ESD overpayment refund letter received but no money - typical wait time?
Hey everyone, just got a surprise letter from ESD on December 6th saying I don't have to repay my overpayment. Here's the weird thing - I already paid the whole thing off over two years ago (about $4,200 in total). The letter mentions I should get a refund, but it's been almost 3 weeks and nothing's shown up in my account. Has anyone gone through this refund process before? What's the typical timeline I should expect before I see the money? Getting a little anxious since it would really help with post-holiday bills.
21 comments


Ava Williams
congrats! got the same letter back in september. took almost 6 weeks for the refund to hit my account. dont bother calling, youll never get thru anyway
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Dmitry Petrov
•6 weeks?? Wow, that's definitely longer than I hoped. Was your refund the full amount you paid or did they deduct something?
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Miguel Castro
I had a similar situation last year but with a smaller amount ($1,700). The refund process typically takes between 4-8 weeks depending on your payment method. If you paid via check originally, it takes longer than if you paid through direct bank transfer. The letter should have mentioned this timeline somewhere - check the fine print at the bottom. Also, the refund will come in the same form as your original payment method unless you've updated your banking information with ESD since then. If you're concerned, you can try contacting them through eServices or the online message center rather than calling.
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Dmitry Petrov
•Thanks for the detailed info! I paid through a payment plan via direct bank transfer over about 8 months. The letter didn't mention any timeline that I could see, just that I'd be receiving a refund. Guess I'll need to be more patient.
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Zainab Ibrahim
•I'm curious - did they tell you WHY you suddenly don't have to repay? I got hit with a $2800 overpayment notice last month and I'm trying to figure out if I should appeal or just pay it. Did you appeal yours originally or did ESD just randomly decide to forgive it??
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Connor O'Neill
My cousins friends neighbor got a refund once and she never saw the money!!! ESD is STEALING from us hardworking ppl again!!! They just send these letters to make you think your gettin money back but TRUST ME youll never see a penny!!!
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LunarEclipse
•That's not accurate. I work with unemployment cases regularly, and while ESD certainly has issues with delays, they do process refunds. The backlog is significant due to a large number of overpayment reviews happening simultaneously, but refunds are being issued. The timeline is typically 30-45 business days (so 6-9 weeks) from the date of the determination letter. If you don't receive anything after that period, then you should contact them through eServices or potentially through your state representative if you continue to have issues.
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Yara Khalil
I've been through this exact situation recently. Called ESD about 50 times trying to check on my refund status after getting a similar letter in October. Finally got through using Claimyr (claimyr.com) - they connected me to an agent within 20 minutes when I'd been failing for weeks. The agent confirmed my refund was being processed but was in a queue with hundreds of others. If you want to see how it works before trying, they have a demo video: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Saved me tons of frustration trying to get through the phone system.
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Dmitry Petrov
•Thanks for the tip! I might give that a try after the holidays if I still haven't heard anything. Did the agent give you any specific timeline after you finally reached them?
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Yara Khalil
•They told me it would be another 2-3 weeks from when I called. The refund appeared exactly 15 days later. The agent said that once it's in their system as approved, it will definitely be processed, but they're dealing with a backlog from some policy change that affected thousands of accounts.
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Keisha Brown
Anyone else find it SUPER suspicious that they're suddenly refunding overpayments right after they announced budget shortfalls? I got the same type of letter. Bet they're just trying to look good on paper before the new fiscal year or something. I'll believe it when I see the money...
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Miguel Castro
•The refunds are actually part of a legal settlement that required ESD to review certain categories of overpayment determinations made between 2020-2023. It's not related to the budget - it's from a class action lawsuit that was settled earlier this year. The review process is automated, which is why many people are receiving these letters at roughly the same time.
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Ava Williams
btw when i got my refnd it came as a check in the mail NOT direct deposit even tho they had my bank info. might wana check ur mailbox carefully
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Dmitry Petrov
•That's really good to know! I'll make sure to check my mail carefully. Did the envelope look official or could it easily be mistaken for junk mail?
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Ava Williams
•it was in a regular white envelope wth the esd logo. kinda plain lookng so dont throw anything away without checking!!
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Miguel Castro
A quick update on the timeframes since there seems to be some confusion: The current published processing time for overpayment refunds is 8-10 weeks from determination date (the date on your letter). However, there are three different queues based on how you paid: 1. Direct bank transfers: 6-8 weeks 2. Debit card/credit card payments: 7-9 weeks 3. Check payments: 8-10 weeks If you made multiple payments using different methods, it defaults to the longest timeline. Additionally, if your banking information has changed, this can add 1-2 weeks to the process. The ESD website (esd.wa.gov) has a section about overpayment refunds under the "Benefit Questions" area with current processing times.
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Dmitry Petrov
•This is extremely helpful information! I made all my payments through direct bank transfers, so I guess I should expect 6-8 weeks. That puts me into late January or early February. Really appreciate you sharing this detailed breakdown!
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Zainab Ibrahim
I'm dealing with a current overpayment, so I'm jealous you're getting a refund! But honestly I'm super confused about something - why would they determine you don't have to pay back an overpayment AFTER you already paid it?? Doesn't that defeat the whole purpose? Shouldn't they have figured this out BEFORE making people pay thousands of dollars?? The whole system seems backwards!
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LunarEclipse
•You're absolutely right that it seems backward. What happened is that a recent court ruling forced ESD to review their overpayment determinations from certain time periods. The court found that some of ESD's processes were not properly following federal guidelines for determining fault in overpayment cases. Rather than review each case manually (which would take years), they're using an automated review process to identify cases that qualify for refunds based on the new interpretation of the rules. If you're currently dealing with an overpayment, you might want to look into whether your case falls under any of the categories being reviewed. The main categories are: 1. Pandemic-related eligibility misunderstandings 2. Working part-time while claiming benefits where reporting errors occurred 3. Cases where claimants were not properly informed of reporting requirements You can request a review of your overpayment determination even outside the automated process.
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Ava Williams
my sister got her refund after 5 weeks so theres hope! just hang in there
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Dmitry Petrov
•That's encouraging! Thanks for letting me know. I'll try to be patient for a few more weeks.
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