AM. That way I'm in that first processing batch and get the earliest possible deposit. Also, if you're really tight on money like I was when I started, some banks will let you see pending deposits before they officially clear - might be worth asking your bank about that feature. The direct deposit vs debit card thing is real too. I started with the debit card and it was consistently 1-2 days slower than when I switched to direct deposit. Plus no ATM fees to worry about with direct deposit!

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Andre Laurent

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This is super helpful! I'm new to all this unemployment stuff and wasn't sure about the timing differences between filing days. Creating that Sunday morning routine sounds like a smart strategy - I'll definitely try that. Quick question though, when you switched from the debit card to direct deposit, was it easy to change in the ESD system? And did you have to wait for the change to take effect or did it work right away for your next payment?

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