ESD pandemic overpayment waiver APPROVED by judge - my success story!
After 4 months of pure stress, I finally got my overpayment waiver approved!!! The judge ruled it wasn't my fault and I don't have to pay back the $7,850 ESD was demanding from me. I was literally losing sleep thinking I'd have to empty my savings account. My situation: I was laid off from my restaurant job in December 2024 and filed for regular UI. In March 2025, I got a notice saying I was disqualified because they said I 'voluntarily quit' (completely false!) and owed all the money back. Turns out my former employer told ESD I resigned when I absolutely did NOT. I requested a hearing right away and gathered everything I could - text messages with my manager about the layoff, my termination letter, and even got statements from 2 coworkers confirming I was laid off with others. The judge at the hearing was actually really fair and listened to everything. She determined I was eligible for the benefits since I was truly laid off and approved the waiver since the overpayment wasn't my fault. I'm posting this because I was ready to give up at one point. If you're dealing with an overpayment notice that isn't your fault, APPEAL IT! Don't just accept it because you're scared or overwhelmed.
18 comments
Layla Sanders
Congrats! That's so great to hear! The overpayment notices are SO scary. I got one for $4,580 last month and I've been freaking out. I honestly don't even understand why they're saying I was overpaid. Something about 'not meeting job search requirements' but I DEFINITELY submitted my job searches every week!!! Did you have to wait long for your hearing date?
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Anna Stewart
•Thanks! I had to wait about 7 weeks for my hearing date which felt like FOREVER. Make sure you request your hearing within 30 days of getting the overpayment notice! And keep copies of ALL your job search logs. The judge specifically asked to see mine even though my case wasn't about job searches.
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Morgan Washington
This gives me hope!! I'm dealing with almost the exact same situation - got laid off in January, was approved for benefits, then in April they said I quit and want $5,200 back. My employer is claiming I 'abandoned my position' because I missed two days when my car broke down, which is complete BS. I've already filed my appeal but haven't heard anything back yet. Did you have a lawyer for your hearing? I'm worried about representing myself against my former employer.
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Anna Stewart
•I didn't have a lawyer, but I did a TON of preparation. I wrote down everything I wanted to say and practiced it. I also printed out the relevant parts of the unemployment handbook about what counts as 'voluntary quit' vs being fired. Your situation sounds really similar - make sure you have documentation about your car breaking down and any attempts you made to notify your employer!
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Kaylee Cook
good for u but not everyone is so lucky... i had hearing last yr and judge sided with my employer even tho they LIED about everything. system is so rigged its not even funny. i still owe $6700 and they taking it from my tax returns
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Oliver Alexander
•That sucks, I'm sorry that happened to you. Did you try appealing the judge's decision to the Commissioner? You have 30 days after the hearing decision to appeal to the next level. Some people get different results at that level.
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Lara Woods
First, congratulations on your successful appeal! I'd like to add some helpful information for others facing overpayment notices: 1. You have THREE levels of appeal available: Reconsideration, OAH Hearing (what the original poster did), and Commissioner's Review. 2. Always request your full ESD file through a public records request - it contains all the information they're using against you, including employer statements. 3. For pandemic-era overpayments specifically, there are additional waiver options available that don't apply to regular UI overpayments. 4. The burden of proof in voluntary quit cases is on the EMPLOYER to prove you quit, not on you to prove you didn't. Your preparation sounds excellent - bringing witnesses and documentation is exactly what makes the difference in these hearings!
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Morgan Washington
•This is incredibly helpful info! How do I make that public records request? Is there a specific form or do I just call ESD? I'd really like to see what my employer has been saying about me.
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Lara Woods
To answer your question about requesting records: You can submit a public records request through the ESD website under the 'Contact Us' section. Look for 'Public Records Request' link. You want to specifically request your 'complete claim file' including all employer statements and internal notes. They must respond within 5 business days, though getting the actual records might take longer. Also, for anyone trying to reach ESD about overpayment issues - I found Claimyr (claimyr.com) extremely helpful when I was dealing with my own appeal. They got me connected to a live ESD agent in about 25 minutes when I'd been trying for days on my own. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Saved me tons of frustration during an already stressful time.
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Morgan Washington
•Thank you! I'll definitely submit that records request today. And I might try that Claimyr service too - I've called ESD literally 15 times this week and either get disconnected or told the wait time is over 3 hours.
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Adrian Hughes
anyone else notice that ESD seems to be sending out WAYYYY more overpayment notices this year?? feels like they're just trying to get money back from anyone they can. my neighbor, my sister, and now me all got these notices within like 2 months of each other. so sketchy.
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Kaylee Cook
•YES!!! its because theyre running out of $ and trying to balance their budget on the backs of unemployed ppl. my cousin works for the state (not esd) and says they have quotas for how much money they need to 'recover' each quarter
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Oliver Alexander
I'm an employment attorney (though I can't give specific legal advice here). What the original poster did is exactly right - gathering documentation and witness statements is crucial. One thing I'd add: in your hearing, stick to the facts and timeline. Judges don't respond well to emotional arguments about financial hardship, but they DO respond to clear evidence showing you followed the rules. Also, make sure you continue filing weekly claims during your entire appeal process if you're still within your benefit year. If you win your appeal but haven't been filing, you can't get those weeks retroactively.
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Layla Sanders
•Wait, we have to keep filing even when we're disqualified? I stopped filing when I got my overpayment notice 3 weeks ago. Should I start again? Will I lose those weeks now?
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Oliver Alexander
Yes, you should restart your weekly claims immediately. You may have lost those 3 weeks unless you can show good cause for not filing (and 'I didn't know I had to' usually doesn't count as good cause). The requirement to file weekly continues throughout the appeal process - think of it as preserving your potential eligibility while your case is decided.
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Layla Sanders
•Omg thank you!! I'm going to restart filing today! No one at ESD told me this when I called about my appeal. Their communication is so terrible!!
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Molly Chambers
I had a similar experience but with a different outcome. My overpayment was because ESD initially approved me for $684/week but then recalculated 6 months later and said I should've only gotten $425/week. Had to pay back over $5,000! Judge said since I received more than I was eligible for, even though it was their calculation error, I still had to repay it. I did get a payment plan though. Really depends on the specific reason for your overpayment.
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Anna Stewart
•That's awful! Did you try requesting a waiver based on financial hardship? I've heard they sometimes approve those even when they won't waive it based on fault. You have to show that repaying would cause significant financial hardship.
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